11 common property investment finance mistakes to avoid - Part 2

What are the common finance mistakes property investors make? Yesterday I outlined the first five finance mistakes to avoid when structuring your finance, whether you’re a home buyer or property investor. I explained that the mortgage product you end up with can mean the difference between building a lucrative, wealth generating property portfolio and never progressing…

Refinancing pitfalls

In a recent Real Estate Talk show the ins and outs of refinancing are up for discussion. Andrew Mirams gave his expert advice on potential refinancing pitfalls to watch out for. Here’s the transcript: Kevin:  It might be fair to say that many borrowers will probably prefer to stay with their current loans because they don’t quite know what’s…

How Banks Value Properties

The difference between the price paid by the buyer and the bank valuation is often high – over 20% – and the differential is spreading. When asked about this situation, I replied that the solution should be a relatively simple one. Firstly, bank valuers should be paid more – they carry the risk, not the…

Six capital gains and depreciation facts for property investors   |   Brad Beer

One question investors often ask about claiming depreciation on a rental property is ‘how will these claims affect Capital Gains Tax (CGT) when the property is sold?’ CGT can be a complex topic for investors to understand, particularly as the answer to the above question can really depend on the scenario of the individual property…

With Investment Lending Surging in October APRA are Concerned  |  Cameron Kusher

The Australian Bureau of Statistics (ABS) recently published housing finance data for October. The data release coincided with the Australian Prudential Regulation Authority (APRA) sending Australian Authorised Deposit-taking Authorities (ADIs) a letter. The letter highlighted that APRA was going to increase surveillance on risky lending and have a specific focus in growth in investor lending…

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