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Let’s be honest – if Australian politicians really wanted housing to be affordable, it would be by now. They’ve had decades to fix it. There have been inquiries, commissions, roundtables, and countless election promises. Billions have been thrown at “affordability schemes.” And yet, what do we have to show for it? Record-high property prices, with…
There is a dangerous assumption circulating among investors right now – the belief that 2026 will simply be a repeat of 2025, just with lower interest rates. They couldn’t be more wrong, meaning that if you’re relying on the same strategy that worked for you in 2025, you’re in for a rude shock—the ‘easy money’…
Australia’s housing market isn’t just about affordability, wealth creation, or investment returns. Believe it or not, it’s also quietly reshaping some of the most personal aspects of our lives: love, relationships, marriage, and family stability. We’ve long discussed how demographics influence housing. But what’s less often recognised is how housing costs, in turn, influence our…
What really drives property prices in Australia? Ask 10 people and you’ll get 12 opinions, most shaped by headlines, hip-pocket pressure, or political spin. But property markets don’t run on noise. They’re powered by a complex web of economic levers, social trends, and psychological triggers. We are now at the beginning of a new year…
If you listen to the public conversation about property, you’d think Australia’s housing market is a tug-of-war between Baby Boomers and Millennials. Boomers are blamed for owning everything. Millennials are portrayed as locked out and angry about it. But that framing misses the generation that has already done exceptionally well from property, and is now…
We’re already into 2026, and the last few months have been a time when little creatures come out of hibernation – they’re called forecasters, and their predictions of what lies ahead of us abound. These relate to all areas, particularly property, because almost anyone who owns real estate would give their second garage to know…
If you listened only to the headlines this week, you’d be forgiven for thinking Australia’s property market is on shaky ground. Interest rates rose and the future for rates is a little cloudy, affordability pressures dominate the commentary, and buyers are often portrayed as hesitant or exhausted. When the Reserve Bank raises interest rates the…
Australia’s middle-ring suburbs are undergoing a significant transformation, driven by a combination of state-led rezoning initiatives, the introduction of medium- and high-density developments, and a strategic shift towards creating “20-minute neighbourhoods.” This evolution presents both opportunities and challenges for existing homeowners and investors. Embracing the ‘missing middle’ in urban planning The term “missing middle” refers…
Are you considering investing in Melbourne’s property market? You’re not alone — and you’re certainly not too late. Melbourne has posted consecutive months of home price growth in the second half of 2025. This represents a notable turnaround as Melbourne property prices fell in most months of 2024. Melbourne continues to rank as one of…
2026 is shaping up to be another year of solid, though uneven, growth. At its first meeting for 2026, the Reserve Bank lifted the cash rate to 3.85%, up from 3.6%, exactly as most economists expected. That move officially ends the shortest and most modest rate-cutting cycle since the RBA began inflation targeting back in…
