When an investor first borrows to buy an investment property, almost always the rental income does not cover the associated expenses, including loan repayments. This means the investor will need to cover any shortfall out of their pocket each month. While you can claim a tax deduction for this shortfall (known as negative gearing), it…
The 2025 home auction season continued this week with more generally positive results, particularly in Melbourne and Sydney, with a surge in listings over the past week now tracking well above the same week last year. This weekend’s auction results around Australia: Capital City This Week Last Week Saturday Last Year Auctions Rate Auctions Rate…
Did you know that more than 80 per cent of Australia’s houses have less than half the energy efficiency rating of homes built to today’s standards? That’s a staggering statistic, but it also highlights a growing issue for homeowners and property investors alike. With rising energy costs and increasing environmental awareness, buyers are now seeking…
Have you ever wondered how quickly the property market can turn around? Well, Australia’s housing market has just demonstrated an impressive rebound. According to Nerida Conisbee, Chief Economist at Ray White, the downturn in late 2024 lasted only a single month before prices began climbing again in January 2025. She describes this as potentially “one…
Australia’s housing market has long been a barometer of economic health and societal prosperity. Yet, its impact is uneven, creating distinct winners and losers in a system that seems designed to favour those already in the game. As property prices continue to rise around the country, housing affordability can’t stay out of the news, so…
It’s always fascinating to explore how property prices might move over the coming year. While short-term price fluctuations aren’t particularly relevant for long-term investors, this kind of analysis can be incredibly useful for those planning to sell or buy property in 2025. Last week, I joined James Kirby on The Australian’s finance podcast to dive into this…
The year 2025 marks the beginning of a new generation, in Generation Beta. Simply put, Generation Beta is defined as those born between 2025 and 2039. Generation Beta will be born from 2025 to 2039 By 2035 they will make up 16% of the global population They will be the children of younger Gen Ys…
National home prices commenced 2025 lower, with the latest data from My Housing Market reporting that most capitals recorded monthly falls for house values, although results for units were more positive. Now before you get too worried, the national capital city median house price declined by just 0.2% over the January quarter compared to the…
Nationally, house prices increased by 0.8%, while unit prices declined by 0.4%, resulting in a combined increase of 0.7%. Among capital cities, the average asking price fell by 0.7%, with houses declining by 0.8% and units remaining unchanged. Sydney’s market saw stability overall, with house prices falling by 0.2% while unit prices increased by 0.8%,…
As we step into 2025, the economic landscape is shifting. Pandemic-driven trends like high inflation and overseas migration are easing. The RBA cash rate might finally drop, with lending policies playing a role in how this impacts the market. Unemployment is set to rise, but those with secure jobs will enjoy higher real incomes. Residential…