There’s no better time than the present to get your personal finance in order.
Building wealth certainly doesn’t happen overnight and as much as property investment is key, this all begins with how you manage your money.
These articles offer the best advice from finance industry experts so you can learn how to benefit from long-term monetary strategies.
We teach our kids how to behave in public, how to have manners and the importance of working hard at school. But why don’t more of us teach our kids how to invest? We spend our lives investing. We invest in our homes, in our businesses and in our relationships with others. Almost everything we…
There are changes aplenty in the superannuation space at present, but some things have stayed the same. One of which is that there are still multiple benefits to running your own super fund, regardless of any changes to the general super landscape. In fact, more and more Australians are opting to take control of their…
The end of the financial year can sneak up on you, can’t it? Before you know it, 30 June is approaching – or has passed – and you aren’t as prepared as you wanted to be. Unlike the onset of spring, when our minds perhaps turn to more growth-oriented ideas, the wintry end of the…
I don’t run into too many people who love to budget. And when you add another person to the mix, like a spouse or partner, there’s a good chance one of you will actually hate the idea. Budgeting clearly has a marketing problem. It’s a bit like flossing. We understand how important it is to…
No one likes to talk about death but it is a fact of life. The problem is that by not talking about it, many people never get around to preparing for it either. A common saying is that there are only two certainties in life – death and taxes – yet we generally prepare for…
As millions of Australians face uncertainty about extended lockdowns and restrictions, saving levels have dropped to their lowest point since March 2020, according to new research by Finder. Here is some finding from Finder’s Consumer Sentiment Tracker (CST) which is the largest chronological consumer survey in Australia, with over 26,400 respondents over the course of…
It’s an unfortunate fact of life that many people are terrible with money. Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried through into adulthood. Other times, it’s because we simply spend more than we earn and have never been within 100 metres of…
Australians struggling with their finances are being urged to seek help as both the federal government and banks step up their COVID support packages. Troubling research from the ABS, released last month, shows 17.5 per cent of households can’t raise $2,000 in an emergency. The ABS Household Impacts of COVID-19 Survey from May also found…
We all know that money can’t buy happiness. If you’re unhappy before you make a lot of money then extra cash isn’t going to suddenly change your outlook on life. I have written in the past about people who win Lotto, and the fact that many of them end up losing their fortune. They’re not…
Australians appear to be stuck in a debt rut with new RBA figures showing credit card debt accruing interest is hovering around $20 billion for the tenth month in a row. In fact, Australians added close to $100 million in personal credit card debt accruing interest in May, according to the Reserve Bank of Australia…
