Personal Finance Tips

There’s no better time than the present to get your personal finance in order.
Building wealth certainly doesn’t happen overnight and as much as property investment is key, this all begins with how you manage your money.
These articles offer the best advice from finance industry experts so you can learn how to benefit from long-term monetary strategies.

Latest posts
How to protect assets in your own name

Australia is becoming a more litigious society with more people considering suing and more lawyers opting to take on their cases for no upfront fee. While the number of law suits in Australia is growing, we’re still a fair way from the situation in the USA, where people have a 33 per cent change of…

Be Like Spock

For the three individuals out there who have never hear of Spock, he is the Vulcan in the Star Trek series, books and movies. Spock’s overriding character trait was that he never expressed emotion and, thus, was ruled by logic. Interestingly, controlling your emotions was one of the common Rich Habits among the self-made millionaires…

High IQ is a Daily Habit

Use it or lose it applies to intelligence. The more you use your brain, the more brain mass you create. More mass = greater intelligence. Brain density is measured by the number of synapses (connections between neurons), the birth of the myelin sheath surrounding each axon (the axon is how brain cells send signals) and…

The top 6 six things rich people do

When you’re struggling to achieve financial freedom, rich people can feel like an entirely separate species. They move in different circles. They have different routines. They even seem to think differently from others. This is not a myth. Rich people are not actually different, of course, but they do act differently from those who are…

Do you really understand what productive debt is?

Do you know the difference between productive and unproductive debt? In my experience, too many people have too much unproductive debt, and not enough debt that actually works for them productively to increase their wealth over time. The debt equation  I had a conversation with someone recently who was considering paying off their home loan…

How to Deal With Money Regret

Parking tickets are almost a rite of passage when you move to Los Angeles. You’re not a true Angeleno until you’ve racked up four or five of them. Everywhere you go, there are rules and meters and permits dedicated to how, where, and when you may park.  It’s inevitable that, at some point, you will…

10 Commandments of Investment Strategy

How Does Your Portfolio Measure Up To These Proven Success Principles? Smart investing isn’t as hard as it seems.  You just need to know the right principles, and you need to follow them with discipline. Unfortunately, much of what is taught about investment strategy is a dangerous half-truth that can be expensive. Below are ten proven…

Are YOU going to be the next victim of identity theft?

Did you know that each year between 750,000 to 900,000 Australians fall victim to identity crime resulting in financial loss?    Well that’s what a government report on identity security suggests. Apparently more Australians reported being a victim of identity crime than victims of robbery, motor vehicle theft, household break-ins or assault. It seems that identity crime…

Under the Influence of Money

Last year, a guy made headlines because he was caught using a lowly flip phone. In a world of gold iPhones and palm-size phablets, it does seem a little odd that someone would still use such a low-tech device. But it was the identity of the person using the phone that got everyone’s attention: Jerry…