We’ve all become comfortable clicking, tapping, and swiping our way through purchases. From household items to birthday gifts, most of us now jump online without a second thought. But behind the glossy ads and tempting discounts lurks a growing threat that far too many Australians are still underestimating. According to the NAB, Australians lost $9.8…
Australians are now paying the highest average rate of income tax in more than two decades, raising concerns too much of the tax burden may be falling on Australian workers in their prime. That’s according to the latest annual report from the Household, Income and Labour Dynamics in Australia (HILDA) survey, released today. I am…
Trusts have long been one of the most powerful tools available to property investors. Used properly, they can protect your assets, help with estate planning, and provide flexibility in managing your growing wealth. But used poorly – or set up for the wrong reasons – they can quickly turn into financial handcuffs rather than a…
You’re probably reading this blog because you want to become rich. But how much money do you need? A lot of research has gone into whether money does truly make you happy and it has been found that, in general, humans are never satisfied. We always think that if we had a little bit more…
“What do you want your retirement to look like?” Most people pause when I ask that. Then they give vague answers: I want to travel more” or “spend time with the grandkids.” Nice ideas. But vague answers don’t lead to meaningful action. At Metropole, we’ve learned that the best way to help our clients build…
We often talk about Australia’s retirement system being one of the best in the world, underpinned by compulsory superannuation, the age pension, and voluntary savings. But the latest HILDA survey reminds us that the real wealth divide in retirement isn’t about how much super you’ve got – it’s about whether you own your home. The…
“All things are difficult before they are easy.” – Thomas Fuller The path towards success is like climbing a never-ending flight of stairs. Each step is another obstacle to overcome. Each step is another mistake to learn from. With each step, another closed door opened. It requires a warrior mindset. When you have a warrior…
I’ve often said that wealth isn’t just about how much you make – it’s about how much you keep. And when it comes to passing on that wealth to the next generation, a well-structured estate plan can mean the difference between preserving your legacy or watching it disappear through tax or family disputes. One of…
Have you ever noticed how easy it is to swipe a card but how hard it feels to pay it off? For many Australians, credit cards are less of a convenience and more of a trap. And according to new research from Finder, this is a growing concern that could keep millions of households stuck…
When most people think of identity theft, they imagine vulnerable seniors being tricked over the phone or tech-savvy scammers preying on the young. But the reality is very different, and far more unsettling. A new study has revealed that the group most likely to be victims of identity fraud in Australia isn’t the elderly or…
