The fact is…we are hardwired to be miserable. Have you ever notice how your mind seems wired to focus on what’s wrong rather than what’s right? You could have a great day, achieve a couple of wins, get a compliment from a colleague… and yet one small problem or criticism is what sticks in your…
If it feels like many Australians are running hard financially but not really getting ahead, the latest data suggests that’s more than just a perception. A growing number of households are finding themselves stuck in place, or worse, slipping backwards, despite their best efforts. After several years of rising living costs, interest rate increases and…
Most of us do as we are told. This habit forms early in life. Our parents, for our own good, make us do things we don’t want to do: wake up early for school, eat broccoli, do homework, do house chores, etc. Doing what we are told is conditioned into us from the very beginning….
There is one investment principle that, if you truly understand it, will help you make the smartest financial decisions and create the most wealth in the long run. I know that sounds like hyperbole, but I assure you, it’s not. I cannot overstate how important this principal is. The most important investment principal is… The principle is simple: buy the investments with the strongest past evidence and fundamentals to…
Many Australians still believe they’ll finish work with a mortgage-free home and enough super to live comfortably. But the reality is shifting rapidly, and it threatens to reshape how we think about both retirement and property investing. More of us are likely to be renting in retirement, still paying off mortgages, and having to use…
Why do some people seem to move forward in life while others remain stuck in the same place year after year? It’s an interesting question, and after spending more than five decades studying successful people – entrepreneurs, investors, and business leaders – I’ve come to a simple conclusion. Success is rarely about luck, and it’s…
We have all heard the saying that a fool and his money are soon parted. I know some smart reader will think – “ How did the fool get his money in the first place? But putting that aside, you’re likely to have come across a few people who despite having the trappings of being…
Let me introduce you to a group of 100 everyday Aussies. They come from all walks of life; teachers, tradies, nurses, small business owners, retirees, professionals, and investors. Some rent, some own their homes outright, and a few have one or two investment properties. Some are just starting their careers, and others are planning for…
Asset protection seems to be a recurring topic with clients over the past few months. So let’s have a look at the top issue of asset protection that every property investor should consider: 1. Should I have a will? The answer is yes if you want to control who gets what and not leave it to…
We’re about to face one of the biggest financial shifts in Australian history, and it won’t come from the stock market, government policy, or even migration. Instead, it will come quietly, gradually and inevitably as Baby Boomers pass on their wealth to younger generations. This so-called “inheritance tsunami” will see close to $5 trillion transferred…
