Are you banned from a SMSF? You may be…
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More and more Australians are trying to protect their financial future by setting us their own Self Managed Super Funds (SMSF). However, there are some interesting rules governing and who is legally allowed to run them. But very few of us understand them.  Did you know that a “disqualified person” is not permitted to be…

Money doesn’t lead to happiness
2

While 500 million people have moved from rural China into modern cities, a study by Richard Easterlin, a professor of economics at the University of Southern California and the author of “Happiness, Growth and the Life Cycle” shows that there is no evidence that the Chinese people are, on average, any happier. If anything, according…

My Applause is Money
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“Now that you’re not working, it must be hard” she said.  “There’s no-one to tell you you’re doing a good job”. I’d caught up with a friend for dinner who had won yet another industry award. I was happy for her. She’s worked hard. I did have to hold back though. Her statement revealed what she…

Money - is it a positive or a negative?
2

How does money influence you? When does money go from being a positive, to a negative force in our lives? When it becomes an obsession, and it’s one of the last things you think about before going to sleep, and the first thing you think of when you wake up. If you judge the integrity…

Aussie's are apathetic about their home loans
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Everyone’s talking about it, but most aren’t doing anything about it. By the way…I’m talking about their homes loans, A recent survey by non-bank lender State Custodians Home Loans found that homeowners admit they’d like a cheaper home loan but aren’t putting enough hard graft into actively searching around for better home loan rates despite flatlining wages and…

Money doesn’t lead to happiness
2

While 500 million people have moved from rural China into modern cities, a study by Richard Easterlin, a professor of economics at the University of Southern California and the author of “Happiness, Growth and the Life Cycle” shows that there is no evidence that the Chinese people are, on average, any happier. If anything, according…

How to find out your credit score
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A good credit score is essential to financial success. After all, what hope do you have of convincing banks and lenders to give you money to build your property portfolio when, according to your credit history, you have trouble paying your bills on time? There’s no doubt about it: a bad credit score can ruin…

Mum and Dad play bank to 1 in 4 Aussies
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More than one in four adults across Australia rely on the help of family and friends to cover a money emergency,  leading to concern about personal financial management, according to finder.com.au.   A new survey found most Aussies (52%) turn to their credit card to cover a shortfall in their finances, while 28% would count…

Australia’s rich give little – and a culture of secrecy surrounds their philanthropy
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There is a view that philanthropy from super-wealthy individuals, rather than government policy, will be the force that changes the world for the better. But this seems unlikely in Australia, writes… Bronwen Dalton, University of Technology Sydney and Elizabeth Cham, University of Technology Sydney Wealth in Australia is becoming heavily concentrated among a tiny, super-wealthy…

Wages growth slows to a crawl
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Is it time to get ready for even weaker non-tradables inflation and even lower interest rates? It could be. The ABS Wage Price Index for Q1 2016 recorded wages growing by just +0.4 per cent in the first quarter, and by +2.1 per cent over the year. Private sector wages growth has slowed to a…

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