Self-Made Millionaires Are Truly Superhuman


Human being are hardwired to be followers.

When we don’t do as others around us are doing, it creates stress and anxiety.

This desire to follow the herd is a byproduct of human evolution.   population growth

During the early part of our human existence, we quickly discovered that when we were part of the herd, it was harder for predators to attack.

The Herd Doctrine ensured the very survival of our species.

We so desire to blend in, to acclimate to society, to be a part of the herd, that we will do almost anything to avoid standing out in a crowd.

It’s not theory.

It’s science (

Many years ago Candid Camera decided to test this science in their famous Elevator Prank (

As funny as that Candid Camera prank was, it highlighted the lengths people will go to be part of the herd.

In the U.S., we have a big herd – approximately 326 million.

You can further break our U.S. herd down into various income strata (source Census Data 2015):

  • Poverty or Near Poverty Herd – Approximately 84 million people
  • Middle Class Herd – Approximately 215 million people
  • Non-Millionaire High Income Herd – Approximately 16 million people
  • Millionaire Herd – Approximately 11 million people

Most people stay in the herd they started out in for most of their lives.

So do their children and their grandchildren and so on.

Why is that?

While this Herd Doctrine helped humans to survive, it is also the reason why so many wallow in mediocrity. 

When you are doing what everyone else in your herd is doing, you will only do as well as the other members in your herd.

Your financial well-being will mirror the herd’s financial well-being.

Your income, the house you live in, the car you drive, the clothes you wear and all of the stuff you own will be roughly the same as every other member of your particular herd.

The only way to improve your financial life is to escape your herd.

But doing so requires superhuman effort.

You must defy your herd by separating yourself from it in order to achieve success in life.

And that’s not easy.

In my book, Change Your Habits Change Your Life, I share several stories of self-made millionaires who were able to break free of their poverty and achieve success in life.

Well-meaning family, friends and colleagues try to dissuade anyone perusing anything that other members of the herd are not doing.

This includes big goals or life dreams.

They will tell you: “the risk is too great”, “what if you fail?”, “you will jeopardize your career”, “you could go bankrupt”, “are you sure you’re not making a mistake?”.

This onslaught of doom and gloom forces most to stop in their tracks and return back into the herd.

Depending on the study, 76% or more of the wealthy are self-made – meaning they started out either poor or in the middle class.

There aren’t many of them, however.

Only 2-5% of the poor or middle-class are able to break free from their poverty or middle-class herds and become rich.

Separating yourself from your herd requires almost superhuman effort.

This is why self-made millionaires are truly exceptional individuals.

Their path towards success is a very lonely one.

They must defy everyone they know inside their herd – their family, friends, neighbors, and other individuals – in order to break free from their herd prison.

Not at all an easy thing to do. goals motivation

So, if you are considering pursuing a big goal or life dream, you must, at some point, confront and overcome the well-intentioned members of you herd who will try to dissuade you.

It won’t be easy.

Your evolutionary conditioning and the evolutionary conditioning of those inside your herd will fight you every step of the way.

But boy is it worth the fight.

When you defy the Herd Doctrine and escape your herd, enormous financial rewards, personal satisfaction, joy and happiness await you at the end of your journey.


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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals.Visit the website:

'Self-Made Millionaires Are Truly Superhuman' have 1 comment

    Avatar for Tom Corley

    August 17, 2018 Mattie

    Thank you for your acknowledgment of just how difficult the Road to being a Self Made Millionare and Female can be It is a Comminitment of Time updating Study and Due Dilgence and Sensitivity to all the Would be who are not prepared to Do the Hard Yards but easily want the Benifits


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