Articles by Tom Corley

Tom Corley

Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net


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Building a wealthy, healthy and happy life is just a process. The process always begins with a vision of the ideal, future life you desire. This could be ten, fifteen or twenty years into the future. That future life is actually the realization of a collage of dreams that forms the picture of your ideal,…

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For the three individuals out there who have never hear of Spock, he is the Vulcan in the Star Trek series, books and movies. Spock’s overriding character trait was that he never expressed emotion and, thus, was ruled by logic. Interestingly, controlling your emotions was one of the common Rich Habits among the self-made millionaires…

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Use it or lose it applies to intelligence. The more you use your brain, the more brain mass you create. More mass = greater intelligence. Brain density is measured by the number of synapses (connections between neurons), the birth of the myelin sheath surrounding each axon (the axon is how brain cells send signals) and…

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Each one of the 233 millionaires in my five-year study of rich and poor people was lucky.  Fifty-six (24%) were born into it and 177 (76%) created it. The type of luck those 24% received was random good luck. The type of luck those 76% received was self-made. Luck, whether random or self-made, is a common denominator…

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Is it bad to want to be rich? Let me ask that question a different way. Is it bad to want to be successful at your job or in your business? If your knee jerk reaction is to say, “yes, it’s wrong to want to be rich,” what you’re really saying is it’s wrong to…

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You wake up in the morning, meandor into the kitchen, see the coffee maker and you make coffee. You finish eating dinner, you see the TV, you pour yourself a glass of wine, beer or some alcoholic beverage and begin watching TV. During your commute to work, you notice the yellow McDonald arches, you pull…

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Cheap people and frugal people are two very different types.  Cheap people focus on price first, when it comes to spending their money. Frugal people focus on quality first when it comes to spending their money. But one common denominator they both share is that they control how much money they spend. Most people, however,…

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Successful, wealthy people are outliers. They do certain things every day that 95% of the population don’t do. It’s not easy to become successful and achieve a life of abundance. It’s a long, hard journey, few are willing to make. That’s evidenced by the fact that only 5% of the population is wealthy. This 5%…