Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net
Each one of the 233 millionaires in my five-year study of rich and poor people was lucky. Fifty-six (24%) were born into it and 177 (76%) created it. The type of luck those 24% received was random good luck. The type of luck those 76% received was self-made. Luck, whether random or self-made, is a common denominator…
Becoming a successful entrepreneur is not easy. I spent five years studying 177 self-made millionaires Rich Habits Study – Background on Methodology and I have to say, they are among the most courageous, fearless individuals I have ever met. They put everything on the line. They took enormous risks in the pursuit of their dreams. Success…
When I travel the country speaking to high school and college students about exactly what they need to do to become financially successful in life I always begin my presentation by asking three questions: “How many want to be financially successful in life?” “How many think they will be financially successful in life?” Almost every…
America’s growing wealth gap, the great divide between the rich and poor, is a reflection of how America’s haves and have-nots were raised by their parents. How do I know? I spent five years interviewing 177 self-made millionaires and 128 poor people and documented what I learned in something I call my Rich Habits Study….
According to my Rich Habits study, one of the reasons the wealthy accumulated so much wealth was due to the fact that they worked more hours than those who were not rich, or who were poor. Here’s some of the data: 44% of the wealthy worked 11 hours more each week than the poor. 86%…
40% or more of our daily activities, thinking and the choices we make are habits. Most of the habits we take with us into our adults lives, we learned from our parents, our teachers or our environment. This is a good thing if kids are learning good success habits, what I call Rich Habits, but this…
“All things are difficult before they are easy.” Thomas Fuller The path towards success is like climbing a never ending flight of stairs. Each step, another obstacle to overcome. Each step, another mistake to learn from. Each step, another closed door opened. Success is not for the meek. It requires a warrior mindset. When you…
During my five years studying the rich and the poor I identified 10 hard truths about the wealth gap that no politician or member of the mainstream media would dare reveal. In those five years I asked 361 rich and poor people 144 questions each. That’s 51,984 questions. I wanted to find out what each group…
If you occasionally stress over money, you’re not alone. Only 51 percent of Americans said they were financially secure, according to the March 2015 Pew Survey of American Family Finances. Fifty-five percent of respondents reported either breaking even or spending more than they make each month, and 33 percent indicated they had zero savings….
Find an problem, solve it and then monetize it. If you want to become successful you need to think like a self-made millionaire and that’s how they think. They see obstacles and figure out ways around those obstacles. People will pay for solutions to every day problems. Nicolai Tesla The burgeoning electric revolution had…
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