Articles by Tom Corley

Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website: www.richhabits.net


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According to researchers from the University of Illinois, the more sleep a person gets, the more optimistic they are about life. Why is optimism, and thus sleep, so important? Reason #1 Optimists Are More Successful. Martin Seligman was a Psychologist at the University of Pennsylvania. In the mid-1980s, he created a Style Questionnaire that MetLife’s…

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Adversity pushes you, challenges you, tests you. It can make you better, sharper, stronger, more resilient and bursting with confidence. Or, it can break you. Adversity stops the vast majority of people in their tracks. This is because adversity tests your commitment and your desire to succeed. It pushes you to the very limits of…

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In the early days of humanity, food was scarce. So, the brain evolved to encourage gorging, or overeating. The body then stored any excess nutrients in the liver and in fats cells throughout the body. When scarcity returned, the nutrients stored in the liver and fat cells were converted to energy and used to keep…

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Life has a way of going wrong. When things go wrong, our natural inclination is to blame someone or something. This knee-jerk reaction helps protect our fragile egos, by taking individual responsibility for our actions, out of the equation. Blame is anchored in negativity and negativity is the default mode for those who are unsuccessful…

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Believe it or not, there is a Devil and an Angel residing in each one of us. The Devil says “Do it now” and the Angel says, “Don’t do it now.” The Devil goes by a more scientific name – the Nucleus Accumbens. The Nucleus Accumbens is part of the Limbic System, or mid-brain. It…

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Back in 2004, I began to research why the rich were rich and why the poor were poor. When I began my Rich Habits research, I had some entrenched negative beliefs about the wealthy that I inherited from my non-rich upbringing. As I learned more about the drivers behind wealth and poverty, however, my perception changed….

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When I began my Rich Habits Study, I wanted to know the answer to one question: why are some people rich and other people poor? Five years, and 51,984 questions later, I learned the answer – Habits. Habits dictate your circumstances in life. This is a truly groundbreaking discovery. Habits affect just about every aspect of your…

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Overnight success is very rare. Success takes a long time. In my Rich Habits research, I learned there were three traits that were common among all successful people. Trait #1 Laser Focus Laser Focus is the ability to concentrate for long hours at a time. It is also the ability to quickly pivot and shift…

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I am about to shatter your very understanding of happiness. For some this may be discomforting; for others this may be a revelation. On any given day, if you ask someone if they are happy, their response will be dictated by their current state of happiness. If they are nearing, or in the midst of…

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Many successful individuals seek to mimic or model themselves after other successful people they admire. Typically, these are individuals within the same industry. This copycat strategy helps you in numerous ways: Avoid Mistakes – Because you are walking in the footsteps of other successful individuals within your industry, you are able to avoid making the…

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