Survive Until You Thrive

Most people have dreams. Investment Planning

They dream about being rich.

They dream about quitting their jobs and being their own boss.

They dream about buying real estate or starting their own company.

They dream about living in a beautiful home near the beach, on a lake, in the big city or in the mountains.

They dream about being able to afford to send their kids to college.

Dreams are critical to success.

But dreams are really just your brain’s way of telling you to get moving.

Self-made millionaires are ordinary individuals.

They are just like everyone else, with one major difference.

They took action on their dreams. 


They are dreamers who became doers.

When you take action on your dreams, that means you become fully invested in your dream.

It takes over your life.

You think about it 24/7, 365 days a year, year in and year out.

Self-made millionaires invest everything into their dreams: all of their money, all of their time and all of their emotions.

As a result, they are forced to forgo the immediate pleasures of life.

They sacrifice today for tomorrow.

Their real underlying dream is really for a brighter future for themselves and for their family.

But to get there, they must make sacrifices.

They have to struggle and do without in the early going.

I have a client I have been mentoring for some time to become rich.

A few years ago she decided to pursue one of her dreams.

She took action.

After three years of pursuing her dream, she is still struggling every day to survive financially.

But in our last meeting it became clear to both of us that if she could survive the next two years financially, she would become very wealthy.

There is now light at the end of the tunnel. success

That’s what self-made millionaires do.

They dream, they take action on their dreams, they struggle to survive financially early on and then they thrive.

The hardest part is surviving the journey.

But the journey does get easier.

And when things start to get easier, that is when you know you are getting close to success.

You must survive until you thrive.


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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website:

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