Are you wondering what’s going on with the property market – whether you should buy, whether you should sell, how your property portfolio is performing? The media is full of mixed messages, so no wonder you’re confused. There’s no doubt we’re at the next phase of the property cycle, what some call the slump phase….
Articles by Michael Yardney
Michael is a director of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and his opinions are regularly featured in the media. Visit Metropole.com.au
There are bad apples in every bunch, and property is no different to any other industry. Unfortunately, the property sector is largely unregulated when it comes to fraudulent “aficionados” because a licence isn’t required in order to describe yourself as an “expert”. So, it’s up to you to spot the Real Deal from those who are…
Have you ever looked at the BRW Rich List or reports on the richest people in the world and wondered what they were doing that you’re not? Well…they’re probably doing things very differently to you according to my good friend and best-selling author Tom Corley who conducted a five-year study of 233 wealthy people and 128 people living…
People born after 1980 may find it hard to believe, but credit cards were not always ubiquitous. Sure credit has existed for many decades. But not the buy-anything-anywhere-anytime variety familiar to us today. As far back as the late 1800s, consumers and merchants exchanged goods through the concept of credit, using credit coins and charge plates as…
Deep down, we all want to be successful. That doesn’t mean we all want fame and a jet-setting lifestyle. But it does mean that most of us want to achieve something worthwhile in our lives and set ourselves up financially. There’s no shame in being ambitious and wanting those things. In fact, it’s important as…
Will Labor’s policies kill the property market? With a federal election expected to be called within the next 6 months and Labor proposing some controversial reforms to negative gearing and the capital gains tax discount, the jockeying for position in the negative gearing debate has started. Recently Prime Minister Scott Morrison warned Labor’s proposed policy to…
Here is a little nostalgia hit for you. The infographic below shows the most popular toys from 1963 – 2013. Take a look and see if you recognise a birthday present or two! Source: Abbey Ryan Design
How important is the level of your parent’s wealth in determining how rich you’ll become? Well…not much according to a recent study by US-based Stanford Centre on Poverty and Inequality. The study showed there is strong evidence that parental wealth matters less in Australia for the future income of children than in most other countries, with the…
In most investor’s journeys there comes a time when a friend or family member could potentially become a tenant. The question, of course, is should they? There are benefits to having someone you know and trust living in one of your properties, but the line between a personal relationship and a commercial one can be…
Cross-collateralisation is an important loan structuring issue of which many property investors are not aware. Knowing the implications of cross-collateralisation is crucial to developing a long-term property investment portfolio. So what is cross-collateralisation? Cross-collateralisation occurs when more than one property is used to secure a loan or multiple loans. For example, a person owns Property A and…
