By Michael Yardney September 28, 2025

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Household Wealth Jumps 2.7% – Here’s Why Property Owners Are Smiling

Michael Yardney's Commentary
Household Wealth Jumps 2.7% – Here’s Why Property Owners Are Smiling

Key takeaways

Total household wealth jumped by $470.1 billion in the June quarter 2025, up 2.7% in just three months.

Residential property contributed the largest share, rising 1.9% and adding $205 billion.

Superannuation assets also surged, climbing 4.9% and adding $201 billion thanks to share market gains.

Household debt rose by 1.9% (around $57.5 billion), slightly offsetting these gains.

If you already own property, your wealth is quietly compounding in the background.

If you’re waiting to buy, each quarter you delay makes it harder to catch up as entry prices rise.

Superannuation growth is strong, but unlike property, you don’t control where it’s invested.

Real estate lets you be strategic – choosing investment-grade properties in quality locations for long-term outperformance.

Did you feel a little wealthier lately?

Maybe not in your day-to-day spending money, but according to the Australian Bureau of Statistics, you actually are.

In fact, Aussie household wealth jumped by 2.7% in just three months – that’s close to half a trillion dollars added to our collective balance sheets.

And as always, much of this new wealth has been created by rising values in residential real estate.

And that tells us a lot about why property continues to play such a central role in building financial security in Australia.

Household Wealth 25 September

Source: ABS

What the ABS is telling us

The ABS figures for the June quarter 2025 show total household wealth surged by $470.1 billion. The biggest contributors were:

Residential real estate, which rose 1.9%, adding around $205 billion to household wealth. That alone accounted for almost half of the total increase.
Superannuation assets, boosted by strong share market returns, climbed 4.9%, adding another $201 billion.
On the other side of the ledger, household borrowing increased by 1.9% (about $57.5 billion), which slightly offset the gains.

In other words, if you own property and have a super fund, you’ve likely become wealthier on paper, even if your cash flow feels tight.

Why property matters more than ever

Residential property keeps proving itself as the cornerstone of wealth in this country. Why?

It’s a massive base – with trillions tied up in real estate, even small percentage changes add up to huge dollar gains.
It’s amplified by leverage – most people buy property with borrowed money, so gains in value expand net wealth disproportionately.
It’s underpinned by scarcity – with population growth and limited new supply, values are likely to keep climbing over the long term.

That’s why I keep saying: property isn’t just a roof over your head – it’s a financial vehicle that underpins household balance sheets and helps build intergenerational wealth.

A few watch-outs

Of course, it’s not all upside. A couple of things investors should keep in mind:

Debt is rising – the ABS noted borrowing jumped in the quarter, trimming the overall wealth gain. If interest rates remain high, servicing that debt can be a strain for some households.
Growth is moderating – annual house price growth slowed to 3.5%, down from 7.4% a year earlier. The pace of wealth gains may not stay this strong.
Inequality widens – those who own property and have superannuation benefit the most, while those without assets don’t share in the uplift.

What this means for you

If you’re already in the property market, these figures should reinforce your confidence that you’re on the right track. Your property is working for you quietly in the background, growing your wealth while you sleep.

If you’re still sitting on the sidelines, waiting for the “perfect time” – this is another reminder that the longer you delay, the harder it becomes to catch up.

Every quarter that property values rise, the entry price gets higher.

And while superannuation is also delivering strong results, you don’t control where those funds are invested.

With real estate, you can be more strategic – choosing quality locations and investment-grade properties that will outperform the averages.

Why not take advantage of this current property cycle and build a high-performing property portfolio, safely, strategically, and with the help of Metropole, Australia's most trusted team? Click here now.

Why wait? Act now! Click here and book a time for a one-on-one complimentary chat with one of Metropole's wealth strategists.

Whether you're just starting your property investment journey or looking to take your portfolio to the next level, we’re here to help.

At Metropole, we’ve helped thousands of Australians grow, protect, and pass on intergenerational wealth through strategic property advice—and we’d love to help you too.

Final thoughts

The latest ABS report shows household wealth is on the rise again – and property is doing much of the heavy lifting.

That’s no accident. Real estate continues to be the foundation of wealth for most Australians.

So don’t just look at these figures as abstract statistics.

Think of them as a reminder of why you should treat your property portfolio like a business, and why having a sound strategy matters more than ever in times like these.

Because wealth isn’t built in a quarter – but over decades. And property is still one of the most reliable vehicles to get you there.

About Michael Yardney Michael is the founder of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and one of Australia's 50 most influential Thought Leaders. His opinions are regularly featured in the media.