Every few years the same story resurfaces. Regional Australia is booming. Young families are abandoning the capitals. Remote work has changed the geography of opportunity. The bush is back. I know it’s an attractive narrative. It appeals to emotion, lifestyle aspiration, and frustration with capital city affordability. But when you strip away the headlines and…
Two months into 2026, and we have seen a clear divergence in housing trends, with Sydney and Melbourne values flatlining while the mid-sized capitals continue to record a solid rate of gain at more than 1% month on month growth. Perth is showing the strongest trend, with home values jumping 2.3% in February, adding more…
In the world of property investment, a troubling phenomenon often rears its head: the Dunning-Kruger Effect. You see.. when it comes to money, seemingly rational people don’t always act rationally. We are subject to cognitive biases. Let me explain… In 1999, psychologists David Dunning and Justin Kruger published research finding that people with limited knowledge…
Inflation is making a comeback. Just when many Australians were starting to breathe a little easier, the latest data suggests the fight against inflation isn’t over yet. And if inflation is rising again, the big question is… what does that mean for interest rates? And more importantly, what does it mean for our housing markets?…
Booming capital city housing markets have continued to surge over February despite an increase in official interest rates. Overall results however were mixed, with seasonal impacts continuing to subdue notably the Melbourne and Sydney markets. The national capital city median house price increased marginally by 0.1% over the February quarter to $1,281,612 compared to…
Every investor eventually faces this uncomfortable question: How do I know when it’s time to sell an underperforming investment property? It’s not an easy decision. In fact, it’s one of the hardest decisions property investors make because it challenges two powerful human forces – loss aversion and the sunk-cost fallacy. We hang on because we’re…
You can feel it building again, can’t you? Watch a YouTube video, listen to a podcast or scroll social media and you’ll hear the same confident line being repeated like it’s gospel: “Property moves in an 18-year cycle… and 2026 is the year it all blows up.” A surprising number of commentators are quoting it,…
Markets shift, technology evolves, governments adjust policy, yet the core drivers of property wealth don’t change. What does matter – human behaviour, scarcity, quality and patience – stays constant even when everything else seems uncertain. So today I’d like to discuss a few things that never change in a world that never stops changing, because…
If you’ve been watching Australia’s property markets lately, you’d be forgiven for thinking everything comes down to interest rates. Every headline tells the same story. Rates up. Rates down. Rate cuts coming. Rate cuts delayed. Apparently, that’s all that matters. But here’s the uncomfortable truth. Interest rates don’t decide where housing demand shows up. They…
Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you’ve somehow become part of Australia’s problem. That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of “intergenerational unfairness.” That’s the message emerging from the Albanese government’s latest…
