Are you a property investor wondering what the end game looks like and how to bring it all together? Most property investors spend a huge amount of time thinking about their next purchase, but far fewer stop to ask the questions that really matter. How much passive income will I need to retire, how long…
Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too high, builders are struggling to make projects viable, and rental vacancies are already at critically low levels. Against that background, you would expect every government policy to encourage more people to invest…
Spend a little time on social media, and you will quickly come across people suggesting that property is no longer a worthwhile investment. That argument has grown louder since the Federal Government announced major changes to negative gearing and capital gains tax in the 2026 Budget. From 1 July 2027, negative gearing on residential property…
What if the most important factor determining your financial future was decided before you were even born? Before you went to school, chose a career, purchased your first property or made your first investment, the circumstances of your birth had already influenced the opportunities available to you. It’s an uncomfortable thought, particularly for those of…
Could the weakening jobs market bring Australia closer to the end of interest rate increases, even as buyers remain cautious about property? At the same time, another fall in building approvals raises concerns about how much new housing will be available when confidence eventually returns. These forces operate over different timeframes, which helps explain why…
Property investors who owned assets before Budget night will continue to benefit from negative gearing. Therefore, most will be reluctant to sell, because if they subsequently reinvest in an established property, they will lose immediate access to those tax benefits. However, given the Melbourne property market’s significant underperformance over the past decade, investors are naturally…
If someone had sat you down in January 2020 and described what the next six and a half years would bring, I doubt you would have bought another property. A global pandemic, closed borders, the fastest rate hiking cycle in a generation, a war in Europe, bank collapses overseas, a conflict that closed the Strait…
If you’re interested in property, do you have all your ducks in a row and are ready to negotiate? At this point in the journey, it can often feel like all the heavy lifting is done and that negotiating and buying a property is just a small piece of the puzzle. While it can feel…
Are real estate agents honest, or do they just bend the truth enough to get the deal done without getting sued? It’s a question worth asking, because agents have had a bruised reputation for decades. In my years working alongside many different agents, I’ve seen the good, the bad and the occasional ugly. But let’s…
There is no doubt that our housing markets are facing challenges from all directions, but clearly they have remained more resilient than the property pessimists had predicted. To better understand what’s happening, this monthly collection of charts from Cotality paints an interesting picture. According to Cotality, Australia’s spring property market has failed to gain its usual…
