When it comes to buying a new property, one of the first things to think about is how much money you can afford to repay each month. While taking out the largest mortgage possible might seem tempting, the higher the mortgage, the higher the repayments, so too much could see you end up with very…
National home prices rebounded as interest rates fell in February, lifting 0.40% to hit a new record and reversing the soft start to the year according to the latest PropTrack Home Price Index. February’s bounce has reversed the small price falls seen in recent months, and national prices are now sitting 3.94% above their levels a…
Are you lucky enough to be in the position to be able to consider investing and making the most of the opportunities in the current market? If you are, how are you going to make your decision? A word of WARNING – now is not the time to go off a gut instinct or feeling….
For decades, Australians have been told that owning a home is the ultimate financial milestone—the cornerstone of wealth creation and security. But in today’s market, is that dream becoming unattainable for a growing number of first-home buyers? According to Domain’s First Home Buyer Report 2025, the road to homeownership remains steep, despite some marginal improvements…
Australia’s property market is now firmly in the recovery phase, with strong demand and weak supply continually pushing prices northwards. It makes sense that in a market like this, where competition is fierce, off-market properties seem like an attractive option. But what are off-market properties, and why would anyone sell them this way? And the…
The narrative that overseas migration is the primary culprit behind Australia’s rising house prices is one that often gets repeated, but it doesn’t really stand up to scrutiny. While migration contributes significantly to our population growth, the impact on house prices is far more nuanced than many believe. So before I dive into the real…
When I first started investing people had a personal relationship with their bank managers, but things have changed significantly over the last few decades. The fact is when you go into a bank, you are on your own when it comes to your own financial interests. Everyone may be friendly and eager to help when you walk…
Have you ever wondered how quickly the property market can turn around? Well, Australia’s housing market has just demonstrated an impressive rebound. According to Nerida Conisbee, Chief Economist at Ray White, the downturn in late 2024 lasted only a single month before prices began climbing again in January 2025. She describes this as potentially “one…
As the infamous Benjamin Franklin once said: By failing to prepare, you are preparing to fail. And it’s really the same for property investors – property investment is a process not an event and should always start with a strategic property plan. The problem is that most people become property investors without putting much thought…
Are you wondering what lies ahead for Australia’s housing market? After an eventful 2024 where dwelling prices rose by an average of 7% nationally, it’s time to unpack what’s driving the market and what investors and homeowners can expect this year. Here’s what the latest data and analysis from the Bank of Queensland Housing Market…
