It’s been two years of interest rate hikes, rising cost-of-living pressures, and constant warnings about mortgage stress. And yet, Australian homeowners are proving more resilient than many expected. The latest data from APRA’s Quarterly Property Exposure Statistics shows that offset account balances have surged to record highs, while mortgage defaults have fallen for the first…
After a turbulent few years in the Australian property market, we’re now seeing a consistent pattern emerge—price growth has continued for the second month in a row. According to Ray White’s Chief Economist, Nerida Conisbee, property prices are on the move again and will continue to increase. She explains: “The biggest driver of this price…
Many aspiring property investors are drawn to the idea of “no money down” deals—a dream scenario where you buy a property without using any of your own funds. It sounds too good to be true, right? Well, that’s because, in reality, it almost always is in the Australian property market, despite what some social media…
If you’re a property nerd like me, and like to keep up to date with and continually analyse the data to make sure you’re making informed property decisions, there’s something you need to know. And even if you are not, I am about to share what I believe to be the most important piece of…
When it comes to property investment, the allure of buying multiple lower-cost properties with high rental yields can be tempting. But if you’re serious about building long-term wealth, the strategy of acquiring one high-quality, investment-grade property generally yields far better results. Here’s why focusing on quality over quantity is a smarter approach to building wealth…
If you’re thinking you can invest in cash flow to grow your wealth, I have news for you. While it never has been the case, especially in the current investment environment in 2025 , chasing cash flow might not be the most financially rewarding decision. Here’s why – and what you should do instead. What…
![Coffee vs. Tea: Which is the winner in the game if health? [Infographic]](https://cdn.propertyupdate.com.au/wp-content/uploads/2016/03/52372621_l-270x200.jpg)
One of the most common debates in cafes all around the world comes down to two of its most consumed products – Coffee vs. Tea. Yet whether you are the executive indulging in your 3rd espresso by 11 am or the health-minded yogi who swears only by the benefits of tea, the differences between the…
At the end of last year, the headlines screamed of falling migration numbers, but don’t be fooled—this is no breather for Australia’s housing market. If anything, it’s just a reminder of the storm brewing beneath the surface. For the first time since our borders reopened in late 2021, Australia’s annual net overseas migration has fallen…
When it comes to buying a new property, one of the first things to think about is how much money you can afford to repay each month. While taking out the largest mortgage possible might seem tempting, the higher the mortgage, the higher the repayments, so too much could see you end up with very…
National home prices rebounded as interest rates fell in February, lifting 0.40% to hit a new record and reversing the soft start to the year according to the latest PropTrack Home Price Index. February’s bounce has reversed the small price falls seen in recent months, and national prices are now sitting 3.94% above their levels a…
