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They’re not the loudest generation and they don’t dominate social media conversations like Millennials, nor do they attract the political attention constantly aimed at Baby Boomers. In fact they rarely become the focus of think pieces or economic debates, and yet right now, Generation X sits in one of the most influential positions in Australia….
The government’s message sounds simple enough: make property investing less attractive, reduce the advantages investors supposedly have, tilt the playing field back toward first-home buyers, and more young Australians will finally be able to get a foot on the property ladder. On the surface, that sounds fair, and I can understand why many frustrated first-home…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
What if I told you the single biggest threat, or opportunity, for your wealth creation journey could be something you never saw coming? In the early 1980s, long before there was a TV show by the same name, economist Dr. Don Stammer taught me to always watch out for the “X Factor.” These are the…
They were born into a world rebuilding itself after war, came of age during unprecedented economic expansion, and spent decades accumulating assets in a system that steadily rewarded long-term ownership. Today, Baby Boomers sit at the centre of Australia’s economic landscape, still shaping markets, policy settings, and the financial trajectory of younger generations. Yet the…
Have you ever wondered why some people seem to make better financial decisions than others or why some investors consistently build wealth while others get stuck making the same costly mistakes? It’s easy to blame external factors such as market downturns, interest rates, or bad luck. But in my mind, the biggest may be you!…
What if I told you that most property investors completely misunderstand how wealth is actually created? They think it’s about buying in the right suburb. Or timing the market. Or finding the next hotspot before everyone else does. But in my experience, after more than five decades of investing and advising clients, the real wealth…
Australia’s property markets have moved into a more complicated phase. At the beginning of the year, many investors were expecting 2026 to be another strong year for property, driven by tight supply, rising incomes, and the ongoing shortage of accommodation in many parts of the country. But as we move through the year, the story…
Have you noticed how impatient we’ve become? We can’t wait for a webpage to load. We get annoyed if a coffee takes four minutes. And yet somehow, we expect building wealth – real, life-changing wealth – to happen quickly. That’s why Warren Buffett nailed it when he said something along the lines of: “The stock…
Do you want more money? Most Australians do. Most Australians earn enough to build real wealth, yet so few actually do – and the reason is rarely dramatic. Somewhere along the way, most people pick up money habits that quietly work against them, and the frustrating part is that better habits aren’t complicated. They’re just…
