Most investors are obsessed with what’s going to happen in the next 3 months, yet the ones who actually build serious wealth are thinking in decades. If you really want to change your financial future, don’t focus on the next quarter; commit to the next 25 years. Shift your timeframe, change your decision. Because something…
Well, winter has well and truly settled over our property markets, and I don’t just mean the weather. The Reserve Bank left the cash rate on hold at 4.35% at its June meeting and won’t sit down again until August 11, which gives borrowers a bit of breathing room. But nobody should read that as…
Migration has become one of the most emotional issues in Australia. And frankly, that’s understandable. Many Australians are dealing with higher rents, a shortage of homes, congested roads, pressure on schools and hospitals, and the feeling that population growth has run ahead of planning. So when people hear someone say Australia should offer more permanent…
If you’re feeling uncertain about the property market right now, you’re not alone. Many property investors I speak with are in the same boat – bombarded by conflicting information and unsure about the next steps. They’re concerned about high interest rates, the tax changes in the budget, and languishing property prices. The challenges you’re facing…
If you’ve wandered down the cereal aisle recently, you might have noticed something peculiar. Between the giant, value-packed boxes of Home Brand Cereals and the small, premium gourmet granolas, there’s a glaring gap where Weet-Bix, the staple breakfast of middle-class Australia, once took pride of place. Those mid-sized boxes, the ones we grew up with,…
Negotiating is a part of living; we do it all the time. When you walk down a crowded street you negotiate the path you take. A couple negotiates their relationship before and during the marriage. Although you may not realise what’s happening, for example, you take out the garbage tonight and I will do the…
It seems that everyone was an investment genius when the property markets were booming. But when times get tough it’s important to listen to those who have the perspective of having lived through a number of economic cycles and who take a holistic approach to wealth creation. And clearly we are now in interesting, and…
Everyone says they want more affordable housing. Politicians promise it at every election. Media commentators demand it. Young Australians tell pollsters they’re worried they’ll never own a home. Yet if property values in any of our capital cities suddenly fell by 10% or 20%, most Australians would be horrified. That’s because housing affordability has become…
Cotality’s national Home Value Index (HVI) dropped 0.4% in June, marking the largest month-on-month fall since December 2022. A 1.2% decline in Sydney home values served as the most significant drag on the headline result. Melbourne followed closely with a 1.0% decline, while ACT values fell 0.6%. Every month, investors, homeowners, and would-be buyers turn…
More investors than ever are looking interstate right now. But here’s the interesting thing…most of them aren’t doing it strategically – they’re doing it reactively. They’re frustrated with prices in their own city. They feel like they’ve “missed the boat.” Or they’re chasing what they’ve heard is the next hotspot. And that’s where things start…
