I’d like to share with you some of my thoughts on risk, and how it relates to your investment success because I believe that what most of us have been taught about risk is wrong. In fact, it’s probably holding you back from obtaining real wealth. If you are like most investors, somewhere along the…
We live in uncertain times. Just look at all the financial, economic and political problems we are facing, as well as the social and political problems around the world. Amid all this, we must go about our business, our investing, and live our lives. And to do that we must feel comfortable with our long-term…
When it comes to property investing, the noise from the financial media can be deafening. But how much of what they say is really worth your attention? There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false. Sadly, some investors go through their entire property journey believing…
I was recently asked to distil my property investment philosophy into a few simple rules. Now that’s a big ask… Distil all the mistakes I’ve made and seen others make, as well as all the lessons I’ve learned and those of the many successes investors I’ve worked with into a view of simple rules. Anyway…here’s…
They’ve never known life without smartphones. They grew up through lockdowns, climate anxiety, social media algorithms and a housing crisis that has made the traditional Australian dream feel increasingly out of reach. And while many older Australians still dismiss Gen Z as entitled, distracted or unrealistic, they’re missing something important. This generation is already reshaping…
The federal budget dropped last week and, if you believe the loudest voices in the room, property investment in Australia is finished. I don’t buy that for a second, but I do think this changes the game enough that investors need to think more carefully than they have for years. I’ve been watching governments tinker…
Cotality’s national Home Value Index was flat in May, with the housing cycle continuing to weaken across most markets. Beneath the flat national result, Sydney and Melbourne are leading the downturn, with dwelling values falling by 0.9% and 0.8% respectively in May, to be 2.1% and 2.9% below their cyclical highs in November last year….
For years, millennials have been the punching bag of public debate. They’ve been criticised for delaying marriage, accused of spending too much on travel and avocado toast, and blamed for changing workplace culture. Depending on who you listen to, they’re either financially irresponsible or victims of a system that became harder to navigate just as…
The Federal budget on May 12 changed the rules for property investors in ways that most people are still working through, and Westpac’s economics team has now put some concrete numbers around the likely market impact. If you’ve been wondering how to think about the combination of the tax changes and rising interest rates, I’ll…
House prices have always been a talking point in Australia, but lately the conversation has shifted from concern to alarm. And for good reason. Tom Crowley explained this well in a recent article on ABC. He said… Think back to 2001. A typical nurse-and-electrician couple could save for around six years and buy a modest…
