There’s a pattern I’ve noticed over many property cycles. When the data starts to turn, the narrative usually lags behind. And that’s exactly where we find ourselves today. The latest housing and economic figures suggest the Australian property market is entering its next phase, yet much of the public commentary is still anchored in fears…
Every time the housing affordability debate heats up, the same statistic gets wheeled out : the price-to-income ratio. You’ll see headlines declaring that housing is now “more unaffordable than ever” because the median home price is eight or nine times the average household income. At first glance, that sounds alarming. And it’s easy to see…
Every year, the media confidently predicts what’s ahead for our property markets. And every year, when we look back with the benefit of hindsight, a very different story emerges. Now that 2025 is well behind us, it’s time to check the scoreboard. Not to criticise for the sake of it, but because if you’re a…
What if the real reason you are not yet where you want to be financially has nothing to do with interest rates, your income, or the market… and everything to do with what my guest today calls your “head trash”? My guest today is Dr Noah St John. He grew up poor in a wealthy…
As a property investor, you can get the timing wrong, overpay a bit, blow the reno budget, and still end up wealthier than the person who waited for “perfect.” I know that sounds like heresy, especially to newer investors who think every decision has to be flawless or they’ll be ruined. But after you’ve been…
With the Federal Budget landing this week, the housing tax debate has fired up again. Negative gearing. Capital gains tax. Investor “perks”. Housing affordability. You can almost set your watch by it. And what a yawn! Every budget cycle the same arguments reappear. And every cycle the same myths get recycled as fact. So before…
In early 2012, everyone had a reason not to buy in Sydney. We know how that ended. The best property markets rarely feel like the best property markets when you’re standing in them. And I’ll be honest – for the last few years, it’s been hard to make a bullish case for Melbourne without immediately…
I’ve found that for most property investors to change their level of wealth, they must change. Rather than disagree, please humor me for a moment and read on… Sometimes we love change and sometimes we hate it. In fact, some of us love to change and others fear it. Why is change difficult for many…
There is one investment principle that, if you truly understand it, will help you make the smartest financial decisions and create the most wealth in the long run. I know that sounds like hyperbole, but I assure you, it’s not. I cannot overstate how important this principal is. The most important investment principal is… The principle is simple: buy the investments with the strongest past evidence and fundamentals to…
What if I told you the next 20 years will pass much faster than you think? And when they do, you’ll either be financially free or still wondering why others got there and you didn’t. The truth is that time is the most valuable, non-renewable asset we have. Yet too many Australians waste it reacting…
