Borrowers, you might need to braise yourselves. NAB and Westpac have revised their cash rate forecasts, with both banks expecting the RBA to hike next Tuesday by 0.25, with another increase in May, according to Canstar’s latest report. The reports said that if this materialises, it would mean back-to-back hikes at three successive meetings, as…
Most property investors spend years focusing on buying well, holding quality assets and riding the long-term growth of the market. But surprisingly few give enough thought to how they’ll eventually exit, and more importantly, how much of their hard-earned capital growth they’ll actually keep. That’s where the 50% Capital Gains Tax (CGT) discount comes in….
It is very common for people to make an initial investment e.g., buy a parcel of shares or an investment property, but fail to make any further investments for many years or decades. Why does this happen? What is paralysing their ability to make investment decisions? Perhaps you don’t have enough time We use lack…
Something strange is happening in Australia’s housing market right now. In some of our major cities rents have actually fallen slightly over the past month. Sydney house rents, for example, dropped by about 2.4%, while Brisbane rents slipped nearly 2%. But before renters start celebrating, there’s a much bigger story unfolding beneath the surface. Vacancy…
Australia loves a big housing target. A million homes here, 1.2 million there – bold numbers splashed across press releases and podium backdrops. But the latest BuildSkills Housing Workforce Capacity Study makes one thing painfully clear: We don’t have the people to build the homes we keep promising. And nowhere is that shortage sharper than in regional…
If you’ve been following the headlines, you’ve probably seen all sorts of theories about what’s pushing Australian property prices to record highs again. Some say it’s greedy investors. Others blame land shortages, migration, or tax policies. But the truth is much simpler – and far more powerful. Property prices, like every other market, ultimately obey…
What if the next big housing reform doesn’t fix housing affordability at all? What if it doesn’t lower property prices, doesn’t deliver much extra money to the government for years, but it scares investors out of the market and makes renting even harder? Because that’s exactly what could happen if Australia changes the Capital Gains…
Let me ask you something that most people avoid thinking about. If the next 20 years of your life look almost identical to the last 20, would that genuinely excite you? Or would it quietly disappoint you? Most of the successful investors and business owners I speak with aren’t struggling. In fact, they’re doing very…
There seems to be ongoing confusion about the role housing is playing in Australian inflation and whether the recently expanded 5% Deposit Scheme has anything to do with the current CPI pulse and the February 2026 official interest rate lift. Let’s start with the facts. Housing carries roughly 21–23% of the CPI basket. Within that, rents account…
Have you been looking for a great property mentor? I remember early in my investing career when I was keen to find a mentor, I found the perfect one. I was mentored by Warren Buffett. In fact, Warren’s been mentoring me for quite some time now, and it’s been inspiring. But to be honest… I’ve…
