If you’ve been watching Australia’s property markets lately, you’d be forgiven for thinking everything comes down to interest rates. Every headline tells the same story. Rates up. Rates down. Rate cuts coming. Rate cuts delayed. Apparently, that’s all that matters. But here’s the uncomfortable truth. Interest rates don’t decide where housing demand shows up. They…
Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you’ve somehow become part of Australia’s problem. That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of “intergenerational unfairness.” That’s the message emerging from the Albanese government’s latest…
Perth’s housing market remains the nation’s top performer, with home values rising by 2.0% in January. Although the market is still booming, growth conditions have eased slightly from the cyclical high of 2.9% recorded in November last year. At the current pace, the median property value in Perth is increasing by approximately $19,000 per month,…
What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn’t migration, isn’t birth rates, and isn’t ageing? It’s something far more personal. In today’s show, Simon Kuestenmacher and I are talking about a silent revolution…
Every few years, a big, seductive idea swept through popular psychology and became so embedded in public thinking that it starts to feel like a universal truth. It was the claim that money stops making you happier after a certain point. You’ve probably heard the famous line: “Happiness plateaus at around US$75,000 a year.” It’s…
Brace yourself. New modelling by PropTrack suggests that Australia is on the cusp of a property divide, with values in many suburbs poised to double by 2030 if recent trends continue, while other locations are likely to stagnate or decline. I know this sounds dramatic, but if the research highlighted in realestate.com.au is correct, this…
Brisbane’s housing market continues to demonstrate strong growth, with home values rising by 1.6% in January. While this remains a robust result, it marks a slight deceleration from the cyclical high of 2.0% recorded in October last year. Over the past 12 months, Brisbane dwelling values have surged by 15.7%, adding approximately $143,000 to the…
A property investor is, by definition, someone who purchases property with the intention of making an income or a profit. But with less than 50% of investors sticking it out for more than 5 years and around 92% never owning more than 1 or 2 properties, there is enough evidence to indicate that being successful…
Just when it looked like confidence was returning to Australia’s housing market, the Reserve Bank has thrown another curveball. The latest ABS figures show home loans rising strongly – including a surge in first home buyer activity – suggesting buyers were starting to lean back into the market. But here’s the catch…those lending figures were…
There’s been a dramatic shift in Australia’s mortgage market over the last year, and if you’re a strategic investor, it’s worth paying attention. According to the latest data from Money.com.au, we’ve just witnessed a record-breaking year for investor loans, with over 205,000 new loans issued nationally. That’s a 9% year-on-year increase, surpassing the previous peak…
