Australia’s housing market has entered a new phase, and the consequences are likely to extend well beyond homeowners watching the estimated value of their property decline. According to a new NAB Economics report, national dwelling prices are expected to fall by around 7% from peak to trough, following growth of 8.8% during 2025. NAB forecasts…
Over the past week, all four of Australia’s biggest banks have reported falls of between 12% to 20% in new home loan applications since the May federal budget. After announcing it would keep interest rates on hold, the Reserve Bank confirmed demand for new home loans has “declined noticeably”. For anyone currently in the market…
Perth was the only major capital city to record a positive result in July, with home values rising 0.1% over the month. On paper, that makes it the last market standing. In practice, the number tells a considerably more complicated story — because the June figure it followed was revised down to a 0.5% fall,…
What if the greatest financial risk facing you isn’t the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does? Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they’ll stop working somewhere around 65…
By the time many of today’s Gen Z Australians buy their first home, the map of Australia will look very different. Melbourne is on track to overtake Sydney as our largest city. Canberra is expected to become bigger than Newcastle. Geelong could overtake Wollongong, while lifestyle destinations such as the Sunshine Coast, Hervey Bay, Busselton,…
We’ve all grown up with the idea that debt is bad. Pay off your mortgage as fast as you can. Avoid credit cards like the plague. And never, ever retire with debt hanging over your head. So every time I tell people that as a property investor I love debt – especially the kind that…
Brisbane spent two years as the market everyone pointed to when they wanted to argue the Australian housing boom still had room to run. That argument no longer holds. Home values fell 0.6% in July 2026, and revised data now confirms this was the second consecutive month of decline, following a 0.1% fall in June….
Buying your first home is a significant milestone that requires careful planning and preparation. For most people, it’s the biggest financial decision they’ll ever make. With so much at stake, it’s essential to have a good understanding of the property market and the home-buying process. Here are 9 things every first home buyer needs to…
Australia’s property markets have been given a temporary reprieve, with the Reserve Bank leaving the cash rate unchanged in August. However, borrowers and property investors should be careful about interpreting the decision as the end of the interest rate cycle. The RBA’s message was clear. Inflation remains too high, new global pressures are emerging, and…
We Australians are very good at finding fault with the cities in which we live. We complain about congestion, expensive housing, crowded trains, planning delays and infrastructure that often seems to arrive years after it is needed. Sure, many of those concerns are justified, but every so often an international comparison allows us to step…
