Every time the government tinkers with property tax settings, a wave of investors ends up making decisions they later regret. I’m worried we’re about to see it happen again, and on a fairly large scale. The 2026 federal budget has, quite deliberately, made new build properties the most tax-friendly residential option available to investors. If…
For years, millennials have been the punching bag of public debate. They’ve been criticised for delaying marriage, accused of spending too much on travel and avocado toast, and blamed for changing workplace culture. Depending on who you listen to, they’re either financially irresponsible or victims of a system that became harder to navigate just as…
This post article the proposed Local Infrastructure Fund and extended ban on foreign ownership of established homes across Australia. Both items were announced in the Federal Government’s Budget on May 12th 2026. Local Infrastructure Fund Australia’s new Local Infrastructure Fund sounds impressive at first glance. A $2 billion housing infrastructure package certainly makes for a good Budget…
The Sydney property market is moving through a distinct structural transition, with Cotality’s latest figures showing a dwelling value contraction of 0.6% in April. This decline marks the fourth monthly downturn out of the last five for the harbor city, leaving the local market sitting 1.0% below the peak recorded in November last year. While…
You learn some lessons about money from books. Others you only learn the hard way – through experience, mistakes, and time. Looking back over several decades of investing and wealth creation, there are quite a few things I wish someone had explained to me earlier in life. Not because the information wasn’t available. I read…
Something happened over the last week that I’ve genuinely never seen in my five decades of property investing – the Federal Government reached into the pockets of every property investor in Australia and changed the rules of the game overnight. Negative gearing for new purchases, gone. The 50% capital gains tax discount, gone. Two of…
The Melbourne property market continues to face persistent downward pressure, with the latest Cotality data showing a dwelling value dip of 0.6% in April. This extended downturn represents the fifth consecutive monthly decline for the Victorian capital, pulling overall values down a cumulative 1.9% from the November cyclical high and leaving them 2.3% below the…
Australia has always promised that if you worked hard, took responsibility, invested wisely and built something for your family, you’d be encouraged – or at least not punished for doing so. But some of the recent Budget changes raise a very uncomfortable question: are we slowly dismantling that promise? Because buried behind the headlines, the…
For years, young Australians have been told to work hard, save harder, sacrifice more and somehow find a way into a housing market that keeps moving faster than their wages. And many of them have done exactly that. They have stayed at home longer with their parents, taken second jobs, delayed having children, invested in…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
