While intelligence can be a lottery based on your genes as well as your upbringing, that doesn’t mean we can’t all become smarter. I’m sure we all know of people from our childhoods who ended up running successful businesses when at school they didn’t seem that different from the rest of us. Sure, education would…
Cotality’s national home value index rose 0.3% in April, the slowest pace of growth since January 2025, just ahead of last year’s rate-cutting cycle. The national result was dragged lower by Sydney and Melbourne, where values fell 0.6% over the month. Sydney home values are now 1.0% below their November peak, while Melbourne values are…
Of all the things that can have an effect on your future, I believe personal growth is the greatest. We can talk about sales growth, profit growth, and asset growth, but all of this probably will not happen without personal growth. It’s really the open door to it all. In fact, I’d like to have you…
Most property investors think finance is just about getting a loan approved. But in today’s environment, that thinking can quietly cost you hundreds of thousands of dollars… or worse, stop you from growing your portfolio altogether. Because the rules have changed. Lending policies are tighter, serviceability is harder, and one wrong move can lock you…
Capital city home prices have continued to rise over April despite higher interest rates and the continued uncertainty over the outlook for inflation and the global economy. Growth rates however have eased, reflecting also the usual subduing effect of the lengthy April holiday month The national capital city median house price increased marginally by 0.3%…
Why is it that some Australians feel permanently locked out of the property market while others continue to build substantial wealth? Why do certain suburbs appeal strongly to one group but leave another completely uninterested? And why do so many market commentators fall back on generational labels to explain what is, in reality, a far…
The latest inflation figures are a timely reminder that while the headline numbers grab attention, it’s what’s driving them beneath the surface that really matters for interest rates, household budgets, and ultimately property markets. According to the latest data, headline inflation jumped to an annual rate of 4.6% in March, up from 3.7%. ABS CPI…
Over the years, I’ve often said that when housing affordability deteriorates, Australians don’t just complain, they adapt. What we’re seeing now is another example of that adaptability, although this time it’s being driven less by choice and more by necessity. The traditional idea of moving out, gaining independence, and progressing through predictable housing stages is…
There’s a pattern I’ve noticed over many property cycles. When the data starts to turn, the narrative usually lags behind. And that’s exactly where we find ourselves today. The latest housing and economic figures suggest the Australian property market is entering its next phase, yet much of the public commentary is still anchored in fears…
Every time the housing affordability debate heats up, the same statistic gets wheeled out : the price-to-income ratio. You’ll see headlines declaring that housing is now “more unaffordable than ever” because the median home price is eight or nine times the average household income. At first glance, that sounds alarming. And it’s easy to see…
