Capital city home prices have continued to fall over September although the rate of decline has eased in most capitals compared to August results. The national capital city median house price fell by 1.0% over the September quarter to $1,212,850 compared to the August quarter, according to the latest data from My Housing Market. The September…
The Reserve Bank’s decision to lift the cash rate by a further 25 basis points is expected to place additional downwards pressure on housing demand, extending the market slowdown that has emerged during the current tightening cycle. The increase was widely anticipated, with inflation remaining too high and recent inflation outcomes stronger than the RBA…
Australia’s unemployment rate has risen again, even as the country added jobs. At the same time, fewer overseas students are coming into our education system, raising questions about demand for rental accommodation. Neither development gives us a simple forecast for property prices. But together with this weekend’s auction results, they show why buyers and investors…
Australia’s housing debate seems to offer us two choices: a detached home on an increasingly unaffordable block of land, or an apartment in a large tower. Between those two forms of housing is what planners call the “missing middle”. This includes duplexes, terraces, townhouses, maisonettes, courtyard housing and small low-rise apartment buildings. They provide more…
Both buyer and seller sentiment have weakened this week with the anticipation of another interest rate rise from the RBA this month, resulting in continuing softening of Australia’s property markets, but the headline numbers disguise very different conditions across the country. Capital city dwelling values fell 1.1% over the past month and are now 1%…
The 2026 Intergenerational Report (IGR) is presented as a 40-year outlook, but reads like a defence of current policy. Housing – the major source of generational insecurity – barely appears. “Housing supply” occurs five times in 352 pages – see AI is of some use – while the report claims recent tax changes will create…
Australia’s rental crisis is often discussed as though landlords and tenants sit on opposite sides of the table, with any benefit to one automatically coming at the other’s expense. That may make for a convenient political argument, but it overlooks a basic fact about our housing system: most tenants live in homes supplied by private…
In the world of property investment, a troubling phenomenon often rears its head: the Dunning-Kruger Effect. You see.. when it comes to money, seemingly rational people don’t always act rationally. We are subject to cognitive biases. Let me explain… In 1999, psychologists David Dunning and Justin Kruger published research finding that people with limited knowledge…
Australia will have almost 40 million people by 2066, our economy will be more than twice as large and average real incomes will be considerably higher. Yet beneath those reassuring headline numbers, Treasury’s latest Intergenerational Report describes a country that is growing more slowly, ageing rapidly and relying heavily on migration, productivity and housing policy…
The federal government’s tax reforms are the most significant changes for housing investors Australia has seen since 1999. From July 1 2027, three things will change: negatively geared rental income losses won’t be deductible against non-investment income like wages, but will be deductible against capital gains the 50% capital gains tax (CGT) discount will be…
