Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too high, builders are struggling to make projects viable, and rental vacancies are already at critically low levels. Against that background, you would expect every government policy to encourage more people to invest…
Spend a little time on social media, and you will quickly come across people suggesting that property is no longer a worthwhile investment. That argument has grown louder since the Federal Government announced major changes to negative gearing and capital gains tax in the 2026 Budget. From 1 July 2027, negative gearing on residential property…
After years of property investors feeling that Victoria sees them as an easy source of extra revenue, there is finally an encouraging change in direction. The Victorian Government has announced plans to ease the Absentee Owner Surcharge for eligible developments, recognising that attracting investment can help get more homes built. Introduced in 2016, the surcharge…
Here’s an uncomfortable question to start today’s show. When your last property deal didn’t go the way you wanted, when a negotiation stalled, when the market moved against you, who did you blame? The bank? The agent? Interest rates? The economy? Here’s the thing my guest today has learned after coaching some of the highest…
What if the most important factor determining your financial future was decided before you were even born? Before you went to school, chose a career, purchased your first property or made your first investment, the circumstances of your birth had already influenced the opportunities available to you. It’s an uncomfortable thought, particularly for those of…
For previous generations, retirement followed a fairly predictable script. You worked for four or five decades, paid off your home, accumulated some superannuation and savings, and eventually reached the point where work became optional. But for millions of Australians, that picture of retirement is becoming increasingly difficult to imagine. New research from Finder suggests almost…
Back in May, the Grattan Institute released Wasted Space: Axe Car-Parking Rules to Ease the Housing Crisis. It received a reasonable burst of media and LinkedIn attention, but three months later I fear its central message has been filed under too hard, not quite right, or politically impossible. That would be a mistake. Because this…
There’s just too much to do and not enough time to get it all done! Sound familiar? If you ever feel this way at work, you’re not alone. Today’s demanding work environments and technology keep you hooked to work 24/7, and it has a large number of workers feeling overwhelmed. Most of the time, being…
Could the weakening jobs market bring Australia closer to the end of interest rate increases, even as buyers remain cautious about property? At the same time, another fall in building approvals raises concerns about how much new housing will be available when confidence eventually returns. These forces operate over different timeframes, which helps explain why…
Property investors who owned assets before Budget night will continue to benefit from negative gearing. Therefore, most will be reluctant to sell, because if they subsequently reinvest in an established property, they will lose immediate access to those tax benefits. However, given the Melbourne property market’s significant underperformance over the past decade, investors are naturally…
