Australia’s property markets have been given a temporary reprieve, with the Reserve Bank leaving the cash rate unchanged in August. However, borrowers and property investors should be careful about interpreting the decision as the end of the interest rate cycle. The RBA’s message was clear. Inflation remains too high, new global pressures are emerging, and…
We Australians are very good at finding fault with the cities in which we live. We complain about congestion, expensive housing, crowded trains, planning delays and infrastructure that often seems to arrive years after it is needed. Sure, many of those concerns are justified, but every so often an international comparison allows us to step…
Sydney has now been falling for six straight months, and July delivered the sharpest instalment yet. Home values dropped 1.4% over the month, extending a decline that has run continuously since the market peaked in January. The cumulative loss now stands at 5.3% — roughly $69,000 stripped from the median dwelling value in just over…
What if rising property values are making Australians wealthier on paper, while leaving many of us feeling less secure, more stressed and less satisfied with life? Australia is a prosperous country, and millions of homeowners have built substantial wealth through property. Yet measures of happiness have remained flat or declined, while younger Australians increasingly feel…
Australia’s property markets have entered a more challenging phase, and the latest figures confirm that the momentum of the past few years has shifted. Combined capital city dwelling values have fallen 1% over the past month, although they remain 3% higher than a year ago. However, those national figures hide a widening divide between our…
Higher interest rates and uncertainty over the Federal Government’s proposed property tax changes are clearly taking some heat out of Australia’s property market, with new mortgage lending falling sharply in the June quarter. According to the latest ABS lending indicator data the total value of new housing loans settled in the June quarter was $97.6…
Melbourne has now recorded eight consecutive months of falling home values, and the July figure — a 1.2% decline — brings the total loss since the November 2025 cyclical peak to 5.1%. In dollar terms, that represents approximately $46,000 removed from the median dwelling value in eight months. But the more revealing number is a…
Have you ever wondered why it’s easier for people who have money to make more of it? I mean, why is it that the second and the third million are so much easier to earn than the first million? Do you want to know what the biggest difference is between how wealthy people build wealth…
There is no doubt that our housing markets are facing challenges from all directions, but clearly they have remained more resilient than the property pessimists had predicted. To better understand what’s happening, this monthly collection of charts from Cotality paints an interesting picture. According to Cotality, double-digit declines in home values would make little dent in…
You’ve probably heard the word gentrification thrown around – usually with a bit of controversy attached. But if you’re a property investor, it’s not just a social trend… it’s a wealth accelerator hiding in plain sight. Because when a suburb starts changing – the cafes arrive, the streetscape improves, the demographics shift – property values…
