Australia’s property markets have entered a more challenging phase, and the latest figures confirm that the momentum of the past few years has shifted. Combined capital city dwelling values have fallen 0.9% over the past month, although they remain 3.5% higher than a year ago. However, those national figures hide a widening divide between our…
For years, Australian homeowners have enjoyed a substantial equity dividend as rising property values quietly built wealth in the background. While the headlines focused on interest rates, affordability pressures and predictions of a downturn, millions of homeowners benefited from holding property through several market cycles. Domain’s latest Profit and Loss Report suggests this run may…
For millions of Australian borrowers, an offset account has become an important part of managing a mortgage. Salaries are paid into it, savings accumulate there and household spending flows through it, all with the expectation that every dollar sitting in the account is quietly reducing the interest charged on the home loan. However, a recent…
Whether you rent, own your home or have never invested a dollar, private housing investment affects You. Every rental home exists because someone chose to invest their savings in housing instead of somewhere else. The biggest mistake in the housing debate is to treat housing as a fixed pie. It is not. Demand alone does…
Australia’s property investment landscape is changing. From 1 July 2027, negative gearing benefits for residential property will generally be restricted to newly built homes, while the familiar capital gains tax discount will be replaced by a different system based on inflation indexation and a minimum tax rate on future gains. Understandably, many investors are asking…
When it comes to building wealth through real estate, the fundamentals rarely change. Success isn’t about quick wins or timing the market – it’s about understanding timeless principles and mastering your behaviour. Fact is…You don’t need to outsmart the market – you just need to stop outsmarting yourself. Like you, I see headlines screaming that…
What’s next for interest rates? Well, it seems mortgage holders can breathe another sigh of relief, with most experts tipping the RBA to leave the cash rate where it is. According to this month’s Finder RBA Cash Rate Survey™, 38 experts and economists weighed in on future cash rate moves and other issues relating to…
There are moments in life when we think, “I have made a terrible mistake” or even, “Oh God, things could not get much worse.” Queue the doomsday music! That sinking feeling is not a pleasant one, and some people are so afraid of that emotion – of doing something wrong or taking a course of…
While property investing may be simple, it’s not easy and that’s not a play on words, because many investors end up paying a huge “learning fee” or “Stupid Tax” as I like to call it. A fee that they didn’t expect to pay. That’s because choosing the right investment property comes down to much more…
Capital city auction markets have generally produced better results over the past week although most markets continue to report subdued conditions. Weekly Auction Results to Saturday, August 8th 2026 Capital City This Week Last Week Same Week Last Year Auctions Rate Auctions Rate Auctions Rate Sydney 520 54.4% 510 55.2% 726 77.6% Melbourne 627 64.2%…
