Australia desperately needs more homes, and the latest building approval figures appear to offer some welcome news. Approvals increased in June, apartment approvals rebounded strongly, and the quarterly trend is finally moving higher. However, another set of figures tells us why Australia’s housing shortage could remain with us for years. The cost of building a…
For millions of Australian homeowners and property investors, the Reserve Bank’s decision to leave the cash rate unchanged at 4.35% will come as welcome relief. After three interest rate increases earlier this year, the RBA has now kept rates steady for two consecutive meetings, and while that doesn’t necessarily mean the tightening cycle is over,…
Every now and then, a set of statistics comes along that appears to be about one thing, but actually tells us something much bigger. The latest Australian Bureau of Statistics figures on marriages and divorces might seem relevant only to couples planning a wedding or navigating a separation. But if you look beyond the headline…
Is now the right time to invest in property… or should you wait? Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth? Today I’m joined by Joseph Ballotta to discuss whether timing the property market is a good idea….
Australia’s property markets have entered a more challenging phase, and the latest figures confirm that the momentum of the past few years has shifted. Combined capital city dwelling values have fallen 0.9% over the past month, although they remain 3.5% higher than a year ago. However, those national figures hide a widening divide between our…
For years, Australian homeowners have enjoyed a substantial equity dividend as rising property values quietly built wealth in the background. While the headlines focused on interest rates, affordability pressures and predictions of a downturn, millions of homeowners benefited from holding property through several market cycles. Domain’s latest Profit and Loss Report suggests this run may…
For millions of Australian borrowers, an offset account has become an important part of managing a mortgage. Salaries are paid into it, savings accumulate there and household spending flows through it, all with the expectation that every dollar sitting in the account is quietly reducing the interest charged on the home loan. However, a recent…
Whether you rent, own your home or have never invested a dollar, private housing investment affects You. Every rental home exists because someone chose to invest their savings in housing instead of somewhere else. The biggest mistake in the housing debate is to treat housing as a fixed pie. It is not. Demand alone does…
Australia’s property investment landscape is changing. From 1 July 2027, negative gearing benefits for residential property will generally be restricted to newly built homes, while the familiar capital gains tax discount will be replaced by a different system based on inflation indexation and a minimum tax rate on future gains. Understandably, many investors are asking…
When it comes to building wealth through real estate, the fundamentals rarely change. Success isn’t about quick wins or timing the market – it’s about understanding timeless principles and mastering your behaviour. Fact is…You don’t need to outsmart the market – you just need to stop outsmarting yourself. Like you, I see headlines screaming that…
