Three months on from the federal budget changes, the verdict is in, and it isn’t pretty. Fewer first home buyers are active in the market than before the changes landed, and everyday property investors have almost entirely been swept aside. For anyone who has ever wanted to work hard and improve their position by buying…
One of the reasons I’ve always been attracted to property is that it’s an imperfect market. And I mean that in the best possible way. When I look at investments, I’m drawn to asset classes where knowledge, strategy, relationships, patience and negotiation can give me an edge. That’s why property appeals to me. It gives…
Do you want to buy an investment property but don’t have the cash readily available for a deposit? The good news is, if you already own a property, there is a way of buying a second property using equity instead. So if you’re wondering how equity works when buying a second home, read on and…
Adelaide’s July decline was small — home values dipped just 0.2%, following a 0.3% fall in June. Two consecutive monthly declines totalling half a percent hardly constitutes a crisis. But the number that genuinely matters in Adelaide right now is not about prices at all. It is about how many properties are available to buy….
Australia’s housing market has entered a new phase, and the consequences are likely to extend well beyond homeowners watching the estimated value of their property decline. According to a new NAB Economics report, national dwelling prices are expected to fall by around 7% from peak to trough, following growth of 8.8% during 2025. NAB forecasts…
Over the past week, all four of Australia’s biggest banks have reported falls of between 12% to 20% in new home loan applications since the May federal budget. After announcing it would keep interest rates on hold, the Reserve Bank confirmed demand for new home loans has “declined noticeably”. For anyone currently in the market…
Perth was the only major capital city to record a positive result in July, with home values rising 0.1% over the month. On paper, that makes it the last market standing. In practice, the number tells a considerably more complicated story — because the June figure it followed was revised down to a 0.5% fall,…
What if the greatest financial risk facing you isn’t the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does? Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they’ll stop working somewhere around 65…
By the time many of today’s Gen Z Australians buy their first home, the map of Australia will look very different. Melbourne is on track to overtake Sydney as our largest city. Canberra is expected to become bigger than Newcastle. Geelong could overtake Wollongong, while lifestyle destinations such as the Sunshine Coast, Hervey Bay, Busselton,…
We’ve all grown up with the idea that debt is bad. Pay off your mortgage as fast as you can. Avoid credit cards like the plague. And never, ever retire with debt hanging over your head. So every time I tell people that as a property investor I love debt – especially the kind that…
