You can earn more than you did five years ago and still feel as though you’re going backwards. For many Australian households, that’s become a familiar experience as everyday expenses, mortgage repayments and tax absorb more of their income, leaving less room to save, invest or enjoy life. After more than 50 years of investing,…
Australia’s housing downturn has stopped sparing anyone. Cotality’s National House Price Index fell 1.1% in September 2026, the sixth consecutive monthly decline, bringing the cumulative drop since March to 5.2%. Every capital city except Darwin recorded a fall over the September quarter, and 97% of capital city suburbs saw values decline across those three months….
The expanded 5% Deposit Scheme has had a big first year. Since the changes introduced on 1 October 2025, the government reports 102,594 Australians supported. Income caps were removed, property price limits lifted and the number of places uncapped. For someone trying to save a deposit while paying rent, that is a sizeable leg-up. My…
By the time many of today’s Gen Z buys their first home, Melbourne will have overtaken Sydney as Australia’s biggest city. Canberra will be bigger than Newcastle. And a sleepy Victorian farming town called Warragul will have more than tripled in size. If that sounds far fetched, stick around, because today we’re unpacking a piece…
Australia’s property markets are continuing to lose momentum, with dwelling values declining and the traditional spring selling season failing to deliver its usual lift in activity. To help keep you up-to-date with all that’s happening, below is my updated weekly analysis of data and charts as of 12th October 2026, provided by SQM Research, Cotality,…
For years, auctions have been the preferred selling method in Australia’s largest property markets, particularly in Melbourne and Sydney. When buyer demand is strong, an auction can create urgency, competition and fear of missing out, encouraging emotional buyers to push the price beyond where a private negotiation may have ended. However, auctions rely on one…
You’re probably reading this blog because you want to become rich. But how much money do you need? A lot of research has gone into whether money does truly make you happy and it has been found that, in general, humans are never satisfied. We always think that if we had a little bit more…
The Australian property market feels uncomfortable at the moment. Values are falling, buyers are hesitating, and another interest rate rise remains possible. If you’re waiting for someone to tell you precisely when the market will turn, you may be waiting for an answer nobody can give you. Fortunately, successful property investing has never depended on…
Australia has a housing problem that everyone seems to agree needs fixing. We need more homes, our population continues to grow, rental markets remain tight, and governments have set ambitious housing targets. Yet there is an uncomfortable contradiction underneath all this: while governments are asking the property industry to build more, the businesses expected to…
Saving a house deposit has become one of the biggest financial hurdles facing Australian home buyers. Even disciplined savers are finding that the target keeps moving as property prices rise, rents absorb more household income and living costs make it harder to put money aside. However, buying a home may be closer than you think…
