Headline inflation has eased slightly, falling to four per cent, and normally that would be cause for celebration. But dig one layer deeper into the recent data and you’ll find the number the Reserve Bank actually cares about just hit its highest point in almost two years, and it’s still sitting well outside their target…
The reaction to the May Federal Budget changes to negative gearing has been predictable. Many commentators are arguing that investors will now flood into off-the-plan apartments because the tax incentives increasingly favour new homes over established dwellings. Maybe. But I think many are looking at the wrong end of the telescope. The fundamental question isn’t…
There’s something deeply unsettling about a tax law that could punish a widow or divorcee for circumstances entirely outside their control, and that’s precisely what’s landed in the fine print of Labor’s newly passed property legislation. The Treasury Laws Amendment (Tax Reform No. 1) Bill 2026 passed both houses of Parliament on 25 June, meaning…
Here’s a question that makes almost every Australian a bit uncomfortable if they’re honest with themselves. Do you actually want housing to become more affordable, or do you just want it to become more affordable for your kids while your own home keeps growing in value? That tension sits underneath almost every conversation about housing…
Well, winter has well and truly settled over our property markets, and I don’t just mean the weather. The Reserve Bank left the cash rate on hold at 4.35% at its June meeting and won’t sit down again until August 11, which gives borrowers a bit of breathing room. But nobody should read that as…
Have you thought about investing in commercial property? You’re not alone — faced with the prospect of more moderate returns from their residential property investments, many investors are considering this as an alternative. By this, I mean offices, shops or warehouses. Some investors are looking for diversification in their investment portfolios; others are looking for…
I was recently asked by the Queensland Government to outline how the state might deliver one million additional homes by 2044. The initial request was for a digital roundtable. Instead, I chose to put pen to paper. mine writing always crystallises what I want to communicate. So rather than offer off-the-cuff remarks, I’ve set out…
Most Australians know they pay a lot of tax. What most don’t realise is just how dramatically the system has shifted over the past century, and how that shift is quietly eating away at the wealth of ordinary working Australians, especially investors. Here’s something worth thinking about as you head into tax time…Australia’s top marginal…
One of the reasons I’ve always been attracted to property is that it’s an imperfect market. And I mean that in the best possible way. When I look at investments, I’m drawn to asset classes where knowledge, strategy, relationships, patience and negotiation can give me an edge. That’s why property appeals to me. It gives…
For what seems like yonks, I’ve argued that Australia’s housing crisis isn’t really a housing problem. It’s a capital problem. Every government speech begins with the same objective: more housing, more affordable housing and more rental housing. Yet almost every major policy announcement seems to make investing in residential property a little less attractive than…
