Lenders have successfully met the macroprudential limits set by the Australian Prudential Regulation Authority (APRA) in March 2017, halving the category in the December quarter. APRA’s December Quarterly ADI Property Exposures statistics, released last Tuesday, shows that interest-only loans have fallen to 15.22% of new lending, compared to 36.26% in the three months to March…
Reforming negative gearing and capital gains tax (CGT) could save the federal government more than $1.7bn annually without hurting mum and dad investors, according to new research commissioned by the Australian Housing and Urban Research Institute (AHURI). Conducted by researchers from Curtin University and Griffith University, the research sought to explore an approach to reform…
The two main strategies in property investment are capital growth (long-term results) and cash flow (short-term results) – and right now, savvy Australians are favouring growth over positive returns. The majority of Australian investors (59%) are buying property with an eye on long-term capital growth, with only 11% holding out for positive cash flow, according…
A new study has revealed the average number of investment properties currently held by Australian investors. So how do you stack up? With Sydney’s boom over and many Australian property market cycles starting to slow, many investors want to know where they stand compared to their fellow property owners. The recent Property Investor Sentiment Survey…
Where do you think property markets are heading? Are property investors going to keep buying or sit tight? Find out how you compare to the average Aussie property investor. Property Update and Your Investment Property Magazine have teamed up to conduct the largest investor sentiment survey in Australia. The brief survey, which poses just 20 questions at the…
New laws regarding self-managed superannuation funds (SMSFs), especially the introduction of a $1.6m balance cap on the total amount that can be transferred into the tax-free retirement phase for simple account-based pensions, may reduce the attractiveness of holding physical property in SMSFs, according to some financial professionals. Limited recourse borrowing arrangements (LRBAs) would also become…
Airbnb may have gained a reputation for disrupting the hotel industry, but it’s also making big waves in the property game as well. In the past, short-term or holiday leases were seen as a very niche part of the rental property market. With Airbnb, that is changing – though where some see opportunity, others see…
The ratio of household debt to disposable income was recorded at 193.7% at the end of June, and now sits at a record-high, having increased by 2% over the quarter and by 3.9% over the year, according to the latest quarterly household finance data from the Reserve Bank of Australia (RBA). The latest data from…