Forty percent of the time you are on autopilot.
And habits, are the reason you live on the beach in a big house or in a slum in the inner city.
Habits are why you’re able to send your kids to the best private schools or must settle for public schools.
Habits dictate your financial circumstances in life and your happiness or unhappiness.
In Tom Corley’s five-year Rich Habits study of 233 rich people and 128 poor people he discovered that certain habits that separate men and women.
Here’s a sampling of 7 major habit differences from his research:
1. Gambling
Women gamble less than men.
Not only do fewer women gamble, but for the women who do gamble, they gamble less frequently.
2. Risk Tolerance  Men have a higher risk tolerance than women.
Men are by nature hardwired to be more aggressive than women.
This aggressive nature gives men a higher risk threshold.
This is a good thing and a bad thing.
A low risk tolerance is a good thing when it comes to making big purchasing decisions.
Women are more apt to study the details of a major purchase than men.
The devil is always in the details, so understanding the details can save you from making a big purchasing mistake.
3. Reading
Women read more than men.
That’s the good news.
The bad news is that women read more for entertainment.
Men, conversely, read more for learning and self-improvement.
4. CommunicationÂ
Women are better communicators than men.
In fact, the average woman speaks 7,000 words a day compared to 2,000 for men.
Good communication is a Rich Habit
. Miscommunication damages relationships, businesses, negotiations and can lead to mistakes and failure.
Because women are better communicators, they are better at seeking feedback.
Feedback is critical to understanding what to do and what not to do.
Good feedback minimizes mistakes and reduces the probability of failure.
5. Creativity
Men are more creative than women.
This is physiological.
Men have a smaller corpus collosum.
The corpus collosom is the bundle of neural never fibers that separates the right hemisphere of the brain from the left.
Recent studies on creativity have shown that those with a smaller corpus collosum are hardwired for greater creativity.
6. Organizational SkillsÂ
Women have greater organizational skills than men.
Because they pay more attention to details and are more cautious by nature, they tend to do more planning.
This makes them better organized when it comes to facts then men.
7. MoneyÂ
Women are better at saving money.
They are more cautious with their money.
They comparison shop to get the best deals.
They look for discounts.