I have a crazy idea I want to run by you. Imagine that a cultural anthropologist finds one of your credit card statements in 100 years. What would your spending suggest you value the most? Based on your spending, what assumptions might someone make about how you live your life? Our credit card statements (really,…
Property investments may prove to be very profitable, however, they also come with risks, especially in a dynamic market like Australia’s. Investors can maneuver these uncertainties while being sure of what they are doing armed with appropriate instruments and knowledge. One such tool is financial forecasting which is a method that uses accounting information to…
You’d have to be living under a rock not to know that apartments have underperformed houses in the last decade or so, so today I explore the reasons behind this trend, its implications for investors, and what future trends we might anticipate with independent financial advisor, Stuart Wemyss. We also discuss what criteria you should…
What lies ahead for Australia in the next 10 years? Well, Simon Kuestenmacher highlighted a chart that is pivotal when forecasting the next ten years in Australia in his column in the New Daily. Its simplicity belies its significance in understanding our nation’s future housing demands and consumption shifts. It juxtaposed Australia’s current demographic profile…
With our housing markets picking up around Australia there’s a whole young generation of first-home buyers getting onto the property ladder. The problem is, many of these First-time property buyers forget that the purchase price is not the end of their homeownership financial outgoings. There are a number of expenses that will continue for as…
To help you understand what’s ahead and if our property markets are going to keep rising or going to slow down or even go backward, as some property pessimists are still suggesting, in today’s episode I want to outline the dynamics and the economics of Australia’s property markets and what causes property values to increase…
Want to save the planet? Or money? Your goal doesn’t matter! Conserving water in North Shore is all you need. Water is a valuable resource. To survive, both plants and animals depend on water. However, people in areas with plenty of water usually take water conservation for granted. It has become apparent that access to…
The federal government’s Help to Buy scheme is before the parliament. Both the Coalition and the Greens are opposed to it. If the bill is passed, the government will provide an equity contribution of up to 40% of the purchase price of a new home, and up to 30% for an existing dwelling, with buyers…
Most people have met “Ron” but probably don’t realise it. Ron is not some long-lost Great Uncle or even the person you always smile at at the local café but never got around to learning their name. No, that is because Ron is short for “Later Ron”, which is that old chestnut that’s also called…
Have you ever caught yourself daydreaming about retiring on a sunny Caribbean island? If so, you’re not alone. The Caribbean has become a top retirement destination for good reason. Have you ever considered joining the growing number of retirees flocking to the Caribbean to enjoy their golden years? Well, here are four compelling reasons you…