Australia’s housing loan market is facing potential headwinds, particularly in the investor segment, amid speculation around changes to the Capital Gains Tax (CGT) discount for investors and a cap on negative gearing. Despite that, according to Money.com.au’s latest State-by-State Mortgage Insights Report, home lending growth is forecast to hit 7% in 2026 (to 594,279 loans),…
We’re already into 2026, and the last few months have been a time when little creatures come out of hibernation – they’re called forecasters, and their predictions of what lies ahead of us abound. These relate to all areas, particularly property, because almost anyone who owns real estate would give their second garage to know…
At a seminar I ran around 20 years ago, I still remember someone shaking my hand and saying, “You must own hundreds of properties by now.” They looked genuinely confused when I reacted with horror and said that would be my absolute nightmare. It’s an easy assumption to make. Most people equate more properties with…
If you’ve been shaking your head at recent property price growth, you’re not alone. Australians everywhere are asking the same question: “How on earth can property values keep rising when affordability is so stretched, interest rates are still high and unlikely to fall further, and many people seem to be struggling with the cost of…
Over the past decade, I have written over 150 blogs about property investing. That’s enough content to fill four books! I’m always trying to publish thought-provoking and practical blogs that sometimes challenge conventional wisdom and empower investors to make better financial decisions. While each property investing blog that I write is important on its own,…
Here’s the uncomfortable truth many Australians are starting to realise – you can work harder than ever, do everything “right”, yet still fall behind financially. It’s not due to buying too many lattes or smashed avocado sandwiches, and it’s certainly not due to a lack of ambition. It’s because the rules of money quietly changed…
There seems to be ongoing confusion about the role housing is playing in Australian inflation and whether the recently expanded 5% Deposit Scheme has anything to do with the current CPI pulse and the February 2026 official interest rate lift. Let’s start with the facts. Housing carries roughly 21–23% of the CPI basket. Within that, rents account…
Would you like to take a peek behind the curtains to understand what goes on at our Wealth Retreat each year? We’re currently planning for this year’s Wealth Retreat on the Gold Coast in May, which is not really that far away. However, I’d like to share some lessons from last year’s event that have…
Some commentators are already calling the top of the property market. After all, interest rates are likely to rise again, geopolitical problems and wars may cause a recession, and Sydney and Melbourne finished the last couple of months prices flat to slightly down on the headline numbers – enough to feed the “downturn is coming”…
Every investor eventually faces this uncomfortable question: How do I know when it’s time to sell an underperforming investment property? It’s not an easy decision. In fact, it’s one of the hardest decisions property investors make because it challenges two powerful human forces – loss aversion and the sunk-cost fallacy. We hang on because we’re…
