Cotality’s national Home Value Index (HVI) was down 1.2% in October, taking the downturn into a seventh consecutive month. The pace of the decline is faster than any previous downturn in the past 40 years, with capital city values down 8.1% in seven months. Every month, investors, homeowners, and would-be buyers turn to the latest…
Are you a property investor wondering what the end game looks like and how to bring it all together? Most property investors spend a huge amount of time thinking about their next purchase, but far fewer stop to ask the questions that really matter. How much passive income will I need to retire, how long…
Australia’s housing crisis has always been a supply crisis. We simply don’t have enough homes for our growing population, construction costs remain too high, builders are struggling to make projects viable, and rental vacancies are already at critically low levels. Against that background, you would expect every government policy to encourage more people to invest…
Spend a little time on social media, and you will quickly come across people suggesting that property is no longer a worthwhile investment. That argument has grown louder since the Federal Government announced major changes to negative gearing and capital gains tax in the 2026 Budget. From 1 July 2027, negative gearing on residential property…
Property investors who owned assets before Budget night will continue to benefit from negative gearing. Therefore, most will be reluctant to sell, because if they subsequently reinvest in an established property, they will lose immediate access to those tax benefits. However, given the Melbourne property market’s significant underperformance over the past decade, investors are naturally…
If you’re interested in property, do you have all your ducks in a row and are ready to negotiate? At this point in the journey, it can often feel like all the heavy lifting is done and that negotiating and buying a property is just a small piece of the puzzle. While it can feel…
Are real estate agents honest, or do they just bend the truth enough to get the deal done without getting sued? It’s a question worth asking, because agents have had a bruised reputation for decades. In my years working alongside many different agents, I’ve seen the good, the bad and the occasional ugly. But let’s…
Australia’s housing shortage is already serious, construction costs remain elevated, finance is expensive and too many proposed developments struggle to stack up financially. Now the Federal Government’s proposed changes to the taxation of discretionary trusts are creating another potential obstacle for the small and medium-sized developers responsible for delivering much of Australia’s new housing. New…
Thinking of buying a property and not sure of the numbers? Given the current tax changes and economic environment, buying without understanding the numbers is a gamble. With negative gearing and capital gains tax both changing, the gap between investors who run the numbers and those who don’t is about to get much wider. That…
Australia’s spring property market has failed to gain its usua momentum, with home sales down more than 20% compared with the same period last year, properties taking longer to sell and capital city vendors accepting their largest discounts in five years. Cotality’s October Housing Chart Pack shows an estimated 39,747 homes sold nationally in September,…
