What a year we had in property in 2025. After two years of strong property growth around Australia, 2025 started with many commentators predicting flat growth, yet the markets kept quietly rising. It was a year when consumers were stretched, investors were cautious, and yet property prices kept defying gravity. It was also a year…
Prices are up again. Headlines scream “new record highs.” Homeowners quietly smile. Renters quietly seethe. And somewhere in the background, a much bigger question gets ignored: As a nation, how expensive do we actually want housing to be? This is the uncomfortable conundrum that leading demographer Simon Kuestenmacher, my co-host of the Demographics Decoded podcast,…
Are you considering investing in Melbourne’s property market? You’re not alone — and you’re certainly not too late. Melbourne has posted consecutive months of home price growth in the second half of 2025. This represents a notable turnaround as Melbourne property prices fell in most months of 2024. Melbourne continues to rank as one of…
2026 is shaping up to be another year of solid, though uneven, growth. While interest rates are not expected to fall again, their stability, combined with strong population growth, a whole wave of new first-time buyers entering the market and affluent downsizers with significant equity in their properties at a time of ongoing supply shortages,…
Brisbane has quietly become one of Australia’s most exciting property stories — a city transforming from the underdog of the east coast into a powerhouse of growth, lifestyle, and opportunity. While Sydney and Melbourne often steal the headlines, Brisbane has been outperforming expectation delivering steady, sustainable growth, and it’s not slowing down. With record migration,…
Thinking of investing in Sydney property? You’re not alone—but that doesn’t mean it’s easy. “Sydney’s too expensive.””You’ve missed the boat.””Now’s not the time to invest.” These are just a few of the myths floating around dinner tables and social media feeds. But here’s the truth: in every market cycle, there are opportunities—if you know where…
If you feel like everyone suddenly has an opinion about property investing, you’re not imagining it. Scroll social media, open a news site, or attend a property seminar and you’ll be bombarded with confident predictions, “can’t-miss” suburbs, and experts promising certainty in an uncertain world. But here’s the uncomfortable truth most investors learn too late:…
Borrowing capacity is usually an investor’s scarcest resource. Because it’s limited, it should be allocated with great care and consideration. The goal is to ensure every dollar of borrowing capacity is put to its highest and best use. One way to measure this, is by considering the return on borrowing capacity – a simple framework for…
I recently did something I haven’t done for a long, long time. I played a game of Monopoly. And yes, I won. But I played it with my grandchildren, so I had an unfair advantage. Now the game reminded me of a very important lesson all property investors must understand – and this is that not…
One good financial decision will have positive consequences. But five good decisions in a row will be life-changing. It will create a lot more than five times the positive outcomes that one good decision will. That’s because good decisions are a compounding asset. Our lives are a sum total of the choices we have made…
