The federal budget dropped last week and, if you believe the loudest voices in the room, property investment in Australia is finished. I don’t buy that for a second, but I do think this changes the game enough that investors need to think more carefully than they have for years. I’ve been watching governments tinker…
You’ve probably heard the word gentrification thrown around – usually with a bit of controversy attached. But if you’re a property investor, it’s not just a social trend… it’s a wealth accelerator hiding in plain sight. Because when a suburb starts changing – the cafes arrive, the streetscape improves, the demographics shift – property values…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
Achieving financial freedom is a goal for most people. Unfortunately, the reality is that not that many people will achieve it. So what is financial freedom? There are lots of definitions but I like the one from T Harv Eker: “Financial freedom is simple: it is the ability to live the lifestyle you desire without…
According to Cotality, since its daily index began at the start of 2010, Melbourne house values have risen by around 4% p.a., which is only about 1.3% p.a. above inflation. But of course, not every property has delivered such a mediocre result. That begs the real question: which types of properties have outperformed over this period, and what…
For decades, Australia’s housing market has been powered by a dependable demographic conveyor belt. People pair up, get married, start families, need more space, trade up, and eventually downsize. That tidy progression created suburbs, justified infrastructure, and underwrote a century of housing supply assumptions. But the engine room of household formation is changing – quietly,…
Australia’s property markets have moved into a more complicated phase. At the beginning of the year, many investors were expecting 2026 to be another strong year for property, driven by tight supply, rising incomes, and the ongoing shortage of accommodation in many parts of the country. But as we move through the year, the story…
Have you noticed how impatient we’ve become? We can’t wait for a webpage to load. We get annoyed if a coffee takes four minutes. And yet somehow, we expect building wealth – real, life-changing wealth – to happen quickly. That’s why Warren Buffett nailed it when he said something along the lines of: “The stock…
When it comes to building wealth through real estate, the fundamentals rarely change. Success isn’t about quick wins or timing the market – it’s about understanding timeless principles and mastering your behaviour. Fact is…You don’t need to outsmart the market – you just need to stop outsmarting yourself. Like you, I see headlines screaming that…
Australia’s housing debate today often centres on two policies: negative gearing and the capital gains tax (CGT) discount. Many investors argue these settings are essential for housing supply, while critics say they encourage speculation and inflate prices. But there is an interesting historical perspective that is often overlooked. For much of the twentieth century, Australian…
