If you feel like everyone suddenly has an opinion about property investing, you’re not imagining it. Scroll social media, open a news site, or attend a property seminar and you’ll be bombarded with confident predictions, “can’t-miss” suburbs, and experts promising certainty in an uncertain world. But here’s the uncomfortable truth most investors learn too late:…
Borrowing capacity is usually an investor’s scarcest resource. Because it’s limited, it should be allocated with great care and consideration. The goal is to ensure every dollar of borrowing capacity is put to its highest and best use. One way to measure this, is by considering the return on borrowing capacity – a simple framework for…
I recently did something I haven’t done for a long, long time. I played a game of Monopoly. And yes, I won. But I played it with my grandchildren, so I had an unfair advantage. Now the game reminded me of a very important lesson all property investors must understand – and this is that not…
One good financial decision will have positive consequences. But five good decisions in a row will be life-changing. It will create a lot more than five times the positive outcomes that one good decision will. That’s because good decisions are a compounding asset. Our lives are a sum total of the choices we have made…
Every few years, the media tells us property is “finished.” They say it’s too risky, too expensive, or that the market is about to crash. I’ve been investing for five decades now, and I’ve heard it all before. After the 1980s property boom, people said “our kids will never be able to afford property again.”…
Have you ever felt that little voice inside your head whispering, “Maybe it’s not the right time to buy”, or What if the market crashes?” That voice of doubt isn’t unique to you — it’s part of human nature. And interestingly, one of the greatest personal development thinkers of all time, Napoleon Hill (author of…
Buying a home should feel exciting, but most buyers quickly discover it’s a maze of conflicting advice, confusing jargon and “gotcha” costs no one warned them about. Whether it’s how much deposit you really need, what lenders are actually looking for, or how to avoid buying the wrong property in the wrong location, the questions…
When the weather gets warmer and you start enjoying those longer, lazier days with summer coming up, it’s easy to get caught up in the romance of acquiring a holiday home. While there’s not necessarily anything wrong with owning a property intended more for vacation fun than financial gain, purchasing a holiday property is usually…
Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
Are you considering investing in Melbourne’s property market? You’re not alone — and you’re certainly not too late. Melbourne has posted consecutive months of home price growth in the second half of 2025. This represents a notable turnaround as Melbourne property prices fell in most months of 2024. Melbourne continues to rank as one of…
