Have you wondered what the smart money is doing at present? I’ll tell you …

Have you ever wondered what the smart money is doing in property at present to best position itself?

Strategic property investors on the one hand want to take advantage opportunities that will be available in our property markets over the next year or two.money to make money

And on the other hand do not want to get caught out by the challenges ahead.

This has been something that I’ve been looking at carefully and I’ve asked many of my colleagues, people who are some of the brightest, most successful investors and entrepreneurs in Australia…

And it’s interesting how so many of us have reached the same conclusions.

I want to share some of these conclusions with you here today

For those of you who are joining me in October at my Property Development & Renovations Workshop you will get the full details of what I’ll go into briefly here, along with my suggestions for how you can apply these insights to make a lot of money over the next 24-37 months.

If you haven’t signed up yet, click here now, read all about Australia’s longest running advanced property workshop, including the 9 bonuses plus my money back guarantee and grab one of the last two early bird discounts left – either on line or by emailing my assistant Jo Fitt [email protected] or better still call her on 03 9591 8888.

In fact, I’m going to say something that may surprise you…

Over the next few years, the smart money is going to position itself to get set to make what I call “Lifetime Money”.Concept of money growing from coins

Lifetime Money is when you set up your assets correctly so that they grow to build your “Cash Machine” that will one day comfortably replace your personal exertion income.

However, this isn’t going to be easy for the average person to do.

In fact, the average person will never make Lifetime Money; rather they’ll be working all their lifetime for money…

You see, the average person isn’t willing to pay the price to put themselves into a position to even see, let alone take advantage of the opportunities that come their way.

The average person simply passively floats along, either hiding from the unpleasant facts or distracting themselves.

A direct question that puts it all into perspective…

If you’re not willing to step up and take charge of your own financial and money life, who will?

Will the government? I don’t think they’re in any position to help you – in fact they’re planning to make you work longer before they help you out.

Will your family? Chances are they’ll need you to help them out!

So who is it up to?

Just one person… YOU!

If you’re willing to step up and take responsibility for your financial future then these few years may just be the single most important time ever for you to create your Lifetime Money.

This is why I have been so clear in my urging you to join us in Melbourne for my Property Development & Renovations Workshop because it’s the single best way I know to spend an intense, focused three day period together, giving you the specific tools, strategies, and peers to use the next 24 months as your opportunity time.

It’s not a selling event – it’s a training with the best faculty of property and wealth experts I could put together. In fact it’s Australia’s longest running advanced property workshop.

This property cycle is turning out to be different to previous property cycles.

It is likely be longer and not as wide spread – not all locations and not all properties will benefit…so this is not the time to sit back and passively let things happen.

This is the time for you to step up and take charge!

While a rising tide will lift all ships, which means that over the last few years the value of many properties increased, I love Warren Buffet’s saying… “It’s only when thehouse cycle illustration design tide goes out that you see who’s swimming naked.”

I see this over and over again, when the boom fades (and it always does) those owning the wrong type of property are stuck with assets that are not working hard for them or that they can’t sell.

Only yesterday I spoke with Ivan who owns 3 properties in mining towns and 2 in regional Australia.

He bought them 5 or 6  years ago and initially they increased in value, but have since dropped in value and now they’re not even cash flow positive.

But he has not increased his equity in 5 years, in fact it has gone down – no Lifetime Money – and he’s stuck.

And unfortunately he can’t sell his properties (no one wants to buy them) and he couldn’t take advantage of the current property cycle.

In fact he told me he felt the current property boom in some capital cities had “passed him by.”

He felt he’d missed out!

“So Michael, Just What Is the Smart Money Doing Right Now?”

That’s the $64 million question isn’t it…

Here are three things that I’m observing the smart money doing right now:

1. First, the smart money has been gathering itself

The savvy investors I’ve been speaking with have been reviewing their current financial position and refinancing so they can build up their war chests and their financial buffers.

Over the last year or so they’ve been selling underperforming assets, freeing up the cash and taken strategic positions in the market to take advantage of the last stage of this property cycle.

They’re buying properties in high growth locations – one’s with the right demographic of people with rising disposable income and capital city locations with multiple growth drivers likely to cause continuing capital growth .

And then they don’t wait for the market to do the heavy lifting.

Instead they “manufacture” capital growth through property developments or renovations.

In fact, at my Property Development & Renovations Workshop  you’ll leave with the knowledge of how to increase the cash flow from your investment properties as well as a much better understanding of what the banks require before they lend you money in today’s new finance environment.

One participant of a previous annual workshop, Steve from Sydney, put it this way: “Coming to the workshop gave me the confidence to make the type of property purchase I would never have contemplated and the one deal I made, and sure it was a big deal, has virtually set me up for Lifetime Money. The profits I’ve made have given me a sound asset base to build on for the future.”

Yet, still you know what some people are going to say:

“Michael, I’m just too busy to come to the workshop on the 21st to 23rd October. Besides, even if I did go, I’m sure these ideas wouldn’t work for me”.

Imagine what this type of attitude could cost you?farm seed soil grow wealth money coin

Take the case of Lynette T from Adelaide, who came along a few years ago….

She already owned a number of properties and now wanted to get involved in property development.

After coming to the workshop and learning new skills and ideas, and understanding how to take advantage of the current property markets, she’s just settled on a block of 6 Art Deco apartments.

This block had been owned by the same family for over 40 years making them Lifetime Money.

Now Lynnette will refurbish them and set herself and her family up for the future.

O.K. here’s my next observation on Smart Money…

2. Smart Money intelligently deploys itself for maximum effect

Whether this be by buying solid assets with above average rates of capital growth, or negotiating purchases on favorable terms, or “manufacturing” capital growth and rental returns through renovations or development or simply growing an asset that you already own for maximum effect – Smart Money gets more done with less.

With less risk… with less effort… with less time wasted on the non-essentials…house money

This is a major theme that we’ll go into detail at my workshop because when you get it, you are forever able to spot the best places to invest your time, energy, and resources.

Are you wondering how you would apply this insight?

First, invest in yourself…

Smart Money understands that the best way to mitigate risk is to learn what you are doing.

As Warren Buffet said: “Risk is not knowing what you are doing”.

Second, you need a strategy, a plan, which will allow you to spot the real leverage points in your financial plan.

You can’t just “wing it” financially and expect to reach your financial goals.

You need to create a clear plan, including a strategic way of regularly assessing exactly where you are to get you to your goals.

When you join me at my 3 day Property Renovations & Development workshop you’ll walk out of the training with exactly this plan—which I’ll personally fine tune with you after the workshop for your situation. (This is one of the early bird bonuses, if you grab one of the early bird spots left – click here now!)

Which leads to the final insight I’ve observed in my study of Smart Money.

3. Smart Money networks with other Smart Money

Here’s another way of saying this:

Your peer group just may have the greatest impact on your financial success of any single variable!

Which is why I have been urging you to join us in Melbourne so that you can instantly upgrade your peer group and mastermind with a whole new level of peers.
puzzle team

Who are your current peers?

Are they stressed financially?

Are they on track to reach financial independence?

If the answer is no, then you need to do something about it.

To keep on keeping on will not get you to your goals… more of the same will only get you more of the same.

The key is what you are going to do about it.

Now I want to make it even easier for you to do something about it.

Not only will you get the foundational property skills and strategies you need to move up to the next level, but you’ll quickly connect with the peer group to help you get there too.

If you’re already an experienced property investor (or a well read beginner) we can help you build from there.

My Property Renovations & Development Workshop is only held once a year – this year it’s October 21st to 23rd.

It’s a small classroom environment and it’s a training – NOT a selling event and comes with a proven 12 year track record and my personal money back guarantee.

Click here now, read all about it and reserve one of the last spots now.

Better still, email my assistant Jo Fitt – [email protected] or call her on 03 9591 8888 and she’s explain it all to you.

See you there!

Also published on Medium.

Want more of this type of information?


Michael is a director of Metropole Property Strategists who create wealth for their clients through independent, unbiased property advice and advocacy. He's been voted Australia's leading property investment adviser and his opinions are regularly featured in the media. Visit Metropole.com.au

'Have you wondered what the smart money is doing at present? I’ll tell you …' have 6 comments

  1. September 9, 2015 @ 4:04 pm Tim

    Dear Michael
    Firstly, I would like to say thank you for your daily blog as well as videos etc. I find them so informative and interesting. Just the way you put them and the passion that you exude keeps us wanting to read each daily update. I live in Durban, South Africa, and I came upon your website as I was looking for information on property as I have taken up property renovation on a full time basis. I have just renovated an office / mini factory for rental and sale and hope to sell this soon.Another mini factory I am also refurbing whilst waiting for a new lease and this work has value added to the property.Your inspiration is keeping me energized and I hope in the next 2 years to attend one of your Property Renovation workshops. That will also be an opportunity to
    visit family is Oz as well. Thank you for all positive energy and inspiration. Kind regards Tim


    • September 9, 2015 @ 4:37 pm Michael Yardney

      Thanks for the kind words – it would be greta to meet up with you here


  2. September 9, 2015 @ 7:52 pm George

    The smart money is holding onto good property assets and building up cash for the opportunties that will arise over the next 2 or 3 years as over-stretched investors are forced to sell. i.e Those that came to the party late. eg A 2 bedroom unit just sold in my street for $820,000. It was a renovated unit but was tiny. No real living area to enjoy and the 2nd bedroom could only accommoate a cot or childrens bed. And it was right next to the kitchen/dining area. OMG! It had no garage or offstreet parking and there is a chronic parking problem in this area as well. The rental value of this unit is just $550pw. That is only 3.49% gross return. After subtracting the strata levies, council and water rates ($6000pa) the proud buyers are left with $22,600. This is a classic example of over-stretched values that are grossly underfunded by thier income. The smart money is waiting for such property purchases that are late to the party to fall over. And there will be plenty of them but much better than this litle shack.


    • September 9, 2015 @ 7:58 pm Michael Yardney

      George are you really suggesting many proeprty purchases are fallingover???


  3. September 9, 2015 @ 8:57 pm regan

    Hi Michael, just wondering what your thoughts are regarding property ‘options’ I wont mention the specific company or person but it is based out of QLD &
    I have friend who went along to a seminar touting ‘options’ as a great way to get rich & he payed 10k for the pleasure & will need to pay an additional 50k for the full course. Are ‘options’ a good way to go in your opinion or is my poor mate about to be fleeced by a spruiker?


    • September 9, 2015 @ 9:47 pm Michael Yardney

      I don’t know about the specific course you’re talking about, however I do know lots of people have lost money rather than making money with options. And probably more have lost money doing courses on options.

      Check the internet or look at this article:


Would you like to share your thoughts?

Your email address will not be published.



Michael's Daily Insights

Join Michael Yardney's inner circle of daily subscribers.

NOTE: this daily service is a different subscription to our weekly newsletter so...