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Australia is changing rapidly, not just in size, but in shape. While our population has grown by 3.7 million over the past decade, that growth has been strikingly uneven. Some regions are booming. Others are slowly fading into the background. Understanding where and why this is happening is crucial not only for policymakers and planners…
Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
It’s human nature to compare. We compare homes, cars, holidays, and yes, we compare wealth. But most Australians don’t talk openly about money, so it’s hard to know where we really stand. Have you ever caught yourself thinking: “Am I doing okay financially?” Whether you’re a Baby Boomer enjoying retirement, a Gen Xer in your…
What a year we had in property in 2025. After two years of strong property growth around Australia, 2025 started with many commentators predicting flat growth, yet the markets kept quietly rising. It was a year when consumers were stretched, investors were cautious, and yet property prices kept defying gravity. It was also a year…
“Our AI research uncovers hidden suburbs other investors don’t know about.” Sound familiar? It’s the latest marketing pitch from a wave of buyer’s agents across Australia. A promise of exclusive insights, powered by artificial intelligence, designed to give you a competitive edge in today’s property market. But here’s the inconvenient truth: When everyone’s using the…
We’re about to face one of the biggest financial shifts in Australian history, and it won’t come from the stock market, government policy, or even migration. Instead, it will come quietly, gradually and inevitably as Baby Boomers pass on their wealth to younger generations. This so-called “inheritance tsunami” will see close to $5 trillion transferred…
When you scroll through the headlines, it can feel like the world is falling apart. Interest rates are remaining higher for longer than most would like, housing is unaffordable for many, wars are raging, and climate warnings are everywhere. And yet… step back and look at the long arc of history, and a different story…
The concept of ‘living within your means’ used to be a simple way of life. In years gone by, credit cards and personal loans were much more difficult to obtain, so there was really no other option. Today, however, we live in a society that offers easy access to unsecured credit. With the average Australian…
It’s always fascinating to look forward a decade and imagine what Australia’s property markets might look like. Of course, we can’t predict the future with precision, but we can look at the big demographic, social and economic trends already in motion today. And when you connect the dots — population growth, the passing of wealth…
Australia is at the precipice of a monumental shift in property ownership, thanks in large part to an aging population. The Baby Boomer generation is aging, and with that will come a massive transfer of wealth. Bernard Salt wrote an insightful column in The Australian – “Get ready for Australia’s great home inheritance avalanche,” suggesting…
