The Australian Prudential Regulation Authority (APRA) has unveiled a new cap on high debt-to-income (DTI) lending – a move designed to keep a lid on riskier borrowing as the housing market gathers price momentum, particularly in Sydney and Melbourne. From February 1, 2026, banks will be restricted to issuing no more than 20% of new…
Brisbane, Perth, Adelaide and Darwin housing prices are once again predicted to continue to record outperformance compared to our larger capital cities in 2026. The three cities are tipped to record dwelling price rises of up to 16% according to forecasts released by SQM Research in its annual update, Christopher’s Housing Boom and Bust Report…
Annual inflation rose to a 16-month high of 3.8% in October, adding to pressure on the government as it seeks to make savings across the public sector. When governments, whether Commonwealth, state or local, increase spending it adds to inflation. Opinions differ on whether Commonwealth spending makes a significant difference. Opposition finance spokesperson Jane Hume…
Every week the headlines tell you one thing… but the data often tells you something very different. This week’s numbers painted a picture that many property investors will find both reassuring and strategically important. Beneath the noise, there are clear signs of Australia’s housing market entering its next phase – one driven by rising construction…
Australia’s housing affordability has hit new lows over the past five years, with home values drifting even further out of reach and the share of income needed to pay a mortgage has nearly doubled, according to Cotality’s Housing Affordability Report. Even as mortgage rates have dipped, the cost of servicing a new loan remains stubbornly…
If you thought Victorian property reforms had already gone far enough, think again. A new set of rules will soon require reserve prices to be publicly disclosed at least seven days before a property goes under the hammer – and unless that happens, the home can’t legally be auctioned. Currently, Victorian regulations require selling agents…
Australia’s property markets are on the move again. After a period of fragmented property price growth and cautious sentiment, recent developments have brought momentum back into the picture. The Reserve Bank of Australia has delivered three interest rate cuts this year lowering the official cash rate to around 3.6% — easing borrowing costs and sparking…
What if I told you that Australia’s property market is about to enter a phase we haven’t seen in years, a phase driven not just by interest rates, but by a wave of government policy, shifting affordability lines, and a surprising surge in first-home buyer activity? According to Domain’s Forecast Report 2026, the next 18…
If you’ve been watching Australia’s property market and feeling like the numbers don’t quite add up, you’re right. Refinancing is exploding, new-build lending is falling off a cliff, and investors are quietly staging a comeback. Yet when you dig deeper into the latest data, you start to see a much clearer story about where our…
Most capitals reported lower clearance rates over the past week and also declines in listings although rates remain robust from still-high auction numbers. This weekend’s auction results around Australia: Capital City This Week Last Week Same Week Last Year Auctions Rate Auctions Rate Auctions Rate Sydney 1405 69.1% 1572 73.6% 1315 67.2% Melbourne 1308 68.0%…
