Top 5 property refinancing pitfalls
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 Refinancing is the term used for arranging to pay out an existing mortgage with a new loan. With interest rates at historical lows, many home owners and investors are lining up to refinance their mortgages. But is it the right move for you? The benefits to refinancing can be real, offering the possibility of savings…

How to achieve the best mortgage rate
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If you have bought a property before and about to embark on another home purchase you may feel you know the ropes and just return to the mortgage lender you worked with previously however, being a loyal customer at one particular lending body doesn’t guarantee you will get the best rate this time around. For…

Avoiding mortgage stress - Part 1    |    Garth Brown
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The common definition of “mortgage stress” is this: if you spend more than 30 per cent of your pre-tax income on your home loan repayments, then you are officially in the danger zone. There is no denying that a mortgage is a big responsibility, how do you cope when unexpected financial issues arise? When you…

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