buying investment property in a SMSF

Who will pay for your retirement?

With an ageing population and ever decreasing government resources, Australians are looking at being less reliant on the social security safety net and planning personal strategies to give themselves a comfortable financial security in later years. Given the vagaries of the stock market, investing in property is being recognised as a less risky way of owning…

Who controls a self-managed super fund?

When you set up a self-managed super fund (SMSF) you need to understand what it is, and also what it isn’t. Firstly, an SMSF is a trust and, like all trusts, it’s not a legal entity. Therefore the fund needs a trustee who makes decisions, opens up bank accounts, completes the tax return and so…

Is your SMSF loan caught in the APRA crackdown?

As Australia’s banking regulator continues to force finance lenders to tighten their lending standards, we take a look at how SMSF loans have been affected. Lending via self-managed super funds (SMSF) began in 2007 after regulations where changed to allow SMSF’s to borrow money for investment purposes. However, under the Australian Prudential Regulation Authority’s (APRA)…