The Rich use a daily tool that never occurs to most of us

In 5 years of studying rich people, I found they use a daily tool that never occurs to most of us

We’ve all heard about to-do lists. 12896033_l

The best to-do lists incorporate daily activities that help move you forward in life towards accomplishing your goals.

But to-do lists alone will not make you a success.

While it’s important to get things done, it’s equally important to avoid doing things that wash out all of the benefits of a to-do list good habit.

You probably never heard of a “to-don’t” list before.

I discovered this little-known secret strategy in my five-year study on the daily habits of rich people.

A to-don’t list is a daily list that includes things you should never do because they are either time wasters, bad habits, or things that hold you back from having a happy and successful life.

To-don’t lists are just as important as to-do lists. The rich in my study fostered success in their lives by diligently doing certain things every day … and diligently avoiding certain activities.

Unfortunately, most people are not successful in life.

They eke out a living and struggle to just get by, unaware that they are engaging in destructive activities on a daily basis that make success impossible.

They’re engaging in the habits that might appear on a typical to-don’t list, like:

• Don’t watch more than one hour of TV today.

• Don’t waste time today on Facebook, Twitter, YouTube, Instagram etc. 

• Don’t envy anyone today.

• Don’t make any impulse purchases today.

• Don’t gossip today.

• Don’t gamble today.

• Don’t drink in excess today.

• Don’t lose my temper today.Modern computer media devices

• Don’t ignore my family today.

• Don’t read negative news articles today.

• Don’t procrastinate today.

• Don’t ridicule anyone today.

• Don’t hate anyone today.

• Don’t smoke a cigarette today.

• Don’t be negative today.

For those who have a lot of bad habits, to-don’t lists they may be more important than to-do lists.

To-don’t lists help keep you aware of the things you should not be doing.

Knowing what not to do is just as important in achieving success as knowing what to do.

What would be on your to-don’t list?

When you ask yourself that question, only then will you become aware of the daily habits that are constantly pulling you backwards.

To-do’s, while a great tool that helps improve your chances for success, only get you halfway there.

To-don’ts take you the rest of the way.


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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website:

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