[Podcast] What on earth will make property values keep rising if high inflation and lower wages growth persists, with Stuart Wemyss

[Podcast] What on earth will make property values keep rising if high inflation and lower wages growth persists, with Stuart Wemyss

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Stuart Wemyss believes property prices can continue to rise despite high-interest rates and low wage growth, and today, we'll be diving deeper into this topic.

In this episode, we’ll explore income, borrowing capacity, migration, inheritance, and other factors and how they intersect in shaping the property market. My Podcast #468 Stuart Wemyss 05

Is income linked to property prices?

Or is something else going on? Property prices keep rising, but clearly, they’re affordable to some people.

People have continued to buy property and push prices even higher over the years.

While the percentage of Australians who own their homes has decreased, there are a number of reasons besides affordability that have caused this.

Consider some of the factors that have effects on the price of property.

  • Borrowing capacity has increased over time due to several factors:
  • Changing credit policies
  • Alternative lenders
  • The way the banks manage loansLoan
  • Investment returns make their way into the property market, so when shares are doing well, property prices are affected
  • Migration contributes to the demand for property, and wealthy migrants invest in and improve properties, causing prices to rise
  • Inheritances find their way into the property market, though not necessarily in the same places the money came from – children who inherit property might sell it to buy or develop their own properties in different areas
  • Profits from business exits and capital gains from business ventures often go into investing or developing property.
  • Bonuses and other short-term incentives, as well as career progression, also factor into the property market. Improving their property, upgrading to a new property, or investing in more property are all common choices for people who are seeing more profit

The media insists that property is unaffordable because prices have risen so much.

However, it’s clearly not unaffordable for all Australians, though it may be less affordable for most. Property Investment

Investing in the property wealthy Australians want is a good way to benefit from prices that will continue to rise in the coming years.

Consider the quality of an investment property first and foremost.

Links and Resources:

Michael Yardney

Stuart WemyssProsolution Private Clients

Stuart’s Book – Rules of the Lending Game & Investopoly

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

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Michael is a director of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and one of Australia's 50 most influential Thought Leaders. His opinions are regularly featured in the media.

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