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[Podcast] Discover how valuers assess your property so you can maximize your borrowing capacity, with Belinda Botzolis

[Podcast] Discover how valuers assess your property so you can maximize your borrowing capacity, with Belinda Botzolis
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One way of getting more finance as a property investor is to get a higher valuation on your properties.

So how do you go about this? How does a valuer evaluate your property – what do they like to see, what adds value, and what makes them nervous? My Podcast #316 Belinda Botzolis How Valuers Evaluate Property

These are some of the questions I’m going to ask my guest today, Belinda Botzolis, a valuer with one of the leading national firms of valuers, but as you’ll soon find out, Belinda is far from a conventional valuer.

And even if you’re not about to get a valuation or revaluation, I’m sure you’ll find the property tips Belinda has to offer of real value and there’s a little bombshell Belinda will leave us with at the end of our chat – but you’ll have to wait till the end to hear that.

I’ll also share my popular mindset message with you at the end of today’s show.

Valuation with Belinda Botzolis

In my chat with Belinda Botzolis, a valuer, we get a sneak peek behind the curtains of what they do, how they value property, and what you can do to improve your valuation.

Topics Belinda and I discuss:

  • How Belinda decided to become a valuer
    • After turning to a page in her university’s guidebook that explained the Bachelor of Business Property Economics degree and speaking to a family friend who was a valuer, Belinda knew what she wanted to do.
  • When Belinda bought her first property
    • She was 22
    • She chose an investment property that she and her husband would eventually like to live in
    • They could have borrowed more, but knew the home wasn’t a forever home, just a first investment, so sensibly did not overextend.
  • Belinda’s advice for those new to the market:
    • It will feel like it’s never going to happen, but it will
    • Have a plan b, a plan c, and a plan d
  • What people ask Belinda when they find out she’s a valuer
    • “Why do you undervalue my property?” Melbourne Property
    • People don’t realize that property valuations are based on what the property would be worth if it went on auction today.
  • The risks that valuers look at
  • The unusual properties that Belinda has valued
    • Hoarder homes are most likely to strike Belinda as unusual
  • What does and doesn’t add value to a home
    • Getting the kitchen and bathroom right matters most
    • Adding a pool might add value, but not enough to give you a return on the investment
  • Whether aspect and orientation matter
    • The north aspect is key
  • Main and secondary roads are risk-rated. Valuers don’t like them.
  • Off the plan properties and house and land packages in the outer suburbs can get knocked back by valuers

Links and Resources:

Michael Yardney

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Some of our favourite quotes from the show:House Model On Top Of Stack Of Money As Growth Of Mortgage Credit, Concept Of Property Management. Invesment And Risk Management.

“Just like there’s never a perfect property, there’s never a perfect time to invest, either.” – Michael Yardney

“Giving up too easily is a bad habit you should avoid.” – Michael Yardney

“It’s important to ditch unhealthy lifestyle habits.” – Michael Yardney


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Michael is a director of Metropole Property Strategists who help their clients grow, protect and pass on their wealth through independent, unbiased property advice and advocacy. He's once again been voted Australia's leading property investment adviser and one of Australia's 50 most influential Thought Leaders. His opinions are regularly featured in the media.

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