How to Turn Your Wishes Into Reality Instead of Regrets

Recently I shared how scared and worried I felt at the thought of losing my wife after her accident.

As frightening as that experience was, it also helped me reflect and decide that I didn’t want any more regrets.

I thought you might feel the same way, so I asked for your deathbed wish list.

What things would you wish you could have done if you suddenly had very little time left?

 Wishes Regrets

Your emails were amazing!

They reminded me a lot of the many messages I received when I wrote about getting permission to make major changes in our lives.

But I was left wondering: What’s next?

What can we do to make sure that these wishes become reality instead of regrets?  


For me, this process is pretty simple (but not easy):

1. Pick one thing on my list.

2. Decide today to do one thing that will get me closer to making that one thing a reality and further away from regret.

3. Do that one thing.

4. Repeat tomorrow.

5. Wake up in a year with fewer regrets.

The problem with this process is that it’s too simple.

It lacks all the theatrics and drama of the hero’s journey.

In short, it sounds boring.

Day after day, just doing small, little things.

I’m not into boring.

The process reminds me of compound interest — that’s also boring, but it works.

However, I know of no other way. dream clock time business man life motivation happy dream

Believe me, I’ve tried.

Small, simple things done consistently over a long time produce meaningful results.

So, here is what I’m going to do.

I’m finding one thing on my wish list, and I’m doing something about it today.

Then, I’ll do it again tomorrow.

Will you join me?

This article originally appeared in The New York Times

Wealth Retreat2019 Min


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Carl Richards


Carl Richards is a Certified Financial Planner and a columnist for the New York Times, Morningstar magazine and Yahoo Finance. He is author of 2 books, The Behavior Gap & The One-Page Financial Plan. Carl lives with his family in Park City, Utah. You can find his work and sign up for his newsletter (which has an international audience) at

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