“I don’t know what to do.” I’ve heard those words a lot over the years. Smart, successful people with good…
Articles by Carl Richards

Carl Richards is a Certified Financial Planner and a columnist for the New York Times, Morningstar magazine and Yahoo Finance. He is author of 2 books, The Behavior Gap & The One-Page Financial Plan. Carl lives with his family in Park City, Utah. You can find his work and sign up for his newsletter (which has an international audience) at www.behaviorgap.com/
You are not your spending thoughts. Spending without thinking about the long-term consequences is a problem. And by the long…
I’m going to assume for a minute that you’re one of the millions of people who have a recurrently frustrating…
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There are two types of experts in the world: real experts, and fake ones. The real experts are the people…