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Articles by Carl Richards

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Carl Richards is a Certified Financial Planner and a columnist for the New York Times, Morningstar magazine and Yahoo Finance. He is author of 2 books, The Behavior Gap & The One-Page Financial Plan. Carl lives with his family in Park City, Utah. You can find his work and sign up for his newsletter (which has an international audience) at www.behaviorgap.com/


Extending Grace
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Extending Grace

Will you try something with me? Grab a blank piece of paper, draw a line right down the middle, and think of the last time you saw someone fail. It might take you a minute to remember. Now, on the left side of your paper, write down a few words describing how that failure made…