Most people think the biggest threat to their financial future is a market downturn, higher interest rates, or choosing the wrong investment. They’re wrong. In my experience, long-term wealth isn’t destroyed by bad markets. It’s eroded by bad decisions – often sensible-looking ones made with confidence and good intentions. That’s what makes these mistakes so…
Everyone wants the reward, yet very few are willing to pay the price. Not because they are lazy or weak, but because no one ever sat them down and explained a simple truth: Everything you want in life has a cost of entry. Not a penalty. Not a punishment. A price. The ticket you must…
What if I told you that most Australian employees are handing over far more tax than they need to… simply because they believe they don’t have options? What if the tax system isn’t as stacked against PAYG earners as you’ve been led to think…but you just haven’t been shown the right strategies? And what if…
New analysis from Cotality shows that since September last year, lower-priced homes – that is those under the expanded Home Guarantee Scheme price caps – have generally recorded stronger growth than higher-priced homes. Growth in home values has diverged based on whether properties fall under or above the scheme’s price caps. Quarterly Growth Trends Homes under…
Australia is at the precipice of a monumental shift in property ownership, thanks in large part to an aging population. The Baby Boomer generation is aging, and with that will come a massive transfer of wealth. Bernard Salt wrote an insightful column in The Australian – “Get ready for Australia’s great home inheritance avalanche,” suggesting…
Back in early 2020, when we were told to “stay home,” none of us really knew what that meant for the long term. Would COVID change everything forever? Would cities empty out? Would we see a baby boom, a population collapse, or a permanent shift to remote work? Now, nearly six years later, we finally…
Inflation cooled in November, as a wave of retail discounting helped ease the pressure on household budgets during the holiday period and bolstered the case for the Reserve Bank to hold interest rates steady next month. However, a hike is by no means off the cards. ABS data released this week shows headline inflation dropped…
If you thought buying property was getting harder, try renting the dream lifestyle. Across Australia, rents have skyrocketed so fast that simply living where you want is becoming a luxury for some people. New research from Domain paints a stark picture of our rental future, one where proximity, prestige and even basic comfort come with…
What has been the single greatest obstacle stopping you from becoming financially free? Why do I ask? Well… at the end of last year at a private client function I had the good fortune to have conversations with a number of our Wealth Retreat graduates. I was talking with them about their experiences since attending…
About this time each year it’s customary for those of us in the property industry to peer into the future in an attempt to predict what’s ahead for our housing markets. While making such forecasts is not an exact science, I can safely make five predictions I am certain will be true for 2026. 1….
