In what’s being described as an explosive move, the Australian Council of Trade Unions (ACTU) has come out swinging against property tax concessions, backing reforms that could fundamentally change the way investors approach real estate in this country. They propose to limit negative gearing and capital gains tax (CGT) discounts to just one investment property…
Imagine waking up every day for the past five years and discovering your home just earned you over $1,000 in the last 24 hours. For homeowners in nearly 20 Australian suburbs, that wasn’t fantasy; it was actually reality. Recent data from PropTrack has highlighted an astonishing trend: nearly 200 suburbs across the country saw median…
What’s the Australian housing market likely to do in fiscal 26? And are we staring down the barrel of a recession? I get asked about the R word a lot these days. Increasingly so. So, let’s tackle both, because the two are more intertwined than most think. The recession question First things first. Are we…
The concept of ‘living within your means’ used to be a simple way of life. In years gone by, credit cards and personal loans were much more difficult to obtain, so there was really no other option. Today, however, we live in a society that offers easy access to unsecured credit. With the average Australian…
Almost five years ago, I shared evidence that pointed to investment-grade apartments entering a growth cycle within a few years. That prediction hasn’t materialised as prices have remained relatively flat since 2020. But could that finally be about to change? My past work on this subject As noted above, I published a report in October 2020 analysing…
For decades, property development has been perceived as the exclusive domain of the ultra-wealthy, those with deep pockets, vast land holdings, and access to elite financial networks. But this myth is not only outdated, it’s actively misleading. Today, property development is more accessible than ever, and it’s not just about building high-rise towers or sprawling…
While there’s been a lot of noise lately about rental growth slowing and affordability improving, the data paints a very different, and much more persistent picture. Despite slight upticks in rental vacancy rates in recent months, Australia remains firmly in a landlord’s market. And this isn’t a short-term blip, it’s a structural trend that’s been…
While achieving financial freedom through property investing is very achievable for most Australians, it’s also quite an overwhelming task. You see, unlike buying a property to live in, the main reason for buying an investment property is to make money — to help you build a long-term “cash machine.” And the better you can nail…
Have you ever wondered what leads to the ups and downs of our property cycle? Well…when we delve into the realm of investment markets, we’re navigating a sea guided not just by numbers and data, but largely by human psychology. And yes, those ever-oscillating curves of booms and downturns that shape our financial landscape are…
The Reserve Bank of Australia (RBA) may have pulled off something few thought possible—bringing inflation back within the target band while unemployment remains historically low. But don’t be fooled into thinking the hard part is over. In fact, the real challenges are just beginning, according to analysis by Westpac. A remarkable (but fragile) success story…
