When an investor first borrows to buy an investment property, almost always the rental income does not cover the associated expenses, including loan repayments. This means the investor will need to cover any shortfall out of their pocket each month. While you can claim a tax deduction for this shortfall (known as negative gearing), it…
It’s always fascinating to explore how property prices might move over the coming year. While short-term price fluctuations aren’t particularly relevant for long-term investors, this kind of analysis can be incredibly useful for those planning to sell or buy property in 2025. Last week, I joined James Kirby on The Australian’s finance podcast to dive into this…
As we step into 2025, the economic landscape is shifting. Pandemic-driven trends like high inflation and overseas migration are easing. The RBA cash rate might finally drop, with lending policies playing a role in how this impacts the market. Unemployment is set to rise, but those with secure jobs will enjoy higher real incomes. Residential…
What’s ahead for our housing markets in 2025? Clearly, residential real estate has defied the many doomsday forecasts made over the last few years, having moved through the bottom of its cyclical downturn in early 2023 and experiencing an overall strong recovery since. However, national home prices fell by 0.17% over the month of December,…
Wouldn’t it be great to know how our property markets are going to perform this year? However my many years as a property investor have taught me not to try too hard to predict our markets year by year, but instead to take a long-term view, then allow for cycles around this long-term trend and…
Did you know that if you fail to conduct regular inspections at a rental property, it can lead to an insurance claim denial? Obviously, owning an investment property is a big deal—it’s not just a source of income but a key step toward building long-term wealth. But let’s be honest: being a landlord comes with…
Australia’s rental market is in crisis. Vacancy rates remain extremely low, rental stock is extremely slim, and high rental prices mean the market is red-hot. . So how did we get into this rental crisis? How long will it last? And what does it mean for property investors? Currently, Australian residential rental markets still heavily…
We’re in to a new year and half way through the 2020’s, and our property markets have come through the roller coaster of the first half of this decade with flying colours. Of course, each year brings its own set of wins, challenges, and lessons to learn and looking back at last year – 2024…
Sometimes we love change and sometimes we hate it. In fact, some of us love to change and others fear it. Why is change difficult for many of us? Because change makes us move out of our comfort zones. It takes courage to leave something familiar and try something new. One of the jobs of…
A new analysis from CoreLogic shows that the typical home built in 2010 or later is twice as energy efficient compared to homes built before 2010. The analysis, part of the new report ‘Amped Up: How energy efficient are Australian homes?, shows that homes built after 2010 achieved an estimated median star rating of 5.9 out…
