Ever wondered how Warren Buffett went from selling Coca-Cola bottles for a nickel as a seven-year-old in Omaha to sitting atop the Berkshire Hathaway empire with over $1,070 billion in assets? There are three key habits that helped him get there, and they’re habits everyone can adopt. 1. Never Stop Learning In Berkshire Hathaway’s 50th…
We often talk about Australia’s housing affordability crisis, but one silent force shaping the market is the Bank of Mum and Dad, now one of the country’s largest “lenders,” unofficially of course. According to Finder’s 2025 First Home Buyer Report, nearly 1 in 5 first home buyers (17%) are relying on financial help from their…
Despite living in one of the world’s wealthiest nations, most Australians are struggling to build and retain real wealth. And it’s not due to a lack of ambition, effort, or intelligence. It’s because the system we operate in, combined with a lack of forward planning, stacks the odds against sustainable wealth creation. But it doesn’t…
There are more than 600,000 self-managed super funds (SMSFs) in Australia controlling more than $700 billion – so on average each fund holds more than $1.2 million – and many people who set up an SMSF do so to have greater control over their investments and operating costs. And it makes sense given that so…
It’s been nearly 12 years since I wrote this blog about the age pension and when it might be changed or abolished. A lot has happened since that time, and we are now in 2025, just a year before the first of the big changes mentioned in that article. The headline was a bit of an…
Soon, more than 15 million Australians should be lodging a tax return with the Australian Taxation Office in the hope of receiving at least a small refund. About 60% of taxpayers use an accountant to prepare their tax return while the other 40% lodge their returns via their MyGov account. This links them to the…
Death is never an easy topic to talk about, but planning for it is one of the most important things you can do for your loved ones. A lot of Australians assume that everything will just “work itself out” when they’re gone—but unfortunately, that’s far from the truth. Without a valid Will in place, you…
A lot of people think that success is an event. One magical, transformational event. She or he was an overnight success. We’ve all read crap like that in the media over and over again. For budding entrepreneurs out there, the expectation that you can become an overnight success plays havoc with their psyche when that…
One day Warren Buffet was sitting in the cockpit of his plane with his pilot, Mike Flint. They were having a conversation. Flint asked Buffet what it takes to succeed. Buffet shared with him the following 3 Step Strategy for Success: STEP #1 Top 25 Goals Buffet had Flint write down his top 25 Goals. STEP #2…
Imagine being taxed on the value of your assets even if you haven’t sold them. Sounds like fiction? Well, it’s not. It could soon be policy. Australia’s federal government has proposed a controversial new tax—one that could see unrealised capital gains on superannuation balances above $3 million taxed at 30%. Now, at first glance, this…
