Most property investors start out with one simple goal – financial freedom. But the question I often get asked is: “How do I actually live off my property portfolio when the time comes?” The truth is, owning a few properties isn’t enough. To achieve financial freedom, you need to build a substantial, diversified, and well-structured…
Let me introduce you to a group of 100 everyday Aussies. They come from all walks of life; teachers, tradies, nurses, small business owners, retirees, professionals, and investors. Some rent, some own their homes outright, and a few have one or two investment properties. Some are just starting their careers, and others are planning for…
Let me ask you something that most people avoid thinking about. If the next 20 years of your life look almost identical to the last 20, would that genuinely excite you? Or would it quietly disappoint you? Most of the successful investors and business owners I speak with aren’t struggling. In fact, they’re doing very…
Hindsight is a wonderful thing, isn’t it? Let me ask you a question… With the benefit of hindsight and knowing what you know now if you had the opportunity to do so, would you have bought an investment property 46 years ago? I bet your answer would be yes realising that the median property price…
Here’s the uncomfortable truth many Australians are starting to realise – you can work harder than ever, do everything “right”, yet still fall behind financially. It’s not due to buying too many lattes or smashed avocado sandwiches, and it’s certainly not due to a lack of ambition. It’s because the rules of money quietly changed…
There’s a growing imbalance in Australia that many investors are yet to fully appreciate. We tend to focus on the usual levers such as interest rates, credit availability, or migration policy, yet a more subtle force is gathering momentum in the background, one that will influence wages, inflation, and property markets for years to come….
One thing I’ve noticed speaking with many property investors is… While on the one hand, a small group has done very well over the last few years, initially spurred on by the recent once-in-a-generation property boom in 2020 – 21 and then by the strong housing markets of 2023-25 and this was despite the property…
Prices are up again. Headlines scream “new record highs.” Homeowners quietly smile. Renters quietly seethe. And somewhere in the background, a much bigger question gets ignored: As a nation, how expensive do we actually want housing to be? This is the uncomfortable conundrum that leading demographer Simon Kuestenmacher, my co-host of the Demographics Decoded podcast,…
“Am I doing OK financially?” It’s the question so many Australians quietly ask themselves. But few dare to say out loud. Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s natural to wonder: “How do I stack up?” Well, let’s find out. Drawing on fresh data from the ABS, ATO,…
Most investors are watching the wrong scoreboard. They’re fixated on the headline numbers: total population growth, migration caps, whether Australia hits 40 million by mid-century. Those figures make good media copy. But property markets aren’t driven by how many people we have. They’re driven by who those people are, what stage of life they’re in,…
