Here’s something that should concern every parent and grandparent in Australia. If you were born in the late 1940s, there was a 54% chance you owned a home by your late twenties. If you were born in the early 1990s, that figure has fallen to 36%. Now that’s a significant change in how wealth gets…
Australia will have almost 40 million people by 2066, our economy will be more than twice as large and average real incomes will be considerably higher. Yet beneath those reassuring headline numbers, Treasury’s latest Intergenerational Report describes a country that is growing more slowly, ageing rapidly and relying heavily on migration, productivity and housing policy…
There are moments in life when a single sentence hits you so hard it rearranges your thinking. Not a long seminar. Not a complex strategy. Just one line that quietly exposes the flaw in how you’ve been operating. For me, that moment came when I read the following words from one of my early mentors,…
There’s an interesting debate that’s been going on for years, not just among scientists and philosophers but also in business circles, and it has a lot more to do with property investment than most people realise. At its core, it comes down to two very different ways of looking at the world, and once you…
Australia is going to look very different in ten years’ time. We’ll have millions more people, an older population, smaller households and technologies that will change how we work and live. Our cities will evolve, new industries will emerge, and different governments will introduce policies that reshape our economy. But after more than five decades…
Australia’s capital city property markets rarely move together for long. One city surges ahead, another loses momentum and the price gaps that once looked permanent eventually begin to close. We have seen this pattern repeatedly, although every cycle arrives with a fresh explanation for why this time may be different. Melbourne is currently trading at…
Most investors who come to me think about property the wrong way, and it’s costing them dearly. They’re focused on finding the right property, when what they really need is the right strategy – one that accounts for both how they stay in the game financially and how they eventually build enough wealth to leave…
Every few months, another report lands telling us everything is about to change. Interest rates, artificial intelligence, migration, climate change, tax policy – take your pick. Some forecasts will prove correct, many will be exaggerated, and plenty will eventually be forgotten. The challenge is separating the structural changes that will genuinely reshape Australia from the…
Bill Gates is one of the wealthiest men in America and one of the most important, influential personalities in the modern world of computers and technology. Of course, he the co-founder of Microsoft. I would like to share with you some of his quotes: 1. It’s fine to celebrate success, but it is more important…
What if the biggest risk to your wealth isn’t choosing the wrong property, paying a little too much, taking out the wrong loan, or even buying at the wrong stage of the property cycle? What if the biggest risk is something you haven’t even considered yet? I’ve been investing for more than 50 years, and…
