Unusually strong home value increases in the month of October coincided with the expansion of the Federal Government’s 5% Deposit Scheme. The policy enables eligible first home buyers to secure a low-deposit home loan without lender’s mortgage insurance. From October 1, it was scaled up to unlimited places and income eligibility, and the price caps…
In today’s show, Ken Raiss and I discuss the intricacies of wealth building and legacy planning. We explore the importance of careful planning to avoid common pitfalls, the role of trusts in estate planning, and the implications of superannuation on wealth transfer. The conversation also covers strategies for gifting wealth, the benefits of investment bonds,…
Capital city rental markets have reported generally tightening rental markets over October with vacancy rates falling in most capitals reflecting rising seasonal demand. Most capitals however again recorded steady house rents over October compared to the previous month, however rents were higher in Darwin by 2.0% with Adelaide and Hobart house rents falling by 0.4%…
For years, Australians have been caught in a construction nightmare. Material shortages, cost blowouts, and trade delays turned the dream of building a home into a long, frustrating ordeal. But there’s finally some light at the end of the tunnel. After years of setbacks, new data shows that the time it takes to complete new…
Wealth creation is not a mystery reserved for the lucky few. Based on my Rich Habits research, which studied 233 wealthy individuals and 128 people living in poverty over five years, I’ve distilled ten laws that self-made millionaires follow to build lasting wealth. These laws, drawn from my findings and insights shared in articles for…
The Build to Rent (BTR) sector in Australia is an emerging housing model where developers build large residential complexes and retain ownership to rent out units. Our federal government is supporting it in the aim of addressing Australia’s housing shortage by increasing the supply of rental housing, offering residents long-term tenure, and providing institutional investors…
If you spend five minutes talking to a Gen Z, you could walk away feeling pretty gloomy. They’ll tell you the world is burning, wars are endless, work is meaningless, and of course, that housing is forever out of reach. And on the surface, they’ve got a point — affordability is at record lows, and…
Once upon a time, Australians would chat over the fence, borrow sugar from their neighbours without hesitation, and keep an eye out for each other’s kids. But according to the Real Neighbours Report 2025, those days may be numbered, and as property investors, we’d be unwise to ignore the implications. We’ve often talked about the…
Australians are now paying the highest average rate of income tax in more than two decades, raising concerns too much of the tax burden may be falling on Australian workers in their prime. That’s according to the latest annual report from the Household, Income and Labour Dynamics in Australia (HILDA) survey, released today. I am…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate in…
