When it comes to property investment you’ll often hear two conflicting philosophies advocated. Some suggest you should invest in property to achieve positive cash flow – that’s when rental returns are higher than your mortgage repayments and expenses leaving money in your pocket each month. Others suggest you should invest for capital growth looking for…
Imagine you’re standing on the doorstep of your next potential investment. The façade looks great, and the price seems right, but what’s lurking beneath? What questions should you be asking to ensure this property doesn’t just look good, but will also deliver the returns you’re after? Whether it’s your first investment or your fiftieth, the…
The Spring selling season has arrived. Will this now bring good news for buyers who have been faced with limited options for much of this year? Well, according to PropTrack’s Senior Economist, Eleanor Creagh, the choice has improved significantly in the major capitals, with buyers benefiting from the rush of properties hitting the market. She…
Financial stress is affecting us in many different ways. Some people are struggling to pay bills, feed the family, or maintain a place to live. Others are meeting their basic needs but are dipping into their savings for extras. Financial stress is increasing and, understandably, is causing some distress. In recent months, Lifeline has seen…
As Australia’s housing affordability crisis worsens, governments are spending more on housing. Victoria’s Andrews government has announced a suite of reforms (such as boosting social housing and making planning processes faster) in an effort to get 800,000 extra homes in Victoria over the next decade. Federally, the Albanese government’s A$10 billion Housing Australia Future Fund,…
Valuations are an essential aspect of the property investment game, with the potential to either help your portfolio prosper or stop it dead in its tracks. Financing a new purchase or restructuring or refinancing your existing debt are generally the main reasons for a property investor to have their assets valued. Because the result of…
When it comes to selling property, everyone wants the best price for the lowest possible expense. But how open to negotiation is your real estate agent likely to be? In this article, a group of experts reveal the pros and cons of haggling on costs and strategies to do it well. Picture this – you…
Whether you’re a first-time home buyer or property investor, our online calculator allows you to be aware of the costs involved in buying or selling a property before embarking on the lengthy and expensive process. In the meantime, I’ve put together all the information you might need on costs involved in buying and selling a…
Each major Australian capital city is faced with predicted population growth of millions more people within just the next 25 years. In Brisbane it’s over 1.5 million more, Sydney will cop another nearly 4 million, and Melbourne over 3 million more people. Here’s a scary fact: at current rates of cars to people, Brisbane will…
The world of finance is ever-changing, and last year – 2022 – was no exception. The latest UBS Credit Suisse Global Wealth Report reveals some shocking statistics about Australian millionaires, and as someone who’s been watching these trends for years, it’s a revealing snapshot of our financial landscape. A Shrinking Pool of Wealth The UBS…
