Michael has been once again voted Australia’s leading property investment advisor by the readers of ‘Your Investment Property Magazine’, but he’s not a theorist… He has been successfully investing in property since 1971 and is a leading property commentator and Australia’s most widely read property investment blogger. Join over 115,000 others who get their updates from Michael and his group of expert guest bloggers and benefit from their perspective.
Prices are up again. Headlines scream “new record highs.” Homeowners quietly smile. Renters quietly seethe. And somewhere in the background, a much bigger question gets ignored: As a nation, how expensive do we actually want housing to be? This is the uncomfortable conundrum that leading demographer Simon Kuestenmacher, my co-host of the Demographics Decoded podcast,…
What if I told you that most Australian employees are handing over far more tax than they need to… simply because they believe they don’t have options? What if the tax system isn’t as stacked against PAYG earners as you’ve been led to think…but you just haven’t been shown the right strategies? And what if…
Retirement is a stage of life that most of us look forward to, but few of us truly prepare for beyond the financials – and sometimes not even that! For years, the conversation around retirement has been dominated by superannuation balances, investment portfolios, and pension eligibility. But what if I told you that finances are…
As regular readers of my blog will be aware, I am a big fan of embracing failure. Now, that may sound odd, but hear me out on this one. I’m not suggesting failure is something we should try to do — quite the opposite, naturally — but failure is a necessary part of life at times, and…
If you feel like everyone suddenly has an opinion about property investing, you’re not imagining it. Scroll social media, open a news site, or attend a property seminar and you’ll be bombarded with confident predictions, “can’t-miss” suburbs, and experts promising certainty in an uncertain world. But here’s the uncomfortable truth most investors learn too late:…
Borrowing capacity is usually an investor’s scarcest resource. Because it’s limited, it should be allocated with great care and consideration. The goal is to ensure every dollar of borrowing capacity is put to its highest and best use. One way to measure this, is by considering the return on borrowing capacity – a simple framework for…
Estate planning is different for everyone and especially in today’s modern environment of potentially blended families. So, with more people remarrying, it’s critical to prepare for the distribution of your wealth upon your passing. While you are alive, the estate planning process allows you to manage and preserve your wealth for those you will one…
Success, as with most things, starts with attitude. When you’re struggling, a small burst of inspiration can make a huge difference. Here are 20 quotes about success to inspire you to keep pushing forward and achieve your dreams. The whole secret of a successful life is to find out what is one’s destiny to do, and then…
I recently did something I haven’t done for a long, long time. I played a game of Monopoly. And yes, I won. But I played it with my grandchildren, so I had an unfair advantage. Now the game reminded me of a very important lesson all property investors must understand – and this is that not…
One good financial decision will have positive consequences. But five good decisions in a row will be life-changing. It will create a lot more than five times the positive outcomes that one good decision will. That’s because good decisions are a compounding asset. Our lives are a sum total of the choices we have made…
