Australians are retiring with unprecedented levels of wealth. This wealth, which is primarily held in housing, investment properties and superannuation, allows retirees to draw incomes to support their retirement. As Australians have become wealthier, we might expect government spending on social safety nets for older Australians to fall. Instead, we have seen these programs grow…
Every few months, there’s a story online about an investor in their 30s that has amassed a property portfolio of 12 properties…and how you can do it too. Firstly, we shouldn’t be impressed by the number of properties that someone owns, as it doesn’t tell us anything about their wealth (equity). Boasting about the number…
Australian residential property sellers enjoyed their highest rate of profitability in over two decades during the September 2025 quarter, according to Cotality’s latest Pain & Gain report. The analysis, which covered approximately 100,000 resales, shows that 95.5% of sellers made a nominal profit, up from 94.9% in the June quarter, marking the strongest result since…
Have you ever wondered what the real fix for Australia’s housing crisis might look like? Well, buckle up because it might not be what you expect. Here’s a bold assertion that’s bound to stir up some debate: the only way to truly resolve our housing crisis is for house prices to keep rising. Yes, you…
For decades, Australia prided itself on being a land of opportunity. We built one of the strongest middle classes in the world: secure jobs, affordable homes, free education, and a belief that if you worked hard, you could move up in life. That sense of fairness and stability wasn’t an accident. It was the product…
The “Rich” and “Poor” share very different beliefs, According to a 5-year study by best-selling American author Tom Corley, our subconscious makes up 5/6ths of our brain and responds to our beliefs. Like software code, our beliefs direct our subconscious to manifest that which we think about and believe in. If we believe, without any…
If you were hoping the three rate cuts in 2025 would finally give Australians some breathing room, you’re not alone. Many households entered the year optimistic, believing the worst was behind them and that easing monetary policy would start to unwind several years of relentless financial pressure. But the reality has been very different. The…
Warren Buffett is arguably one of the best investors of all time and has an excellent track record of creating and maintaining his wealth dating back to his early entrepreneurial days starting at just five years old. You’d think that the hugely successful magnate and philanthropist would be too strapped for time to mentor as…
Just when many Australians were daring to believe the rate-hike cycle was behind us, the narrative has flipped again. And boy has it flipped quickly! Two of our biggest banks—CBA and NAB have now revised their forecasts and expect the RBA to lift the cash rate as early as February 2026. And that’s just six…
Unemployed Australians are the most vulnerable to identity fraud, a shocking new study has found. Leader in global identity and fraud intelligence, GBG, examined Australian Bureau of Statistics data to identify which groups across the country are most frequently targeted by scammers. Top 10 demographics most affected by identity fraud in Australia Rank Category Group Victimisation Rate…
