I’ve always believed that the start of every year is the ideal time to consider your wealth creation goals. So, why don’t you ask yourself this question: Will this be like most other years where good intentions are forgotten or put aside because of the pressures of everyday life? As the saying goes: Why put…
The topic of inheritance is often shrouded in a cloud of complexity and misconception. Many people think that sophisticated estate planning tools like testamentary trusts are only for the wealthy elite. However, this couldn’t be further from the truth. With rising divorce rates and the increasing complexity of modern families, testamentary trusts and other estate…
Some say that Australia has an ageing population crisis, with 558,000 Australians now aged 85 years… and in 13 years that’s expected to hit 1 million. And that means there will soon be billions, if not more, of dollars transferred to our younger generations. The problem is, many of these heirs aren’t prepared, and a…
The following is general information only and you must seek personal advice on your specific circumstances before implementing any strategy. You’ve worked hard to build your wealth. You’ve made sacrifices, taken calculated risks, and created a financial foundation that has supported your family. Now, as you look to the future, you might be thinking: “How…
Most Australians treat their super as a “set and forget” investment — something they’ll worry about when they get closer to retirement. But superannuation isn’t just about you. It’s also one of the largest financial assets you’ll ever own, and if you don’t take control of where it goes when you die, it might not…
At 4pm on a Tuesday, most of us are winding down from the workday, juggling school pick-ups, gym sessions, or dinner plans. But it turns out, scammers are just getting started. New data from Westpac has revealed that Tuesday afternoons, particularly around 4pm, are prime time for scam activity. In fact, it’s the most common…
I’ve often said that wealth isn’t just about how much you make – it’s about how much you keep. And when it comes to passing on that wealth to the next generation, a well-structured estate plan can mean the difference between preserving your legacy or watching it disappear through tax or family disputes. One of…
Australia’s race toward net zero emissions is well underway – but few people realise the enormous economic cost that comes with it, or how it could reshape the nation’s housing market for decades to come. According to BloombergNEF data reported by Macrobusiness, Australia will need to invest around $3 trillion by 2050 to achieve net…
We’ve all become comfortable shopping online, maybe too comfortable. Click, add to cart, tap the card, done. But what if your payment details were stolen even before you pressed the “Submit” button? That’s not a theoretical scenario. It’s happening right now, quietly, invisibly, on perfectly legitimate websites Australians shop on every day. And it’s part…
Australia’s housing system is caught in a slow-moving crisis. Over the past four decades, the total housing stock has grown rapidly, but social housing has stagnated, and now, even the private rental market that filled part of the gap is under strain as more investors sell up. And the result is that we have fewer…