I’m sure you’ve read that as many as 80 to 90% of new companies that start-up fail. And those that continue on many fail further down the track Rarely does a business take a straight run at success, and that includes the likes of Apple, Facebook, Samsung and their fellow tech giants. Yes, even geniuses…
The global risk of housing bubbles has decreased sharply in 2023. A report released last week by Swiss bank UBS concludes that out of 25 cities surveyed, only two were at risk of a housing bubble this year, down from nine in both of the two previous reports. The data shows that even places known for…
Heritage conservation has been blamed for making the housing crisis worse by standing in the way of new, higher-density housing. But protecting heritage and increasing housing should be complementary objectives. Heritage suffers when not enjoyed by our growing communities. Housing suffers when not shaped by our communal heritage. YIMBYs and NIMBYs are usually on opposing…
You make decisions all the time. Most are small. However, some are really big: they have ramifications for years or even decades. In your final moments, you might well think back on these decisions — and some you may regret. Part of what makes big decisions so significant is how rare they are. You don’t…
Getting into a tizz about who is responsible for what at a rental property is a headache no one needs – and one many landlords and tenants experience. Misunderstandings about responsibilities for tasks around the property – from gardening to appliance repairs – are commonplace. If you’re wondering why a landlord insurance provider is talking…
With the nation feeling the pressures of a housing crisis, some believe the Australian government needs to ease housing demand by limiting international migration. To others, this sentiment comes across as xenophobic. They dismiss it outright, based on moral grounds. How can a nation of settlers, built on unceded Indigenous land, contemplate the notion of…
It probably won’t come as a great revelation, but insurance can be complex. Like other financial products and legal contracts, there can be a lot to wrap your head around. This complexity can result in some misunderstandings. When it comes to protecting your investment property, you don’t want to have any misconceptions derailing your decisions….
The housing crisis is firmly on the Australian policy agenda. Governments see a rapid increase in supply as the main solution. The importance of supply is not disputed. But more housing alone isn’t enough: new housing must be provided in ways that do not widen the gap between the “haves and the have-nots”. Our recent…
The family-friendly apartment is an idea whose time has come. In the Liverpool CBD in Sydney, for example, half the apartments are occupied by families with children, our newly published study found. This is twice the average for metropolitan Sydney. The high proportion of families living in apartments in town centres like Liverpool is often…
Why do I suddenly owe tax this year? This is one of the most Googled questions in Australia right now. And rightly so. Ever since Australia’s transition to self-assessment for income tax returns, we have been primed to expect an annual refund. That’s by design. Thinking we will get a refund acts as an incentive…