Here is how Millionaires Think


Any mental thought, often repeated, becomes a habit.

Habitual thoughts make you who you are. rich-300x169

Millionaires are rich because of the way they habitually think.

Their habitual thinking comes first and their habitual behavior follows.

If you habitually think a certain way you will habitually act a certain way.

To become rich you have to learn how to think like a Millionaire.

What are some of the thinking habits of Millionaires?

  • Millionaires Believe in Themselves: 79% believed they could rise from poverty or the middle-class to wealth. 90% did not believe in fate. They believed they were the architects of their lives.
  • Millionaires Believe Hard Work Trumps Intelligence: 90% believed hard work was more important than a high IQ.  success risk wealth
  • Millionaires Believe Persistence Creates Good Luck: 92% believed they created their own good luck by relentlessly pursuing something they were passionate about. They were persistently patient in the pursuit of their dreams and goals. It took the average person in Millionaires 12 years to succeed in their realizing their dream and becoming rich.
  • Millionaires Are Optimists: 54% believed their optimism was a critical factor in their success.
  • Millionaires Control Their Emotions: 81% made a habit of controlling their negative emotions such as anger, envy, resentment, and hate. This made it easier for others to do business with them.
  • Millionaires Believe Honesty is the Best Policy: 85% told the truth all the time. They never lied. Being perceived as honest helps build trust, a foundation for success, and strong relationships.

ALSO READ: 8 Wealth-Building Strategies of Millionaires


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Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website:

'Here is how Millionaires Think' have 2 comments

    Avatar for Tom Corley

    August 22, 2017 Alistair Pinto

    I just started listening to Michael’s podcasts on my drive to and from work. I have heard and read investment talk about commercial property however I have always wondered about loans to purchase commercial property. How different is it to securing residential investment loans? What factors are taken into consideration for the same e.g. existing tenant and lease. Do you still only use a real estate settlement agent or do you need a professional with special skills and what would these be e.g. real estate lawyer, commercial settlement agent?


      August 22, 2017 Michael Yardney

      Alistair – commercial property loans are very different to residential loans and commercial leases are also very different. Your’s is a great question so I’ll cover it in a future podcast of an ASK MICHAEL video – watch out for it


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