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By Tom Corley

Did you know you can intentionally create your own good luck and minimize bad luck?

Your habits create luck.

Bad Good LuckRandom luck, good or bad, is fairly democratic.

It visits rich and poor alike.

But did you know you can intentionally create your own good luck and minimize bad luck?

The creation of good luck requires the consistent application of good habits over a long period of time.

One common theme that kept repeating itself in the many stories told to me by my Rich Habits Study self-made millionaire-Dreamers, was how important luck was to their success.

Successful people forge good habits which help move them forward in the achievement of their goals and the realization of their dreams.

Good habits enable you to consistently do what needs to be done every day.

Willpower fades over time, even for the most disciplined.

But once a habit is forged, you no longer need to rely on willpower.

This is why developing good habits is so crucial to success.

Good habits put you on autopilot for success.

Good habits automate persistence, a crucial trait of every self-made millionaire.

According to my Rich Habits research, there is a direct correlation, a cause and effect, between good habits and: wealth, health, happiness and high achievement.

Good Luck Habits

Take Only Educated Risks – When you do your homework for potential investments and understand every conceivable outcome, you are engaging in Educated Risk.

Educated Risk takes the “Risk” out of investing.

Rich Relationship Habits – Building relationships with other upbeat, success-minded individuals was a common habit among the self-made millionaires in my Rich Habits Study.


Because wealthy, successful people are door openers – they can, with a phone call, put you in front of the person who can help you achieve your goals and dreams in life.

Improve Call Center Experience Drive Business.width 1200Hello Call, Happy Birthday Call, Life Event Call – These phone calls help build and maintain important relationships.

Volunteering five hours or more a month – Many of the self-made millionaires in my study had a pet non-profit that they devoted their time.

In many cases, they were the decision-makers on the boards of these non-profits.

Volunteering puts you in direct contact with these decision-makers.

Growth Habits – These are habits that keep you growing in knowledge and skills.

Reading to learn 30 minutes or more every day – Help you grow in knowledge.

Deliberate Practice and Analytical Practice three hours or more a day – Helps you become a Virtuoso in what you do to earn your income.

Good Health Habits – These are habits that maintain or improve your health.

It’s hard to build wealth from a hospital bed.

Run 750466 1920Good health habits reduce sick days and boost productivity.

Eating healthy non-processed foods – Keeps you healthy and productive.

Exercising aerobically every day – Improves brain performance, boosts longevity and gives you more energy.

Anaerobic exercise three days a week – Improves brain performance, boosts longevity and gives you more energy.

Sleeping 7-8 hours a day – Sleep cleans the brain, re-sets your emotional equilibrium and boosts optimism.

Persistence – Good luck visits the persistent.

Those who refuse to quit on their dreams and goals, eventually get lucky.

Daily Goal Habits – Daily habits tied to your goals and your dreams.

Save 20% or More of Your Income – You can’t invest if you don’t have any savings.

You can’t take advantage of financial opportunities if you don’t have any savings.

Fight Cynisism Choose OptimismOptimism Habits – Habits that foster a positive outlook on life.

Gratitude – Gratitude is the gateway to a positive mental outlook. Positivity boosts optimism, which is critical to success.

Meditation – Calms the mind and reduces stress, improving brain performance.

Developing New Skills related to what you do for a living – Makes you more valuable to others.

Gaining new knowledge related to what you do for a living – Makes you more valuable to others.

Choose who is in your Inner Circle – Your inner circle infects you with their habits and their outlook on life.

Good Gossip – Saying only kind, favourable things about those inside your inner circle.


This builds trust others have in you and strengthens your relationships at the same time.

So Good Gossip is like hitting a double in baseball.

Experimentation – Only through experimenting with new, different activities can you uncover otherwise hidden, innate talents.

Oftentimes, those talents can be monetized, giving you an additional revenue stream, which boosts your wealth.

Good habits create good outcomes.

Sometimes those good habits create good luck in the form of outcomes you never anticipated or outcomes that far exceed your expectations.

About Tom Corley Tom is a CPA, CFP and heads one of the top financial firms in New Jersey. For 5 years, Tom observed and documented the daily activities of wealthy people and people living in poverty and his research he identified over 200 daily activities that separated the “haves” from the “have nots” which culminated in his #1 bestselling book, Rich Habits – The Daily Success Habits of Wealthy Individuals. Visit the website:
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