Negotiating is a part of living; we do it all the time. When you walk down a crowded street you negotiate the path you take. A couple negotiates their relationship before and during the marriage. Although you may not realise what’s happening, for example, you take out the garbage tonight and I will do the…
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In 2021 we experienced a once-in-a-generation property boom that resulted in almost 400 suburbs joining the million-dollar club. In other words, their median price was over $1 million Based on CoreLogic data published in The Australian there were 67 Victorian suburbs where median dwelling values have risen above $1 million this year. While Melbourne’s median…
Despite the pandemic, our lockdowns, and the curfews, property prices are surging around Australia. And more recently vacancy rates have plummeted pushing rents up, especially for houses. However, a recent report by NAB has revealed the suburbs where buying is still cheaper than renting. The report has identified outer-metro suburbs and inner-city apartments as the…
Negotiation is more of an art than a science. Skillful negotiation doesn’t come naturally to most of us – it’s something that needs to be learned, practiced, and perfected over time. It’s often said that it takes 10,000 hours to become an expert at anything, which means that most buyers and sellers, who only transact…
Aspiring homeowners now need a six-figure deposit to purchase a property, according to staggering new research. According to Finder’s First Home Buyers Report 2021, which surveyed 1,028 first home buyers, 11% now require more than a decade to scrape a deposit together. This comes as ABS data from January 2021 shows that the average deposit…
In the current property market we all want to buy our home or investment property at the lowest price possible. On the other hand the vendor wants the highest price he can get. And you now know that the asking price quoted by the selling agent will usually be more than the owner is willing…
We all want to know what’s ahead for house prices, don’t we? The ANZ has been working on some new models for predicting house prices and have recently introduced the ANZ Housing Search Index constructed using Google searches. They see this as a leading gauge for dwelling prices in Australia – one that looks forward as opposed…
All too often property owners sign up an agent and engage them to sell their property as either their sole agent or exclusive agent without really appreciating the difference between the two. Some investors too think that they should only ever sign a sole agency just in case they sell the property themselves and can…
Here’s a quick summary of the Australian economy (well the one that really matters). Let’s call it 10 Things Economic. 1. Working longer hours for less pay per hour. 2. Stuff all wage growth, which is unlikely to change – digital stuff, automation, the internet of things, baton change to service industries and importantly low/declining productivity. 3. Many already underemployed, with…
Mortgage Repayments One you have bought a property, whether as a home or an investment, you will be required to make mortgage repayments to cover the cost of the home loan. These repayments can either be interest-only, which is what investors generally use, or principal and interest, which is a set amount designed to pay…