Most people think the biggest threat to their financial future is a market downturn, higher interest rates, or choosing the wrong investment. They’re wrong. In my experience, long-term wealth isn’t destroyed by bad markets. It’s eroded by bad decisions – often sensible-looking ones made with confidence and good intentions. That’s what makes these mistakes so…
Some commentators are already calling the top of the property market. After all, Sydney and Melbourne finished late 2025 with prices flat to slightly down on the headline numbers – enough to feed the “downturn is coming” narrative. But here’s the thing: a flat or falling median price doesn’t always mean falling values. Sometimes it’s…
I came across this chart on X recently, comparing house price growth with money supply over the past decade in the USA. The idea is: when there’s more money circulating in the economy, it can push property prices higher because housing stock is relatively fixed. In short, supply of houses simply can’t keep up with the growth…
Most people say wealth means a big salary with a lifestyle to match. Most people equate wealth to money, but that’s not how wealth works. You need a lot more than money to be truly wealthy. You need your health, your friends and family to share it with, you need personal growth, spirituality (this means…
If there is one financial principle every investor should understand, it’s compounding. Albert Einstein supposedly called it the eighth wonder of the world, and for good reason. Compounding is your best friend as a property investor and is simply the process of earning returns on both your original investment and the returns you’ve already earned….
Do women really make better property investors? There seems to be mounting evidence that this could be the case. A while ago Kym Kiyosaki gave her opinion on 8 advantages that women have that make them better investors. Here’s what she said: 1. We’re not afraid to say, “I don’t know.” The person who has to…
National rental vacancy rates have fallen off a cliff since Covid. They dropped from the “normal” 2% to 3% range in the late 2010s to barely 1% since 2021. That’s as tight as I’ve ever seen in the data – and as the charts show, there’s been no bounce back across most major urban areas…
Everyone wants the reward, yet very few are willing to pay the price. Not because they are lazy or weak, but because no one ever sat them down and explained a simple truth: Everything you want in life has a cost of entry. Not a penalty. Not a punishment. A price. The ticket you must…
Have you noticed how property investors have become a convenient target lately? We’re being painted as greedy and unethical, and we’re even being blamed for locking first-home buyers out of the market. You may have heard it too: “Is it really fair for you to own multiple properties?” “Aren’t you just taking advantage of the…
The 2025 Australian Cooperative Election Survey (ACES) reveals a nation united in anxiety but divided in diagnosis. Nearly nine in ten Australians agree the country faces a housing crisis, yet opinions on the causes and solutions split sharply along ideological lines. Renters and younger voters see affordability and wages as the core problem; older and more…
