Every time the housing affordability debate heats up, the same statistic gets wheeled out : the price-to-income ratio. You’ll see headlines declaring that housing is now “more unaffordable than ever” because the median home price is eight or nine times the average household income. At first glance, that sounds alarming. And it’s easy to see…
Everyone’s been talking about what the federal budget means for property investors, and what it might do to house prices and affordability. But very few people are asking what it means for the millions of Australians who rent. Renters have been largely invisible in this conversation, and that’s a problem, because they’re the ones who…
Capital city home prices have generally fallen over May reflecting the impact on affordability and confidence of this year’s three consecutive increases in official interest rates. The national capital city median house price fell by 0.8% over the May quarter to $1,287,476 compared to the April quarter, according to the latest data from My Housing…
There’s a lot of noise around property at the moment. Rising living costs, higher mortgage repayments, budget uncertainty and constant media commentary have left many Australians wondering whether now is really the right time to invest. That’s understandable, but for those who are financially ready, the bigger risk may not be buying the wrong property…
Granny flats seem like a smart investment idea, don’t they? You build a modest dwelling in your backyard, rent it out, and voilà — a little extra income stream. But before you dive into the idea of building a granny flat on your property, let’s take a closer look. The reality is that granny flats…
For years, young Australians have been told to work hard, save harder, sacrifice more and somehow find a way into a housing market that keeps moving faster than their wages. And many of them have done exactly that. They have stayed at home longer with their parents, taken second jobs, delayed having children, invested in…
House prices have always been a talking point in Australia, but lately the conversation has shifted from concern to alarm. And for good reason. Tom Crowley explained this well in a recent article on ABC. He said… Think back to 2001. A typical nurse-and-electrician couple could save for around six years and buy a modest…
Every time the government tinkers with property tax settings, a wave of investors ends up making decisions they later regret. I’m worried we’re about to see it happen again, and on a fairly large scale. The 2026 federal budget has, quite deliberately, made new build properties the most tax-friendly residential option available to investors. If…
You’ve found the right property. The numbers stack up. The location ticks all the boxes. Then your solicitor comes back with a simple comment: “There’s a caveat on the title.” Most investors freeze at that point. Some walk away immediately. Others ignore it and hope for the best. But the truth is… neither response is particularly…
It feels like the year has barely begun, and already our housing markets are under pressure. An interest rate rise. Talk of tax reform. Political instability here and overseas. If you only listened to the headlines, you’d think the foundations of Australia’s property market were starting to crack. They’re not. In fact, we’ve just been…
