Have you ever noticed how everyone suddenly starts buying in a suburb after it’s already boomed? Or how investors always seem to chase whatever market or asset class did best last year? It’s human nature to assume that what worked before will keep working. After all, it feels safe to follow the evidence, “look at…
Do you like having problems? Most of us don’t. But I’ve noticed that there are two types of problems:- The problems you think you have The problems you don’t think you have; Now stick with me and you’ll understand what I’m on about. You’ll find that most people are prepared to pay to get rid of their problems…
“Our AI research uncovers hidden suburbs other investors don’t know about.” Sound familiar? It’s the latest marketing pitch from a wave of buyer’s agents across Australia. A promise of exclusive insights, powered by artificial intelligence, designed to give you a competitive edge in today’s property market. But here’s the inconvenient truth: When everyone’s using the…
In today’s property market, everyone wants to buy cheaper—and every vendor wants top dollar. The catch? The asking price is rarely the bottom line. That’s why, before you make your move, you need a clear strategy. Use these five questions to test your assumptions, protect your margin, and make offers with confidence. 1. How did…
Affordability is one of those slippery words that gets thrown around, but there are a few accepted ways analysts and policymakers measure it. They fall into three broad camps: price/rent to income ratios, repayment/rent burdens, and residual income tests. And whilst there are warts on all methods I like to use price or rent to household income…
Why is it that another year is now behind us, and so many smart, capable Australians still feel frustrated about their financial progress? It’s not because they lack intelligence. It’s not because the market “wasn’t right”. And it’s certainly not because “property doesn’t work anymore”. More often, it’s because we tell ourselves stories that feel…
About this time each year it’s customary for those of us in the property industry to peer into the future in an attempt to predict what’s ahead for our housing markets. While making such forecasts is not an exact science, I can safely make five predictions I am certain will be true for 2026. 1….
I was listening to Morgan Housel’s podcast recently (which I highly recommend by the way), and he said something along the lines of “Once you define your investment philosophy, you won’t be distracted by any noise that doesn’t align with it.” It really resonated with me. Success with investing is more about avoiding mistakes than…
When you first take the plunge into property investing, there are some obvious questions you’ve probably asked yourself. In fact, you may have even turned to some of the more experienced investors around you for tips and advice. Questions like: “What state or suburb should I buy in?” and “Should I buy a home or…
One of the most challenging aspects of investing is figuring out if you should sell an underperforming investment or whether to hold and be patient. We’re often told to track investment returns closely and sell investments that aren’t performing. But the reality is, that some investments just need more time. Charlie Munger, the legendary investor,…
