Booming capital city housing markets have continued to surge over February despite an increase in official interest rates. Overall results however were mixed, with seasonal impacts continuing to subdue notably the Melbourne and Sydney markets. The national capital city median house price increased marginally by 0.1% over the February quarter to $1,281,612 compared to the…
Every investor eventually faces this uncomfortable question: How do I know when it’s time to sell an underperforming investment property? It’s not an easy decision. In fact, it’s one of the hardest decisions property investors make because it challenges two powerful human forces – loss aversion and the sunk-cost fallacy. We hang on because we’re…
After the RBA’s first rate hike, the housing crash narrative has predictably resurfaced. Once again, we’re told prices are about to fall – quickly, deeply, and more or less uniformly across Australia. The logic is familiar: higher rates reduce borrowing power, therefore house prices must fall. It sounds neat. It sounds intuitive. And it’s mostly…
Borrowing to invest in property is a popular and highly effective wealth accumulation strategy if it’s implemented correctly. However, loan structuring can often be an afterthought. The reality is that loan structuring and maximising your borrowing capacity are almost just as important as buying the right property. This blog sets out how to structure your loans…
Analysis by BDO recently claimed that Australia’s build-to-rent (BTR) sector is now worth more than $30 billion. The report trumpeted 39,300 apartments “built, under construction or in planning” and celebrated the fact that nearly three-quarters of these projects are being bankrolled by offshore capital. The spin? That BTR is booming and set to make a…
Twice a year I update my Property Clock to cut through the noise and show where Australia’s housing markets sit – in my view – in the cycle. This latest update reinforces a key theme from my last post: despite rising interest rates, most markets – including all eight capital cities – remain in the recovery or upswing phase. Higher rates…
Having helped hundreds of property investors finance their acquisitions, I have been able to gain a great perspective as an “outsider” with regard to how property investors go about making their investments. There are some common things that the vast majority of investors do not do, which I think negatively impact their chances of success….
What if the biggest reason you’ll never build a $50 million property portfolio has nothing to do with money? What if it’s not your income, your borrowing capacity, your suburb selection or even the market cycle that determines how far you go? And what if the investors who end up with $100 million or $200…
So, you think you’ve finally found the right property – be it your next home or investment? Months of searching online, the rollercoaster of anticipation, knock-backs, and near wins – they’ve finally resulted in success. You’ve found a property that seems to tick all the right boxes. Yay! Before you get too excited and rush…
You can feel it building again, can’t you? Watch a YouTube video, listen to a podcast or scroll social media and you’ll hear the same confident line being repeated like it’s gospel: “Property moves in an 18-year cycle… and 2026 is the year it all blows up.” A surprising number of commentators are quoting it,…
