Property stakeholders often feel a little nervous about a bank valuer visiting. After all, valuers show up, poke around and then send a verdict to the lender about whether the price paid, or estimate made, ‘stacks up to market’. It can feel like there’s bad news pending, particularly in a softer property price cycle like…
Infrastructure Victoria has released a draft 30-year plan outlining how the state can grow sustainably. It focuses on key areas like transport, housing, energy, and public services to support a growing population and improve liveability. The plan also suggests ways to make the state’s infrastructure and tax system fairer, more efficient and more sustainable. The…
The use of Self-Managed Superannuation Funds (SMSF) has skyrocketed over the past decade. Among the many reasons for this increase is the ability to purchase residential property in your SMSF with borrowings – debt via what’s called a Limited Recourse Borrowing Arrangement, or LRBA. In essence, the LRBA structure allows an SMSF to borrow and…
If you’re a property nerd like me, and like to keep up to date with and continually analyse the data to make sure you’re making informed property decisions, there’s something you need to know. And even if you are not, I am about to share what I believe to be the most important piece of…
When it comes to property investment, the allure of buying multiple lower-cost properties with high rental yields can be tempting. But if you’re serious about building long-term wealth, the strategy of acquiring one high-quality, investment-grade property generally yields far better results. Here’s why focusing on quality over quantity is a smarter approach to building wealth…
The goal for most investors is to accumulate enough wealth so their investment assets generate sufficient passive income to meet living expenses. If this happens, it is no longer necessary for you to work for an income and you then have complete discretion over what you do with your time. Wouldn’t that be wonderful! However,…
If you’re thinking you can invest in cash flow to grow your wealth, I have news for you. While it never has been the case, especially in the current investment environment in 2025 , chasing cash flow might not be the most financially rewarding decision. Here’s why – and what you should do instead. What…
I was recently asked to distil my property investment philosophy into a few simple rules. Now that’s a big ask… Distil all the mistakes I’ve made and seen others make, as well as all the lessons I’ve learned and those of the many successes investors I’ve worked with into a view of simple rules. Anyway…here’s…
Hindsight is a wonderful thing, isn’t it? Let me ask you a question… With the benefit of hindsight and knowing what you know now if you had the opportunity to do so, would you have bought an investment property 40 years ago? I bet your answer would be yes realising that the median property price…
One of the hardest aspects of property investing isn’t locating the perfect property or securing a good loan. It’s something deceptively simple but challenging: having a sound strategic plan and then sticking to your plan. In an era of social media and reality TV, it’s easy to be tempted by flashy short-term gains, but here’s…
