National rental vacancy rates have fallen off a cliff since Covid. They dropped from the “normal” 2% to 3% range in the late 2010s to barely 1% since 2021. That’s as tight as I’ve ever seen in the data – and as the charts show, there’s been no bounce back across most major urban areas…
Everyone wants the reward, yet very few are willing to pay the price. Not because they are lazy or weak, but because no one ever sat them down and explained a simple truth: Everything you want in life has a cost of entry. Not a penalty. Not a punishment. A price. The ticket you must…
Have you noticed how property investors have become a convenient target lately? We’re being painted as greedy and unethical, and we’re even being blamed for locking first-home buyers out of the market. You may have heard it too: “Is it really fair for you to own multiple properties?” “Aren’t you just taking advantage of the…
The 2025 Australian Cooperative Election Survey (ACES) reveals a nation united in anxiety but divided in diagnosis. Nearly nine in ten Australians agree the country faces a housing crisis, yet opinions on the causes and solutions split sharply along ideological lines. Renters and younger voters see affordability and wages as the core problem; older and more…
Did you know that investing interstate is something that few Australians do? I can understand the reluctance. I know for some people, handing over several hundred thousand dollars for an investment property is a psychological challenge in itself. No matter how much research you do, there is always the concern that the property you invest…
What a year we had in property in 2025. After two years of strong property growth around Australia, 2025 started with many commentators predicting flat growth, yet the markets kept quietly rising. It was a year when consumers were stretched, investors were cautious, and yet property prices kept defying gravity. It was also a year…
If you feel like everyone suddenly has an opinion about property investing, you’re not imagining it. Scroll social media, open a news site, or attend a property seminar and you’ll be bombarded with confident predictions, “can’t-miss” suburbs, and experts promising certainty in an uncertain world. But here’s the uncomfortable truth most investors learn too late:…
Borrowing capacity is usually an investor’s scarcest resource. Because it’s limited, it should be allocated with great care and consideration. The goal is to ensure every dollar of borrowing capacity is put to its highest and best use. One way to measure this, is by considering the return on borrowing capacity – a simple framework for…
I recently did something I haven’t done for a long, long time. I played a game of Monopoly. And yes, I won. But I played it with my grandchildren, so I had an unfair advantage. Now the game reminded me of a very important lesson all property investors must understand – and this is that not…
One good financial decision will have positive consequences. But five good decisions in a row will be life-changing. It will create a lot more than five times the positive outcomes that one good decision will. That’s because good decisions are a compounding asset. Our lives are a sum total of the choices we have made…
