What are the big rocks in your life? Put simply, your big rocks are your priorities. They are the tasks, projects or goals you absolutely must accomplish. If you’re like most people you’re likely to be very busy, but how productive are you? While successful people always find a way to keep a focus on…
It seems spending has ground to a halt amid widespread mortgage stress, according to Finder’s Housing Market Report: Navigating Refinancing in 2023. The report which combines lending data with a survey of 1,016 Australians who have recently refinanced or are planning to – revealed homeowners are taking drastic measures to reduce expenses from skipping meals…
The rising cost of living is taking a toll on Australians. Recent research found that almost two in five Australians (37%) would find themselves without funds within a week if their income were to cease. This statistic remains consistent with findings from two years ago when the nation grappled with the impact of COVID-19 lockdowns…
Superannuation is frequently misunderstood as merely an investment vehicle to accumulate wealth for your golden years. However, in reality, it’s also a structure designed to hold various types of investments which offers a plethora of tax benefits that can result in substantial financial gains, especially for those savvy enough to exploit them effectively. Please note…
Contrary to popular belief, money can make you happy! A report in the Journal of Consumer Psychology looked into the age-old question of whether money can buy you happiness and found that the answer was a very loud yes. In fact, the study concluded that if money doesn’t make you happy, then you’re probably not…
When was the last time you used an ATM? As banks and customers move transactions online, the number of ATMs and bank branches has dropped by more than one in 10 in the last financial year, according to the latest APRA Points of Presence data for June 2023. In fact, the report shows number of…
Do you know that all-too-familiar fear that comes with receiving a monthly bill? Do you open it with trepidation, not knowing if your budget (or lack thereof) will allow for easy, pain-free payment… or will you have to scrounge and save to find the money on time? If this feeling sounds familiar, you’re definitely not…
Those struggling with poverty share some common traits. I call them Poor Habits. I’ve written extensively about these Poor Habits. But, Poor Habits alone only tell part of the story. There are certain Pillars of Poverty that make poverty possible. Some are self-imposed, others external. In their order of relevance, below are the Pillars of…
Those who know how to manage money make it their slave. Those who do not, become its slave. In my research, I discovered specific money habits of the rich that they used to accumulate enormous wealth. Put Money to Work Accumulating money is good but it will not make you rich. You must put money…
We lionize successful entrepreneurs such as Steve Jobs, Elon Musk, Bill Gates, Henry Ford and Thomas Edison. They inspire and motivate us to pursue greatness. We study them in order to learn their secrets to success. When we peel the onion on their success, common factors such as pursuing a dream, having a clear vision,…
