We often talk about Australia’s retirement system being one of the best in the world, underpinned by compulsory superannuation, the age pension, and voluntary savings. But the latest HILDA survey reminds us that the real wealth divide in retirement isn’t about how much super you’ve got – it’s about whether you own your home. The…
“All things are difficult before they are easy.” – Thomas Fuller The path towards success is like climbing a never-ending flight of stairs. Each step is another obstacle to overcome. Each step is another mistake to learn from. With each step, another closed door opened. It requires a warrior mindset. When you have a warrior…
Have you ever noticed how easy it is to swipe a card but how hard it feels to pay it off? For many Australians, credit cards are less of a convenience and more of a trap. And according to new research from Finder, this is a growing concern that could keep millions of households stuck…
When most people think of identity theft, they imagine vulnerable seniors being tricked over the phone or tech-savvy scammers preying on the young. But the reality is very different, and far more unsettling. A new study has revealed that the group most likely to be victims of identity fraud in Australia isn’t the elderly or…
The age-old question of whether money can buy happiness has been hotly debated by philosophers, economists, and social scientists for decades. However, a study published a few years ago in the Proceedings of the National Academy of Sciences suggests that, for most people in the United States, the answer is yes. Daniel Kahneman, a Nobel…
I’ve often said that any problem money you have can solve, isn’t really a problem, and maybe this is true for business and investment matters. That said, there are still lots of things money can’t buy. You’ll never look back on your life and wish you’d spent more time at work, or reminisce about all…
Have you ever wondered what really goes on behind closed doors when it comes to money in relationships? We like to think love is built on trust, but for many Australians, finances are the last frontier of honesty. A new survey has revealed a startling truth: more than one in four Aussies are hiding financial…
Let me ask you a confronting question. Are you where you thought you’d be financially by now? If you’re like most Australians, the answer is probably “not quite” – and that’s OK. In fact, you’re not alone. But let’s take a step back for a moment and really think about why that is. Because if…
What does it take to be in the top 1% of wealthy people? Is it a matter of luck, hard work, education, or perhaps a combination of these? And more importantly… why do so few people actually get there, even though most dream about it? We know that true wealth is much more than how…
We often talk about the rising cost of living, but new research shows just how much pressure it’s putting on everyday Australians, so much so that millions are dipping into their own pockets to keep loved ones afloat. According to Finder, more than 7.7 million Australians have given financial help to friends or family in…
