Your daily habits are the reason you are rich, poor or stuck in the middle class. They are the reason you live in the house of your dreams or a shack. 40% of all of your daily activities are habits This means that 40% of the time you’re on autopilot, every day. Habits save brain…
We all know that money can’t buy happiness. If you’re unhappy before you make a lot of money then extra cash isn’t going to suddenly change your outlook on life. I have written in the past about people who win the Lotto and the fact that many of them end up losing their fortune. They’re…
One day Mr Shoaff said, “Jim if you want to be wealthy and happy, learn this lesson well: Learn to work harder on yourself than you do on your job.” Since that time I’ve been working on my own personal development. And I must admit that this has been the most challenging assignment of all. This…
Let’s have a chat about Aussies and their savings habits. It’s a topic that often comes up, especially when we’re thinking about financial security and future planning. Average savings across the board On average, Australians have about $37,408 tucked away in their savings accounts. However, this figure can be a bit misleading due to the…
The goal for most investors is to accumulate enough wealth so their investment assets generate sufficient passive income to meet living expenses. If this happens, it is no longer necessary for you to work for an income and you then have complete discretion over what you do with your time. Wouldn’t that be wonderful! However,…
Women are set to be the primary beneficiaries of Australia’s intergenerational wealth transfer, claiming about 65% of nearly $5 trillion by 2034, a groundbreaking report by JBWere published in the AFR reveals. This shift is fueled by factors such as longevity—women generally outlive men—and evolving divorce outcomes. Additionally, the ‘older daughter effect’ plays a significant role,…
Each of us has two distinct choices to make about what we will do with our lives. The first choice we can make is to be less than we have the capacity to be. To earn less. To have less. To read less and think less. To try less and discipline ourselves less. These are…
Do you dream of becoming wealthy and achieving financial freedom? If so, then you might have wondered why some people are able to reach their dreams and get rich while others seem stuck in the same rut forever. The fact is: many people will never get rich, despite their best efforts. However, having worked with…
People often ask me how I became successful in that six-year period of time while many of the people I knew did not. The answer is simple: The things I found to be easy to do, they found to be easy not to do. I found it easy to set the goals that could change my life….
Here is a good question to ask yourself … Where are you going? Ten years from now, you will surely arrive. The question is, where? We don’t want to kid ourselves about where; we don’t want to kid ourselves about the road we’re walking. At 25, shortly after meeting my mentor Earl Shoaff, I had…
