Most people don’t like to talk about money – they don’t like to talk about it with their spouses. They don’t like to talk about it with their kids and they don’t like to talk about it with their friends. Why is that? There are two driving factors that make money a taboo topic: #1…
What do wealthy people do to become wealthy?” The answer is – “They create their own good luck”. But how can you create good luck? Before I answer that question we need to understand luck. There are four types of luck: Random Good Luck Random Bad Luck Opportunity Good Luck and Detrimental Bad Luck Random…
Let’s be honest—playing the lottery feels like harmless fun. A couple of bucks for a shot at financial freedom, right? But here’s the problem: it’s not harmless when people actually believe it’s a strategy to build wealth. It’s not. It never was. In fact, I’d argue that playing the lottery is just a tax on…
Each one of the 233 millionaires in my five-year study of rich and poor people was lucky. Fifty-six (24%) were born into it and 177 (76%) created it. The type of luck those 24% received was random good luck. The type of luck those 76% received was self-made. Luck, whether random or self-made, is a common…
Women live longer than men, but retire with a lot less money. Girls are taught to save, while boys are taught to invest. And despite all the noise about progress, the gender wealth gap in Australia remains stubbornly wide. Those aren’t just soundbites. They’re hard facts from Finder’s State of Women’s Wealth Report 2025 —…
A lot of people say they’re good with money. They say they have a gift for making it. That they love money and that money loves them. This may be true. But just because you like money and enjoy making it (that’s most of us) doesn’t mean you’re good with money. Those are two very…
It has been said that the most important factors that will change where you are in 12 months’ time compared to where you are today in your life are the books you read and the people you hang around with. If you want to improve your life, I believe you need to build the foundations…
I love the Joe Rogan podcast because Rogan cuts through all of the noise with his straight talk and common sense logic. You can learn a lot just from listening to his podcast. Some of the things I’ve learned from the Rogan podcast align with much of my Rich Habits research. Here’s some of the…
Born leaders are hard to find, but when you come across one, you know it immediately. While leaders’ personalities are naturally varied, there tend to be some recurring behaviours and traits that mark them as born leaders. If you’ve ever been fortunate enough to work with, or for, a born leader then you’ll know what…
Australia’s wealth landscape is undergoing a significant transformation. The number of high-net-worth individuals (HNWIs) is on the rise, and a substantial intergenerational wealth transfer is underway. These shifts present both opportunities and challenges for wealth management, estate planning, and economic equity. The surge in high-net-worth individuals High net worth individuals (HNWI) in Australia are worth…
