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After two challenging years of high borrowing costs and fragile confidence, 2025 opened with a long-awaited turning point: the first interest rate cut in more than four years. It was the moment homebuyers, investors, and even weary mortgage holders hoped would turn the tide. And in many ways, it did, because it was more than…
By now you’re probably used to my Monday morning inspirational quotes. They’ve become very popular with thousands of readers each week. And each time I quote one of my mentors, Jim Rohn, the readership surges – obviously I’m not the only one inspired by him. So here are some great vitamins for the mind from…
We live in an interesting world, don’t we? Particularly if you’re an investor. Every time the world’s economic woes seem to have sorted themselves out, or we think Australia’s economy is on the move again, or we think inflation is under control, a new set of challenges pops up for us as investors. If I…
For decades, Australia has taken pride in offering one of the world’s most liveable lifestyles: safe cities, high wages, generous social systems and, of course, the long-held expectation that you’d eventually retire in the comfort of your own home. It was the classic Australian promise: Work hard for 40 years, pay off the mortgage, and…
Picture this – it’s 2045. You’re walking through a museum with your grandkids, and instead of staring at ancient artifacts or dinosaur fossils, they’re peering into glass cases displaying remote controls, petrol pumps, plastic packaging, and car keys. They’ll look up at you in disbelief and ask, “Did you really use these?” You’ll smile, remembering…
Imagine a world where Australians could work just four days a week, without a pay cut, without a drop in productivity, and still deliver the same results. It sounds too good to be true, doesn’t it? Yet mounting evidence from around the world shows that the four-day workweek isn’t just a feel-good idea; it may…
For decades, we’ve been told to fear a population explosion, that there are too many people on the planet – straining our resources, overcrowding our cities, and destroying the environment. But what if the real problem of the future isn’t too many people… but too few? It’s a fascinating shift in thinking, and one that…
If a picture paints a thousand words, then this collection of charts should do a pretty good job of painting the landscape as it affects our economy and our property markets. Each month the RBA summarises macroeconomic and financial market trends in Australia by providing a detailed chart pack. World Economy Australia’s economy doesn’t operate in…
Ever heard of the 1% rule in property investment? It sounds simple, even seductive. Buy a property where the monthly rent is at least 1% of the purchase price, and you’re set for positive cash flow. In theory, it’s a quick way to separate good investments from bad. While you may come across this a…
Over the last 50 years in property, I’ve seen this play out time and time again… The real fortunes in property aren’t made during the boom. They’re made before the main property boom by investors who recognise the signs, trust the process, and have the courage to act while everyone else is sitting on their…
