Do you want to buy an investment property but don’t have the cash readily available for a deposit? The good news is, if you already own a property, there is a way of buying a second property using equity instead. So if you’re wondering how equity works when buying a second home, read on and…
Adelaide’s July decline was small — home values dipped just 0.2%, following a 0.3% fall in June. Two consecutive monthly declines totalling half a percent hardly constitutes a crisis. But the number that genuinely matters in Adelaide right now is not about prices at all. It is about how many properties are available to buy….
Over the past week, all four of Australia’s biggest banks have reported falls of between 12% to 20% in new home loan applications since the May federal budget. After announcing it would keep interest rates on hold, the Reserve Bank confirmed demand for new home loans has “declined noticeably”. For anyone currently in the market…
Perth was the only major capital city to record a positive result in July, with home values rising 0.1% over the month. On paper, that makes it the last market standing. In practice, the number tells a considerably more complicated story — because the June figure it followed was revised down to a 0.5% fall,…
What if the greatest financial risk facing you isn’t the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does? Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they’ll stop working somewhere around 65…
Brisbane spent two years as the market everyone pointed to when they wanted to argue the Australian housing boom still had room to run. That argument no longer holds. Home values fell 0.6% in July 2026, and revised data now confirms this was the second consecutive month of decline, following a 0.1% fall in June….
We Australians are very good at finding fault with the cities in which we live. We complain about congestion, expensive housing, crowded trains, planning delays and infrastructure that often seems to arrive years after it is needed. Sure, many of those concerns are justified, but every so often an international comparison allows us to step…
Sydney has now been falling for six straight months, and July delivered the sharpest instalment yet. Home values dropped 1.4% over the month, extending a decline that has run continuously since the market peaked in January. The cumulative loss now stands at 5.3% — roughly $69,000 stripped from the median dwelling value in just over…
What if rising property values are making Australians wealthier on paper, while leaving many of us feeling less secure, more stressed and less satisfied with life? Australia is a prosperous country, and millions of homeowners have built substantial wealth through property. Yet measures of happiness have remained flat or declined, while younger Australians increasingly feel…
Higher interest rates and uncertainty over the Federal Government’s proposed property tax changes are clearly taking some heat out of Australia’s property market, with new mortgage lending falling sharply in the June quarter. According to the latest ABS lending indicator data the total value of new housing loans settled in the June quarter was $97.6…
