This article discusses the proposed Local Infrastructure Fund and extended ban on foreign ownership of established homes across Australia. Both items were announced in the Federal Government’s Budget on May 12th 2026. Local Infrastructure Fund Australia’s new Local Infrastructure Fund sounds impressive at first glance. A $2 billion housing infrastructure package certainly makes for a good Budget…
The Sydney property market is moving through a distinct structural transition, with Cotality’s latest figures showing a dwelling value contraction of 0.6% in April. This decline marks the fourth monthly downturn out of the last five for the harbor city, leaving the local market sitting 1.0% below the peak recorded in November last year. While…
You learn some lessons about money from books. Others you only learn the hard way – through experience, mistakes, and time. Looking back over several decades of investing and wealth creation, there are quite a few things I wish someone had explained to me earlier in life. Not because the information wasn’t available. I read…
The Melbourne property market continues to face persistent downward pressure, with the latest Cotality data showing a dwelling value dip of 0.6% in April. This extended downturn represents the fifth consecutive monthly decline for the Victorian capital, pulling overall values down a cumulative 1.9% from the November cyclical high and leaving them 2.3% below the…
Australia has always promised that if you worked hard, took responsibility, invested wisely and built something for your family, you’d be encouraged – or at least not punished for doing so. But some of the recent Budget changes raise a very uncomfortable question: are we slowly dismantling that promise? Because buried behind the headlines, the…
Every few years property investors are told the game is over. A new tax. A new regulation. A new lending rule. A new reason to sit on the sidelines. And yet, after 50 years of investing through booms, busts, recessions, credit squeezes, banking reforms, political interference, rising interest rates, falling interest rates, a global financial…
The national housing market is navigating a distinct cyclical turning point, with Cotality’s National Home Value Index rising by just 0.3% in April, taking the slowest monthly growth recorded since January 2025. While values continue to trend higher on a national level, the pace of appreciation is clearly losing momentum as the housing cycle moves…
For many Australians, most of their retirement wealth is tied up in their home. A simple, well-designed program to tap into those trillions in home equity could help boost their retirement incomes. Such a program exists. However, it remains little known and underused. The federal government’s Home Equity Access Scheme (HEAS) allows older Australians to…
I believe most people spend too much of their lives trying to reduce perceived financial risk. The opportunity cost of this approach is very high and puts lifestyle goals at risk. Too much focus on risk reduction Many people buy a home and then focus on repaying debt. They then upgrade their home and once…
What if I told you the single biggest threat, or opportunity, for your wealth creation journey could be something you never saw coming? In the early 1980s, long before there was a TV show by the same name, economist Dr. Don Stammer taught me to always watch out for the “X Factor.” These are the…
