Capital city home prices have continued to rise over April despite higher interest rates and the continued uncertainty over the outlook for inflation and the global economy. Growth rates however have eased, reflecting also the usual subduing effect of the lengthy April holiday month The national capital city median house price increased marginally by 0.3%…
The latest inflation figures are a timely reminder that while the headline numbers grab attention, it’s what’s driving them beneath the surface that really matters for interest rates, household budgets, and ultimately property markets. According to the latest data, headline inflation jumped to an annual rate of 4.6% in March, up from 3.7%. ABS CPI…
Over the years, I’ve often said that when housing affordability deteriorates, Australians don’t just complain, they adapt. What we’re seeing now is another example of that adaptability, although this time it’s being driven less by choice and more by necessity. The traditional idea of moving out, gaining independence, and progressing through predictable housing stages is…
Every year, the media confidently predicts what’s ahead for our property markets. And every year, when we look back with the benefit of hindsight, a very different story emerges. Now that 2025 is well behind us, it’s time to check the scoreboard. Not to criticise for the sake of it, but because if you’re a…
What if the real reason you are not yet where you want to be financially has nothing to do with interest rates, your income, or the market… and everything to do with what my guest today calls your “head trash”? My guest today is Dr Noah St John. He grew up poor in a wealthy…
In early 2012, everyone had a reason not to buy in Sydney. We know how that ended. The best property markets rarely feel like the best property markets when you’re standing in them. And I’ll be honest – for the last few years, it’s been hard to make a bullish case for Melbourne without immediately…
I’ve found that for most property investors to change their level of wealth, they must change. Rather than disagree, please humor me for a moment and read on… Sometimes we love change and sometimes we hate it. In fact, some of us love to change and others fear it. Why is change difficult for many…
There is one investment principle that, if you truly understand it, will help you make the smartest financial decisions and create the most wealth in the long run. I know that sounds like hyperbole, but I assure you, it’s not. I cannot overstate how important this principal is. The most important investment principal is… The principle is simple: buy the investments with the strongest past evidence and fundamentals to…
What if I told you the next 20 years will pass much faster than you think? And when they do, you’ll either be financially free or still wondering why others got there and you didn’t. The truth is that time is the most valuable, non-renewable asset we have. Yet too many Australians waste it reacting…
Many Australians still believe they’ll finish work with a mortgage-free home and enough super to live comfortably. But the reality is shifting rapidly, and it threatens to reshape how we think about both retirement and property investing. More of us are likely to be renting in retirement, still paying off mortgages, and having to use…
