For millions of Australian homeowners and property investors, the Reserve Bank’s decision to leave the cash rate unchanged at 4.35% will come as welcome relief. After three interest rate increases earlier this year, the RBA has now kept rates steady for two consecutive meetings, and while that doesn’t necessarily mean the tightening cycle is over,…
Is now the right time to invest in property… or should you wait? Everyone wants to buy at the bottom and sell at the top. But what if trying to time the market is actually sabotaging your wealth? Today I’m joined by Joseph Ballotta to discuss whether timing the property market is a good idea….
For years, Australian homeowners have enjoyed a substantial equity dividend as rising property values quietly built wealth in the background. While the headlines focused on interest rates, affordability pressures and predictions of a downturn, millions of homeowners benefited from holding property through several market cycles. Domain’s latest Profit and Loss Report suggests this run may…
For millions of Australian borrowers, an offset account has become an important part of managing a mortgage. Salaries are paid into it, savings accumulate there and household spending flows through it, all with the expectation that every dollar sitting in the account is quietly reducing the interest charged on the home loan. However, a recent…
Whether you rent, own your home or have never invested a dollar, private housing investment affects You. Every rental home exists because someone chose to invest their savings in housing instead of somewhere else. The biggest mistake in the housing debate is to treat housing as a fixed pie. It is not. Demand alone does…
When it comes to building wealth through real estate, the fundamentals rarely change. Success isn’t about quick wins or timing the market – it’s about understanding timeless principles and mastering your behaviour. Fact is…You don’t need to outsmart the market – you just need to stop outsmarting yourself. Like you, I see headlines screaming that…
What’s next for interest rates? Well, it seems mortgage holders can breathe another sigh of relief, with most experts tipping the RBA to leave the cash rate where it is. According to this month’s Finder RBA Cash Rate Survey™, 38 experts and economists weighed in on future cash rate moves and other issues relating to…
There are moments in life when we think, “I have made a terrible mistake” or even, “Oh God, things could not get much worse.” Queue the doomsday music! That sinking feeling is not a pleasant one, and some people are so afraid of that emotion – of doing something wrong or taking a course of…
While property investing may be simple, it’s not easy and that’s not a play on words, because many investors end up paying a huge “learning fee” or “Stupid Tax” as I like to call it. A fee that they didn’t expect to pay. That’s because choosing the right investment property comes down to much more…
Believe it or not, more than one-third of everyone working in Australia was born overseas. In our capital cities, that figure rises to around 42 per cent. In my mind, those numbers should change the way we discuss migration because overseas-born workers are central to the Australian economy. They help staff our hospitals, care for…
