I’ve always believed that the start of every year is the ideal time to consider your wealth creation goals. So, why don’t you ask yourself this question: Will this be like most other years where good intentions are forgotten or put aside because of the pressures of everyday life? As the saying goes: Why put…
Imagine reaching retirement age, finally ready to enjoy the fruits of decades of hard work, only to realise you’re still sending monthly repayments to the bank. That’s the unsettling reality facing a growing number of Australians, as homeownership is being delayed later and later in life. For generations, the great Australian dream was simple: buy…
The concept of ‘living within your means’ used to be a simple way of life. In years gone by, credit cards and personal loans were much more difficult to obtain, so there was really no other option. Today, however, we live in a society that offers easy access to unsecured credit. With the average Australian…
The topic of inheritance is often shrouded in a cloud of complexity and misconception. Many people think that sophisticated estate planning tools like testamentary trusts are only for the wealthy elite. However, this couldn’t be further from the truth. With rising divorce rates and the increasing complexity of modern families, testamentary trusts and other estate…
Australia is at the precipice of a monumental shift in property ownership, thanks in large part to an aging population. The Baby Boomer generation is aging, and with that will come a massive transfer of wealth. Bernard Salt wrote an insightful column in The Australian – “Get ready for Australia’s great home inheritance avalanche,” suggesting…
In today’s property market, everyone wants to buy cheaper—and every vendor wants top dollar. The catch? The asking price is rarely the bottom line. That’s why, before you make your move, you need a clear strategy. Use these five questions to test your assumptions, protect your margin, and make offers with confidence. 1. How did…
Today Ken Raiss and I zoom out from the noise, unpack what’s really going on beneath the surface, and help you make sense of the shifting forces shaping our economy, our property markets, and your long-term wealth. The RBA wrapped up the year with a steady hand, but the tone behind that decision has raised…
Back in early 2020, when we were told to “stay home,” none of us really knew what that meant for the long term. Would COVID change everything forever? Would cities empty out? Would we see a baby boom, a population collapse, or a permanent shift to remote work? Now, nearly six years later, we finally…
Inflation cooled in November, as a wave of retail discounting helped ease the pressure on household budgets during the holiday period and bolstered the case for the Reserve Bank to hold interest rates steady next month. However, a hike is by no means off the cards. ABS data released this week shows headline inflation dropped…
If you thought buying property was getting harder, try renting the dream lifestyle. Across Australia, rents have skyrocketed so fast that simply living where you want is becoming a luxury for some people. New research from Domain paints a stark picture of our rental future, one where proximity, prestige and even basic comfort come with…
